Debt avoidance is not the same thing as wealth creation. Sometimes it really does take an investment (debt) to realize an upside on the back end (wealth, success, other synonyms). Piling on unnecessary or easily avoidable debt due to impatience or ignorance of better options isn't wise either, of course.
Personally - I have very little issue with those investing huge sums in college or other education if there is a reasonable expectation of a return. Spending $100K, $200K or more on an education that qualifies you to be the best-read barista in town doesn't seem particularly forward-thinking. (underwater basket-weaving majors, I'm talking to you!
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