[Bigballsofpaint]

Also, it may even literally pay for itself if used. My motorcycle policy covers all my gear as long as its motocycle specific. They paid for my drayko pants, but would not pay for sneakers, i now use the Puma V2 moto sneakers. THey covered jackets, BOTH sets of gloves (i had the gerbing heated liners, and summer type gloves over them), and Helmet of course. Obviously even if they hadn't covered the gear im still glad i had it all on, saved me from serious medical bills im sure. I slid for 100 or so feet after lowsiding at 40mph, it wore a hole through the engine cover on the bike. I had a tiny scrape in the jeans (didnt go through the kevlar, but kevlar did show through), wore through both gloves (but didnt get my skin), wore through a part on the jacket where i had a tire pressure gage in the pocket, and made a nice set of scrapes all up the chin and visor on the helmet.