Quote:
Originally Posted by adouglas
It occurs to me that the increase in bike insurance premiums I'd suffer would, over time, more than offset the cost of repair.
TTD advises that you're probably better off just biting the bullet if you go down. I'm inclined to agree.
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Depends on the damage. If the bike is completely destroyed, and it was worth $8K, it could be worth it to claim, even if your insurance does go up by $1K for 3 years. But if it's a simple lowside with a couple hundred dollars worth of damage, it probably wouldn't.