Quote:
Originally Posted by jcgirl
OK.. So the story is gonna get a little worse now... well just for me I guess. I just got a call from the insurance. it's looking like they want to write off my bike. They're giving the value of the bike at $4500, and I have a $500 deductable. Which means that I'll get a payout of about $4000. Too bad that I financed the bike in Oct. Which with taxes and registration came to about $6500. So it pretty much means that I'm not gonna have a bike, but I'll still be paying for one. But luckily the insurance is classifing this as a hit and run, so my insurance premiums on my non exsistant bike won't go up. Ever try really hard not to cry????
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Did you not get gap insurance when you did your financing? If you don't know... check. I know of two different people that didn't realize they had signed on with gap insurance when they financed, but found out that they did have it (both were thefts) after all. It's a real common "add on" by the finance agents.
Glad you're all in one piece!
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Always get a second opinion because most of these people are makin' this stuff up