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Sirref · January 3rd, 2014, 11:39 PM

2013 Ninja 300
Optional Biography
Age: 20
Sex: M
Years riding: 1 (over a full year now

almost 2 years since I got my license though)
Number of bikes: 1

Ninja 300 with state farm
Is this bike the original/primary insured vehicle? (tends to have higher rates whether car or bike) I have a car as well and that's primary
Liability: $1mil/$2mil/$500,000
Uninsured/Underinsured: $1mil/$2mil
Medical Payments: $25,000
Comprehensive: Full w/$500 deductible
Collision: Full w/$500 deductible
Accessory: $2000
Total Cost Per Year: $1068 ($89/month) post speeding tickets, was around 800 before

Average Points/Bike: 28, or whatever the max is if I messed up my math

I am an insurance whore hahaha

it pays to have a dad who formerly worked for state farm

I discovered that I could cut my costs down to around 100/year with rider insurance but I like my mad coverage and would be brought down to 250/500 liability/uninsured. the reason for the maxed liability is to have access to the max uninsured. My '01 N250 was $35/month $420/year for the exact same coverage when it was roadworthy.

January 3rd, 2014, 11:39 PM	#66
Sirref Private Joker Name: Ben Location: Towson, MD Join Date: Nov 2012 Motorcycle(s): '99/'01 Ninja 250 "sketchy", '13 Ninja 300 "yoshi", '03 GSXR 600 "merlin" Posts: A lot. MOTM - Mar '14	2013 Ninja 300 Optional Biography Age: 20 Sex: M Years riding: 1 (over a full year now almost 2 years since I got my license though) Number of bikes: 1 Ninja 300 with state farm Is this bike the original/primary insured vehicle? (tends to have higher rates whether car or bike) I have a car as well and that's primary Liability: $1mil/$2mil/$500,000 Uninsured/Underinsured: $1mil/$2mil Medical Payments: $25,000 Comprehensive: Full w/$500 deductible Collision: Full w/$500 deductible Accessory: $2000 Total Cost Per Year: $1068 ($89/month) post speeding tickets, was around 800 before Average Points/Bike: 28, or whatever the max is if I messed up my math I am an insurance whore hahaha it pays to have a dad who formerly worked for state farm I discovered that I could cut my costs down to around 100/year with rider insurance but I like my mad coverage and would be brought down to 250/500 liability/uninsured. the reason for the maxed liability is to have access to the max uninsured. My '01 N250 was $35/month $420/year for the exact same coverage when it was roadworthy.