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You live in Florida...... It rains almost every afternoon in the summer. If you plan on wearing a jacket you will bake in the sun, not to mention your helmet will smell like doo doo in 4 days.
Buy a junker car and learn to tinker, ride at night for entertainment.
For the record I'm in south florida and currently have no car.... not by choice mind you. Luckily I work at home and don't need to commute.
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