Quote:
Originally Posted by Alex
Hard to debate that, it is exactly the right concept in the abstract. The stickiest point becomes what counts as infringing on others' rights. Making them pay more due to ones own decisions? Indirectly affecting someone else's safety in a general way? A specific way? Making someone else uncomfortable?
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Yes, it does require some careful thought.
Insurance companies need to continue to find ways to reward lower risk customers with lower premiums so that my rates don't go up because of the risky behavior of others.