Sooner or later, everything happens to you unless you get lucky enough to make it to old age first. BTW, I've been hit by a car already. Also got my wife preggo. Trojan Enz isn't enough to hold my load.
It's all odds. You gotta look at the odds of things in your list.
Chances of a profressional swimmer drowning - 1:2000
Chances of a pedestrian getting hit by a car - 1:8
Chances of a cook cutting off a fingertip - 1:2
Chances of getting a women preggo inn your life - 1:1.2
Chances of crashing your motorcycle - 1:1.01
Good for you if you are in the 1%! But you're probably still in the group who forgets to put their kickstand down or has a bike fall off a swingarm stand.
To summarize, you're going doooowwwwwwn.