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So if you only go 5 mph over the speed limit, are you going to be faster going 70mph on a R1 compared to 70 mph on the 250? Look up 250r and laguna seca on youtube so you won't be embarrassed when a 250 passes you on every turn. I pity whatever dealer lets a kid test ride a gsxr 750 or a r1. (might be a good idea to not mention you totaled a 250 with low mileage) Also a little surprised you weren't considered partially at fault for the accident since technically you're supposed to be slowing down when the light turns yellow instead of speeding past it. But if you're set on getting a bigger bike, please try to highside it and keep it in fairly good condition for resale.
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