I had a pair of Draggin Jeans for about 20 years before the kevlar fell apart. I never filed tested them in a crash. I would think any Kevlar underwear thick enough to provide abrasion protection would be very warm under your normal clothes.
For something to wear with normal clothes I prefer abrasion resistant mesh over pants and jacket. I have a set of Tour Master Jacket and Pants that have water proof and insulated removable liners and outer panels that I have used from everything between 20 and 95 degrees by changing which inserts I use.
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