@
subxero - Could always part with the kit and spend that on the cello.
I know the local dealer near me (musicarts.com) does rent to own plans for all their instruments. That could be an option. They offered that for me on the violin, but I wanted to just pay and be done. I knew I was going to stick with it, and I don't need to be tempted to upgrade. It is nice though that you can pay like $10-$30 a month (I think that would be the payments for an instrument running around <$1,000), and if you get tired with it, you can just return it. That way you can be sure you want to stick with it.
If I ever get back into the flute again, or any other instrument, I'll be doing that option.