View Single Post
Old March 1st, 2016, 12:09 AM   #4
NevadaWolf
Certified looney toon
 
NevadaWolf's Avatar
 
Name: Teri
Location: 39°52'40.7"N 118°23'53.8"W (Northern NV)
Join Date: Jun 2012

Motorcycle(s): 2012 Ninja 250, 102k+ miles -- 2014 CB500X, 42k+ miles

Posts: A lot.
Blog Entries: 16
MOTM Jul '13, Jul '14
Sadly can't help with the bills, but might be able to help understand why the bills.

Say you needed an xray and it is done at the hospital. The hospital will charge for the actual taking of the xray. However, the tech taking the picture (likely) isn't certified to read the film and give a diagnosis. So the hospital sends the film to a radiologist who reads the film and gives the official report. Now you have a second bill from the radiologist.

Same with doctor visits or lab work. The hospital has its own charge for the room and supplies while the doctor has their own charge for seeing you and the lab has its charge for processing samples.

The more convoluted the treatment, and the more offices/professionals involved, the more bills you get.

It's overwhelming until you can sit down and put all the invoices and explanation of benefits (insurance payments) together to track who was doing what and when. It really really helps to keep everything together and sort it by day of service. I tend to staple everything in order (appointment/visit info, original invoice, insurance payment, my payment) so I know what is paid and what is outstanding.

Hopefully the insurance has a good contracted rate with the remaining bills and you won't end up with too much out of pocket.
__________________________________________________
<-- Linky
Hey Unregistered! The code [you] shows the username currently logged in.
IBA # 56020 AMA # 521481 Fun Rides! ][ My Videos ][ My Gear
Hold yourself to the same rules you expect others to follow.
NevadaWolf is offline   Reply With Quote