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May 3rd, 2011, 11:28 PM
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#1 |
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ninjette.org certified postwhore
Name: Cuong
Location: San Diego
Join Date: Jul 2010 Motorcycle(s): 2008 Ninja 250r, 2007 Daytona 675 Posts: A lot.
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Multi-vehicle insurance policy
Hey guys, first off I did try searching and couldn't find a definitive answer to some of my questions. Trying to get some answers before I call Progressive tomorrow.
Here are some quick facts about my situation. I have employer Health insurance and insure one car and two motorcycles through Progressive in CA. I was looking through my policies today and noticed I have different coverages for each vehicle. My question is which coverages are "repetitive" as in which ones apply to the person and not the vehicle? For example, uninsured/underinsured coverage protects me if I'm hit as a pedestrian. For some odd reason, each of my policies have different amounts of coverage for this (would those amounts stack up btw?). Would my Med Pay apply to me or the vehicle I'm on that has it? Another questions is it says my liability still kicks in when I'm driving non-owned vehicles. Will this apply to rental cars or just friend's cars. Thanks for any help! |
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May 4th, 2011, 06:04 AM
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#2 |
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vampire
Name: A
Location: IT
Join Date: Feb 2011 Motorcycle(s): 2 many 2 list Posts: A lot.
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AFAIK, car insurance policy is separate from motorcycle insurance policy for Progressive.
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May 4th, 2011, 06:15 AM
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#3 |
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ninjette.org dude
Name: 1 guess :-)
Location: SF Bay Area
Join Date: Jun 2008 Motorcycle(s): '13 Ninja 300 (white, the fastest color!), '13 R1200RT, '14 CRF250L, '12 TT-R125LE Posts: Too much.
Blog Entries: 7
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Call Progressive, and have them explain it completely until you're satisfied that you fully understand what they are providing. You can then decide to change or synchronize the policies if needed.
__________________________________________________
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May 4th, 2011, 06:26 AM
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#4 |
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meow?
Name: kevin
Location: I.E. SoCal
Join Date: Feb 2011 Motorcycle(s): 2004 636 Posts: 587
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^^^that
only an insurance agent can explain to your satisfaction and easily too |
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May 4th, 2011, 08:16 AM
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#5 |
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Smoker
Name: Bob
Location: SoCal
Join Date: Dec 2010 Motorcycle(s): Guess.... Posts: 556
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The easiest thing to do is make them adjust your policies so they all match. The only difference in mine between cage and bike is hte deductible. Everything else is the same.
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