Right now I pay $350 per year for my Ninjette.

For a 2008 Honda CBR600RR my quote was $1300...

Looks like I'm going to have to wait a year...

Sounds about right, I was quoted a bit more than that on a 2010 Triumph Daytona 675

Oh I see I'm not the only antsy one

:bounce:

Can't pass up a good deal when I see one, just didn't pan out :p

Id switch insurance... thats insane...

I looked up like 5 bikes I'm considering for next year, and I found the Honda CBR 6's to be the cheapest insurance of the major 4 SS's. However, still more than a normal 'sport bike' model, like the 650R/SV650/FZR6.

Anyway $1300 yr doesn't sound to bad honestly, for that bike.
Options like MSF cert being faxed in may lower that too.

Just redid my insurance quotes and was under 750 (through rider with collision and comprehensive) which I find hard to believe I'd actually get that price since when I actually called for quotes it was double that.

1300 is retarded bro,

and if he meant full coverage he should have specified so forgive me in that case

I double checked for myself and it was basically double going from my 09 250R to an 09 ZX-110R... maybe some day :noidea:

At my ins. broker I got to look at the list and how the rates go up by bike cc and style.
There was a few mistakes on there with regards to classification so you may want to have a look at the list before you buy.

According to the list I saw, my ninja is not a sport bike and either is the new Aprilia Track only bike, at 130 HP :eek::eek:!!!
If that's not corrected by the time I buy a track bike, that's where I'm going :D

yeah a GSXR 600 was 1000 for me and im 24 next week :/

I pay $400 for LIABILITY!! I went through a broker tooo... :/

geez, how old are you guys?

2011 Suzuki GSXR600- State farm quoted me at 379/year full coverage, $500 dollar deduc.

2009 ZX6R- State farm quoted me at 320/year full coverage, $500 dollar deduc.

I currently pay 132/year full coverage on the 250.

Given, my driving record is immaculate, and im 26yrsold.

Must be some tickets combined with young age or just poor insurance shiopping.

I paid $74/yr with $100 deductable on the N250.

Currently pay $538/yr, same deductable, for the RVT1000r. No matter how hard I tried to convince them otherwise there is no hiding or confusing what type of bike the RC is:D

This is through progressive.

Under 25, single, no tickets/accidents. I have Collision/Comprehensive/Liability(10k/25k/50k).

Geico and Progressive both quoted me $1000 for my 250 for just liability alone.

NJ insurance rates are pretty awful.

Is it usually that big of a difference?????? My god, that seems crazy!

Id switch insurance companies. $350 a year for your 250? I pay $90 a year
What do you have for coverage though???

Looks like there is some advantage to being old.

State Farm quoted $21/month for full coverage on a 2011 Ducati Multistrada 1200s.

Must be some tickets combined with young age or just poor insurance shiopping.

I paid $74/yr with $100 deductable on the N250.

Currently pay $538/yr, same deductable, for the RVT1000r. No matter how hard I tried to convince them otherwise there is no hiding or confusing what type of bike the RC is:D

This is through progressive.

ive been a fan of the RC since nicky hayden won the ama superbike championship on it in 02. beast. :thumbup:

im 24 next week married, one kid. no tickets no accidents and STILL $400 a year for liability... and I went through a broker! idk about CA

im 24 next week married, one kid. no tickets no accidents and STILL $400 a year for liability... and I went through a broker! idk about CA
Omg that's nuts

I'm paying $60/mo for my 250R with full coverage.

Omg that's nuts

I did just get my license but still... that seemed like a lot...

You live in NJ you might want to check out Rider (http://www.rider.com/) they're pretty cheap. My liability would have been $60/year.

Rider is my current carrier. The $1300 quote was from their quote generator, which is pretty accurate.

I would recommend Markel. Small company, cheap rates and available when you need them.

Does we have an insurance FAQ? It would be good to make note of companies like Rider and Markel.

27 - got quoted $218 full coverage for 1 yr for a '11 zx6r. currently paying $135 for my 250r.

http://troll.me/images/jackie-chan-whut/da-fuq.jpg

I dont understand how mine is so high then to be honest?

Does we have an insurance FAQ? It would be good to make note of companies like Rider and Markel.

Our mongo insurance thread about who pays how much for what is right up here (http://www.ninjette.org/forums/showthread.php?t=25926).

