Me personally, I low ball them, and show them the cash, if anything, we usually meet in the middle, I've never worried about offending anybody, it just part of the game.
When a seller sees cash, I does effect there mood, I always lead off with counting out the cash while telling them my price.
SIDENOTE: put money you want to pay for it, hand the extra to a buddy, girlfriend, or keep the extra in another pocket just in case, never show it all.
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violente et ignorantia
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I'm not here to change your mind, just to inform.
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