[Apex]

Yeah, that is what I have to look at. My bank does bikes at a flat rate of 6%. I know Yami is having good deals right now, so an R1 wouldn't be totally out of the question. Then again, the payment for an R1 with 1k down, 3 years @ 1.99% is about $350/mo. Still kind of pricey for a bike IMHO.

The whole deal rolls down to what I can put down on the bike, monthly payments, and payment term. I'd prefer a term of 3 years, but I'd go to 5 if needed, though I'd prefer to pay off sooner than later.

Technically I could just pay it off in a year, no biggy.