I am 19 no license or msf yet i got quoted full coverage 98 bucks a month :S take away collision It goes to 45 bucks a month 228 a year for liability 50/100/25 on all of em.

Poor justin no one really does like you >.< but you got me. :P

I am 19 no license or msf yet i got quoted full coverage 98 bucks a month :S take away collision It goes to 45 bucks a month 228 a year for liability 50/100/25 on all of em.

Poor justin no one really does like you >.< but you got me. :P

with who?

dude idk how mine is so high. Its just basic liability and uninsured motorist. But yeah I just checked its 390 a year

progressive

ive been a fan of the RC since nicky hayden won the ama superbike championship on it in 02. beast. :thumbup:

I was an old fan of the RC45 with Bostrom on it back in 98. When Colin whopped up on the WBSK in 00 with the RC51 I knew I had to have one someday. 02 rolled around and both Edwards (WSBK) and Nicky (AMA) championed up on the RC...yeah, let's just say my RC fate was sealed, lol. I really want an ole RC45 to coddle and park next to the RC. Hopefully I can start my v-twin/four superbike collection in a few years.....

Just was quoted $792 for full coverage and $396 for liability on my 06 R6 with state farm. Sucks too, cause I am 37 and have been with them for 10yrs, everything home, auto/bikes and life. Seems to much, the 250 is $180 per year, uggg.

I am 38, no tickets or accidents, with two bikes on my policy. My wife is on my policy as well (new rider with less than two years of riding experience). Full coverage on both bikes. $600/year through Nationwide.

progressive

Ive got progressive too.

With my AAA discount I didnt know about Im now down to 360 a year liability plus uninsured/under insured motorist.

I got quoted 5800 a year for a BMW S1000rr :eek:

I guess I can't complain...$78 a year for the pint size Ninja, $180 for my 2000cc Vulcan, & $145 for the Vulcan 800.
The Ninja is just liability, the other 2 are full coverage.

Many people are getting squeezed big time, & it can royally suck!:eek::mad::(:bangdesk::bash::censored::soapbox::yell:

You could buy a new ninja every year :D

If you are in one of the states that offers RIDER insurance they are 95% of the time the cheapest

I've got every coverage imaginable on my ninja and it's $1500 a year. I got quoted on a 2011 FZ6R and it would go up to $7000 a year. :confused40:

I'm with you guys. This ninja's not going anywhere for a while.

I did just get my license but still... that seemed like a lot...

If it's like mine, it will be chopped in half after you've had your first year of having a license. All the places my broker checked had high rates for the first year that went down to half on the anniversary date. :thumbup:
Worth asking before you switch.

If it's like mine, it will be chopped in half after you've had your first year of having a license. All the places my broker checked had high rates for the first year that went down to half on the anniversary date. :thumbup:
Worth asking before you switch.

yeah Im hoping so... Ill also be just shy of 25 when I get it renewed here in the states thats the magic age where your ins. drops.

yeah Im hoping so... Ill also be just shy of 25 when I get it renewed here in the states thats the magic age where your ins. drops.
:thumbup:
I'm way over any magic age but I'm the magic gender. State Farm wouldn't insure me because I didn't have a car license even though my house & the Bigger Half's truck are with them. Grr.

Does the states still penalize male riders/drivers?

:thumbup:
I'm way over any magic age but I'm the magic gender. State Farm wouldn't insure me because I didn't have a car license even though my house & the Bigger Half's truck are with them. Grr.

Does the states still penalize male riders/drivers?

Yes. :/

although IDK why because current statistics have shown females are just as bad and starting to get worse then males.... go figure ;)

even testosterone cant be worse then the indecisiveness of the young female driver... (im talking 16-18ish girls) ugh

Yes. :/

although IDK why because current statistics have shown females are just as bad and starting to get worse then males.... go figure ;)

even testosterone cant be worse then the indecisiveness of the young female driver... (im talking 16-18ish girls) ugh

:happy10::happy10:

OOoo, beg to differ with the stats but maybe those stats include those damn idiots texting. I think all women in the future will have bent necks. My MSF class showed that for motorcycles it's still kinda bad for young men compared to women. I hope we never catch up :(

I'm not afraid of the young female drivers 'cos they slow down thinking I'm a hot young male biker, heh heh. You'd be surprised how fast I can stuff my hair into my jacket if need be.

