How cool is the insurance guy? Mine actually asked me if I wanted my bike totaled or not...
Go on NADA and find out what they'd give you for your bike and see how you feel then.
Honestly I don't think anyone will give you a decent offer if you have a salvage title ninja 250 and try to sell it. You might get like $700, and I live in DC where bikes are pretty expensive. If you think you might sell it down the line anyway, I'd let them total it, hang onto the cash, and use it for the bike you want in November when bikes are cheap. If you can deal with not riding for a season. Or take the money and buy a cheap pre-gen or fixer upper so you can ride this season, and then you'll still have some cash when you wanna buy a new bike. That's what I would do anyway. Either way you win, you get to keep your bike or you get some ca$h!
