I rode both the 650, Ninja 1000, and z1000 at the demo days, I upgraded to a 650 instead of a 1000 because of gas mileage and insurance. My 650 gets 50mpg riding it hard, and insurance is a million times cheaper. I can now cruise at 75mph without feeling like I'm going to blow the bike up too.
I'd say either one will be a good decision, both will have a ton more power than you'll ever need on the street but will allow you too cruise comfortably.
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