It's the stressed out soccer Moms in big SUVs that freak me out :eek:

Hey, maybe those young girls are being indecisive because they're trying to decide if you're a hottie?

:happy10::happy10:

OOoo, beg to differ with the stats but maybe those stats include those damn idiots texting. I think all women in the future will have bent necks. My MSF class showed that for motorcycles it's still kinda bad for young men compared to women. I hope we never catch up :(

I'm not afraid of the young female drivers 'cos they slow down thinking I'm a hot young male biker, heh heh. You'd be surprised how fast I can stuff my hair into my jacket if need be.

It's the stressed out soccer Moms in big SUVs that freak me out :eek:

Hey, maybe those young girls are being indecisive because they're trying to decide if you're a hottie?

lol that was straight from the mouth of my state mandated drivers training class in High School. Granted that was 9 years ago... but Im assuming its worse at this point. Soccer moms are scary as well, but here Im afraid to ride by the high school at lunch because there is a SERIOUS chance I will get plowed into by one of the kids driving...

but yeah youre probably right on the last part :lol:

for some reason jr. high age girls think im the cutest... its so weird. haha

My 250 was quote $2500/year from Allstate for almost full coverage. So I went with Geico for $260/year, same coverage.

Idk why but among big4 600cc, the quote for Zx6r is always the lowest ($600/year), the other 3 are the same $1000/year. Surprisingly, if I can afford a Duc 1098, it will only cost me $700/year. I really have no idea where insurance companies get those number from ?

My 250 was quote $2500/year from Allstate for almost full coverage. So I went with Geico for $260/year, same coverage.

Idk why but among big4 600cc, the quote for Zx6r is always the lowest ($600/year), the other 3 are the same $1000/year. Surprisingly, if I can afford a Duc 1098, it will only cost me $700/year. I really have no idea where insurance companies get those number from ?

bikes that jackass's who like doing wheelies down the freeway like....

bikes that jackass's who like doing wheelies down the freeway like....

:thumbup:

I am 19 no license or msf yet i got quoted full coverage 98 bucks a month :S take away collision It goes to 45 bucks a month 228 a year for liability 50/100/25 on all of em.

Poor justin no one really does like you >.< but you got me. :P

I'm 18, here msf doesn't do anything. And for the gxxr600 im doing 425 a year.
Which is better than 1200 for the jeep:rolleyes:

Jeeze, $1300 seems like a lot but I guess it depends on where you live and other factors. I'd say just stick with the ninjette considering you could have 3 years of ninjette insurance with 1 year of a 600cc insurance

Right now I pay $350 per year for my Ninjette.

For a 2008 Honda CBR600RR my quote was $1300...

Looks like I'm going to have to wait a year...


I still think you should shop around. There are many providers out there.

How old are you if I may ask?

Also check out the average motorcycle insurance rates (http://www.quotes-center.com/average-motorcycle-insurance-rates) to see based on your age if you are in the right range.

I just insured a 2008 Daytona 675 with State Farm... Full coverage and Uninsured motorist is $40 a month or $480 per year.

is 1000/yr an average for a 600cc bike?
that would be a big jump since im only paying 113/yr for my 250. hmmmm....i might have stick with the 250. i havent got a quote yet tho.

is 1000/yr an average for a 600cc bike?
that would be a big jump since im only paying 113/yr for my 250. hmmmm....i might have stick with the 250. i havent got a quote yet tho.

depends on where you are located, who you get it with, what kind of 600cc bike you are getting and the biggest thing is how long you have had your license.

So i checked progressive quotes it was 30/60/15k if i can remember 500 duc for comp and coll.
for 2008s
250 was like 780 yr

I check the daytona 675 at about 1.5k a year

Also a zx6r 2.8k a year

Had my m1 since 11/14 and 19 yrs old. :S

So i checked progressive quotes it was 30/60/15k if i can remember 500 duc for comp and coll.
for 2008s
250 was like 780 yr

I check the daytona 675 at about 1.5k a year

Also a zx6r 2.8k a year

Had my m1 since 11/14 and 19 yrs old. :S

I thought I remember you saying it was less than that.... Im only at $360 a year with my 250. A GSXR was gonna be like $1100 though :/

Idk about you guys... But im 19, and pay $87 a month ($1044 a year) for my 636

Idk about you guys... But im 19, and pay $87 a month ($1044 a year) for my 636

thats about what I would pay with minimum coverage. Ive only had my M1 for about 4 months though I think its been.

thats about what I would pay with minimum coverage. Ive only had my M1 for about 4 months though I think its been.

