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Mehh. I know how upsetting it is to have stuff like this happen, sorry you have to go through it! It's especially frustrating when it's not your fault at all, so I don't know if it helps to say that at least you weren't on it and anything can be repaired if you can pay for it. Maybe just do the minimum and when you've got some cash saved up, fix the cosmetics? $1000 deductible is high!
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