yea i'm 5'4" with no shoes on, and i ride at stock height without too many problems at all. i can get about half my feet on the ground. the only times i have issues is when stopping on inclines or declines. almost fell over at a inclined stop sign, but i muscled it out. i have no plans on lowering my bike as i want to maintain optimal suspension for the twisties. you can always get a custom seat that is narrower and would allow you to reach the ground more.
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