Did you give her your insurance information (I assume so). If you did, you should call your insurance immediately to let them know what happened. Worst case is if you don't, and the woman has a change of heart (after talking to her friends/family/insurance adjuster), and "suddenly realizes" you were more at fault than she was. You want your insurance company to have your story when it is fresh in your mind. And the damage will of course support your story, because you are telling them the truth.
If you did not give her your insurance info, there's less of a rush to work through your insurance, on the off-chance that they'd consider raising your premiums due to an accident, though most will tell you that they'd never raise rates for an accident that wasn't your fault.
|