I would say I agree or am ok with you on most of what you say but following distance. one second is all i need maybe .8 in heavy traffic.
Two seconds is what I prefer but the reality is with two seconds we get cut off way to often and find ourselves having to hard brake when it happens at the same time as traffic is quickly slowing down. .8 to 1 full second keeps all but the very aggressive drivers from that hazard.
It is about minimizing risk.
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Keep calm and ride on -Motofool
Never quit on a rainy day -ally99
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