Or you could just buy it used, since even with the winter, a dealer is probably going to go down to 4500'ish at most when you could get a perfectly good used 250 for $3000-$3500 during the winter. I bought my first 250 from the dealer because I didn't know anything about bikes and figured it was the best way to go, but if you buy used on Craigslist and the seller has the records for the maintenance they performed on the bike, there's no reason it's not just as good.
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