I have full coverage, not one thing missing. I know my insurance dude hooked me up though, he said I've been riding for 3 years, and belonged in the Harley group thing lol The Harley thing by its self saved me 5%

I have full coverage, not one thing missing.

At what deductible, and with what limits?

At what deductible, and with what limits?

$250 duct

I dont have my sheet in front of me, I just emailed my insurance dude, ill let you know

OK - but I'm less concerned about me knowing than I am about you knowing. Cheap insurance can sometimes be just that, cheap. There is no universal standard of "full coverage" that is exactly the right amount for everybody. The state minimums of 15k/30k are a joke, and will be exhausted quickly if the injured party has any moderate injuries, and suddenly the rest of the assets you own (and future earnings) become fair game.

OK - but I'm less concerned about me knowing than I am about you knowing. Cheap insurance can sometimes be just that, cheap. There is no universal standard of "full coverage" that is exactly the right amount for everybody. The state minimums of 15k/30k are a joke, and will be exhausted quickly if the injured party has any moderate injuries, and suddenly the rest of the assets you own (and future earnings) become fair game.

I know its full, I made sure, its no where min, i did $150,000/$300,000 or $250,00/$500,000, thats what I cant remember

:thumbup:

OK - but I'm less concerned about me knowing than I am about you knowing. Cheap insurance can sometimes be just that, cheap. There is no universal standard of "full coverage" that is exactly the right amount for everybody. The state minimums of 15k/30k are a joke, and will be exhausted quickly if the injured party has any moderate injuries, and suddenly the rest of the assets you own (and future earnings) become fair game.

Yeah thats for sure... just think if you hit something with 4 clowns in it, and there all saying there hurt :rolleyes:

I thought I remember you saying it was less than that.... Im only at $360 a year with my 250. A GSXR was gonna be like $1100 though :/

i was talking about minimum last time :S id get like liability and comp with 500 dec for like 360 :S

i was talking about minimum last time :S id get like liability and comp with 500 dec for like 360 :S

yeah I think it is minimum. I think wed pay about the same then.... which is pretty nuts in the grand scheme of things since im 24 and have a wife and child...

I got quoted 5800 a year for a BMW S1000rr :eek:


$5800 /yr for that bike? its so discouraging.

I'm 20 with only on ticket on my record (no speeding), and I'm from Ohio.

It's about $650 per year for me just on the 250R.

I can't wait until I'm 25.

I'm 20 with only on ticket on my record (no speeding), and I'm from Ohio.

It's about $650 per year for me just on the 250R.

I can't wait until I'm 25.

I heard that its not that much of a difference anymore, but I guess Ill find out in October... lol

Hmmm...not sure

I will let you know....

I hope its cheaper. My sister and brother inlaw are 4 years older than me and my wife and they pay about $50 less than we do a month and have almost exactly the same cars. They have a little bit nicer of a new one (a 2009 Corolla we have 2011 Fiesta) and then we both have 90s corollas... so age is the only difference

$5800 /yr for that bike? its so discouraging.

http://img.chan4chan.com/img/2011-10-21/Laughing.png

my bro got quoted $7000/year for a 2011 zx-6

Canada FTW!

I'm waiting till I graduate college to get a bigger bike. Depending on how the insurance looks, I might wait till I'm 25 to get a bigger one and get a new 250R and mod the heck out of it.

why it still wont be that fast?

The 250? cuz it's fun. Make it my project for tinkering to make it how I want it. I think some of the really well done street fighter new-gen 250's look really cool. Plus, if it's not my only bike, I wouldn't mind having some fun with making it unique.

yeah but I was thinking why get 2 250s? lol

Oh well if I get a new 250, I'll sell the current one, and the bigger bike will either come right after college, or wait till I'm 25. Only going to have 2 bikes total; 1 250 at a time :thumbup:

I'm not even that big of a 250 nut when I have limited garage space haha

When I had my 250r, my yearly insurance was $190. My zx6r doubled lol.