For chain or swingarm rubbing, that's correct. If the tire is tall enough, and the rear shock is light enough. there's a risk of the tire hitting the undertail when the bike hits a large bump at speed. At that point, there is more risk of real damage to the plastics rather than just the tire. Happens frequently on lowered bikes. Stock height bikes with tall rear tires, I'm not sure it's quite as likely.
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