Quote:
Originally Posted by RacinNinja
You're assuming they have insurance. You're also assuming they will pay out and you won't have to worry and all costs will be covered. Probably not.
You're assuming your health insurance will cover everything. It probably won't.
You're making a lot of assumptions that things will always work out in your favor.
They won't.
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If you have insurance, you have uninsured driver insurance.
Health insurance never covers everything, but I've had some bad ****, and its covered enough so far, if sure it will stay the same.
If you can save enough money for a rainy day you are better off saving your money then spending it on insurance. Just look at OP, he had insurance, did it do him any good?