ninjette.org - View Single Post - Got rear ended first, now I'm getting screwed because of integrated tail light?

bdavison · July 2nd, 2012, 06:59 AM

It doesn't matter.

Let me fill you guys in.

1. When you have a wreck, shut the **** up. and just get the other drivers info. DO NOT DISCUSS THE ACCIDENT WITH THE OTHER DRIVER. The only one you should talk to is the cop, and without the other driver present. NEVER EVER ADMIT FAULT OR EVEN DISCUSS IT. WHEN IN DOUBT, KEEP YOUR MOUTH SHUT.

2. Once the cop finishes his garbage, he's probably gonna issue a citation to one of the drivers...unless he's lazy and doesn't feel like filling out paperwork.

3. Call your insurance company, and report the accident, give them all the details, and give them all the other drivers information.

My suggestion to you is to ignore that other rider that obviously has no business on a bike if he can't pay attention to what's in front of him, and that idiot cop that would blame a rear end collision on a brake light. In nearly every state, rear ending someone is an automatic at-fault accident...and it doesn't matter what other factors were involved. There are only 12 no-fault states where this is not the case, and you are expected to use your own insurance to cover expenses.

Also, it doesn't matter what the cop said or how asinine he acted...the only thing that matters is in his report of WHO was determined at-fault.

What you need to do now, is go get the police report. Once you have it, read it and find out who the police determined is "at-fault". Its probably going to be the other driver in this case. Contact the other drivers insurance company, and tell them that you had a accident with one of their customers, which the police report shows their customer "at-fault", give them your contact information, estimates for your repairs/medical bills. DO NOT DISCUSS THE ACCIDENT....just give them the facts, and make the claim. They will give you all kinds of BS, like you need to have their claims adjuster out there to inspect the damage before you get it fixed. You just tell them, added delays are going to increase your claim since you will have to rent a car for transportation while they waste time with claim adjusters.. They will tell you you have to take it to their shop. No you don't, you can take it wherever you want to, and yes...they still have to pay for it.

July 2nd, 2012, 06:59 AM	#15
bdavison Wartown, USA Name: Bryan Location: Warner Robins, GA Join Date: Nov 2009 Motorcycle(s): 2009 Ninja 250R SE, 2007 Ninja 650R, and assorted other bikes Posts: A lot.	It doesn't matter. Let me fill you guys in. 1. When you have a wreck, shut the **** up. and just get the other drivers info. DO NOT DISCUSS THE ACCIDENT WITH THE OTHER DRIVER. The only one you should talk to is the cop, and without the other driver present. NEVER EVER ADMIT FAULT OR EVEN DISCUSS IT. WHEN IN DOUBT, KEEP YOUR MOUTH SHUT. 2. Once the cop finishes his garbage, he's probably gonna issue a citation to one of the drivers...unless he's lazy and doesn't feel like filling out paperwork. 3. Call your insurance company, and report the accident, give them all the details, and give them all the other drivers information. My suggestion to you is to ignore that other rider that obviously has no business on a bike if he can't pay attention to what's in front of him, and that idiot cop that would blame a rear end collision on a brake light. In nearly every state, rear ending someone is an automatic at-fault accident...and it doesn't matter what other factors were involved. There are only 12 no-fault states where this is not the case, and you are expected to use your own insurance to cover expenses. Also, it doesn't matter what the cop said or how asinine he acted...the only thing that matters is in his report of WHO was determined at-fault. What you need to do now, is go get the police report. Once you have it, read it and find out who the police determined is "at-fault". Its probably going to be the other driver in this case. Contact the other drivers insurance company, and tell them that you had a accident with one of their customers, which the police report shows their customer "at-fault", give them your contact information, estimates for your repairs/medical bills. DO NOT DISCUSS THE ACCIDENT....just give them the facts, and make the claim. They will give you all kinds of BS, like you need to have their claims adjuster out there to inspect the damage before you get it fixed. You just tell them, added delays are going to increase your claim since you will have to rent a car for transportation while they waste time with claim adjusters.. They will tell you you have to take it to their shop. No you don't, you can take it wherever you want to, and yes...they still have to pay for it.