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Originally Posted by Norway
Thanks for your advice.
Are there any special companies that are operating nationwide or in California (stay in SD) that anyone would recommend?
Also, I got a quote regarding insurance on a Toyota Sienna, 2001.
It was slightly in excess of 600 USD for 6 months, or around 100 USD / Month.
It includes liability, property damage liability, uninsured motorist bodily injury, collision deductible waiver, comprehensive, collision, roadside assistance and rental car benefit.
Does it sound like a reasonable insurance?
(I have no driving history in the US, but a very good driving record in Norway, with no serious accidents. Anyway, that might not help much here)
Thanks for your advice, and best regards.
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What is probably raising your insurance rates is the fact that you have no driving history in the US.
I know when I went overseas as an expat I got a letter from my insurance company to the new insurance company stating how long I had been insured and that I had no claims filed. It reduced my insurance rates in the new country. When I came back here to the states after 6 years overseas I needed a similar letter for my insurance company.
You may want to check with the insurance companies and see if they would give you a good driver discount for a similar letter.
And do check with several insurance companies, prices vary considerably. Just recently I got insurance for my 2 bikes. My current insurance company with whom I had homeowners and 6 vehicles insured (6 drivers in the family) wanted $26 per month for liability only on one Ninja 250 with me as the driver ($312 per year). I found another insurance company that was $96 per year for both bikes, liability only, with me and my 16 year old daughter as drivers.