July 10th, 2013, 01:20 PM
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#168
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Jigglin' your Jiglets
Name: Sean
Location: San Jose, Ca
Join Date: Jun 2011
Motorcycle(s): 2009 K1300S, 2013 Ninja 300, 2011 Ninja 250R, Faster than Unregistered's ninjette
Posts: Too much.
MOTM - Apr '13
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Quote:
Originally Posted by kazuox
This is the part I'm a little fuzzy on. If you had a 250k un/under, wouldn't the full 250k kick in? Just because the other person paid 100k, it doesn't mean they are off the hook for the remainder of your medical expenses.
I thought the un/under was for an instance like this. If their insurance doesn't cover all your medical, they are "under-insured," correct? So if you did still have the 100k policy, why wouldn't that kick in on top of their 100k?
If this isn't how it works, I'll have to consider upping my policy to 250.
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Since I had a 250k underinsured, that's the max that could be paid out per accident, even if the other company pays out, which they did. You don't get to add them together
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If the Ninja 250 doesn't have enough power for you, then you don't know how to ride it.
AFM #676 
Supersports are for n00bs
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