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Sucks to hear about the bike. in this case, I wouldn't even take it to the insurance company, your deductible might be more than it is to even fix the bike yourself. Plus it's kinda fun to fix it yourself as long as it's nothing too major, like frame damage.
BTW, AAA is great insurance and covers track days!!!! I tested this with my R6 in october. the only thing they don't cover is timed events or racing. a track day is neither, they just ask for proof that you were at the event(receipt) and that's about it.
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