Ughhhhh, never get rid of collision insurance! You would be bummed if your bike was totaled and you were left with nothing, right? I just bought Rider insurance for my 2003 SV650 for $270/year, full coverage. The solution to cheaper full coverage is not getting a supersport
Usually if your bike is totaled you get a lot more than you would think. I got $2200 for my 1999 ninja 250 and it was a piece of crap. I paid $1100 for it lol. I would never even think of dropping collision insurance because I don't have an extra grand to spend on cosmetic damage and new parts, and if my bike was totaled I would definitely want a chunk of cash for a new one. Good insurance is worth it. But holy **** you do pay a lot.... become female, we get discounts.