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does getting hit in a parking lot while parked and out of the car count?
small scratch on the bumper, cost the idiot over $1000 to replace/repaint my rear bumper.
could have been worse, I was standing at the back of my car putting on my snowboarding gear. thankfully I looked up to see the idiot lock his tires up on the snow-covered parking lot and slide into the back of my car, and jumped out of the way.
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