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Numbersix · November 4th, 2011, 06:53 AM

I think you've completely missed the relevant issue in Michigan, which is that we are one of the few states with no-fault insurance and a lifetime catastrophic claims clause.

Because of this, the extra fee assessed on *every* vehicle insured in MI has increased from $14 ten years ago to $145 this year (and up from $108 only 3 years ago). Here's the data from the group that keeps the fund going that pays for all this long-term care:

http://michigancatastrophic.com/Cons...9/Default.aspx

http://michigancatastrophic.com/Link...%3d&tabid=2943

No helmet may not make for more crashes, but it is more likely that an accident will result in an injury requiring long-term care.

Again, as long as I have to pay the cost for your choice, no thanks. Pay for your own consequences (responsibilities and rights together) and you can wear a hat with nails pointing inward if you like.

November 4th, 2011, 06:53 AM	#29
Numbersix ninjette.org member Name: Michael Location: MI Join Date: Aug 2011 Motorcycle(s): Honda Elite 110 (deceased), Green 2012 Ninja 250 (sold on Pi day); Grey/Green 2019 Ninja 400 ABS Posts: 238	I think you've completely missed the relevant issue in Michigan, which is that we are one of the few states with no-fault insurance and a lifetime catastrophic claims clause. Because of this, the extra fee assessed on every vehicle insured in MI has increased from $14 ten years ago to $145 this year (and up from $108 only 3 years ago). Here's the data from the group that keeps the fund going that pays for all this long-term care: http://michigancatastrophic.com/Cons...9/Default.aspx http://michigancatastrophic.com/Link...%3d&tabid=2943 No helmet may not make for more crashes, but it is more likely that an accident will result in an injury requiring long-term care. Again, as long as I have to pay the cost for your choice, no thanks. Pay for your own consequences (responsibilities and rights together) and you can wear a hat with nails pointing inward if you like.