im gonna try putting my own input here! i myself am thinking about going and financing a new ninja 250r but i worked in the car sales business for quite some time. and ill tell you just like another guy did. when they start brining you those papers in for singnatures little fees here and there start to pop up! if you wanna go in and get that new bike go for it! but ill tell you this half of the money you take in to put a down payment on it goes to the salesman and the rest of his commision comes from the intrest you pay on your bike. thats why he said you couldnt get that other bike he is looking at the big picture knowing he will make money off of you twice! fi you save 3.5 or 4 thousand and then try getting that 600 your in much better shape because they cannot hide such a big amount of money and sneak it into there own comission!
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