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Old January 22nd, 2011, 04:02 AM   #1
NInjaR53
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Name: Alex
Location: San Bruno, CA
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Motorcycle(s): 2006 Ninja 250

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(almost new owner of 09 250) =)

Hey, So I'm (almost) the new owner of an 09 250 but being just under 20 years old and only having a part time job I have to finance the bike. The bike is a sexy red with under 600 miles on the odo.
What would you guys expect to pay after the dealer fee's?
Hopefully I get her soon cause I'm getting anxious!

Thanks!
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Old January 22nd, 2011, 04:07 AM   #2
Alex
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Old January 22nd, 2011, 04:13 AM   #3
gfloyd2002
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I won't pay dealer fees - they are pure markup. Best bet is not to worry about how they word the contract but to deal from the price they paid, plus dealer profit plus tax, tag and title for a total out the door price. Ask them what they bought the bike for, tell them you are willing to give them a profit of a few hundred off that and go from there.
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Old January 22nd, 2011, 07:16 AM   #4
bob706
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Old January 22nd, 2011, 07:58 AM   #5
scotty
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Old January 22nd, 2011, 09:44 AM   #6
Yasko
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Old January 22nd, 2011, 10:04 AM   #7
Powerlogix
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Welcome, good luck on your potential purchase.
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Old January 22nd, 2011, 10:52 AM   #8
oroboros
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Welcome!

I would expect to pay to much. If the bottom line is to get into riding for the smallest amount $ you might want to take a little more time save up some cash and buy something for less from a private party. Borrowing money sucks!
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Old January 22nd, 2011, 10:56 AM   #9
Xerxi
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Sorry to be a fun spoiler, but I would recommend buying a used 250 instead of off the dealer if you are able.
2 main reasons:
1) dealer is always more expensive. (but gives you the peace of mind. All 250s has a 1 year transferable warranty)
2) You will drop/crash the bike (eventually)

I was in exactly your position a few years ago and regretted buying new (i could have saved a lot of $$$) remember to factor in insurance (which would be huge for a new rider, like $1000+ per year) and gear (which is most important).

gluck to you!
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Old January 22nd, 2011, 11:11 AM   #10
scotty
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Quote:
Originally Posted by Xerxi View Post
Sorry to be a fun spoiler, but I would recommend buying a used 250 instead of off the dealer if you are able.
2 main reasons:
1) dealer is always more expensive. (but gives you the peace of mind. All 250s has a 1 year transferable warranty)
2) You will drop/crash the bike (eventually)

I was in exactly your position a few years ago and regretted buying new (i could have saved a lot of $$$) remember to factor in insurance (which would be huge for a new rider, like $1000+ per year) and gear (which is most important).

gluck to you!
Insurance will vary from person to person. But to pay $1000 per year for a 250 is a little crazy!! I don't even pay $200 a year for full cov. and this is my 1st bike.
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Old January 22nd, 2011, 11:26 AM   #11
Xerxi
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Opps, your right, I was thinking about 600cc-1kcc bikes. 250's should be significantly lower.
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Old January 22nd, 2011, 11:30 AM   #12
scotty
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Opps, your right, I was thinking about 600cc-1kcc bikes. 250's should be significantly lower.
True, bigger bikes = more $$$.
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Old January 22nd, 2011, 02:48 PM   #13
forevertwowheels
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i pay $1700 a year in insurance for the 250
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Old January 22nd, 2011, 02:55 PM   #14
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i pay $1700 a year in insurance for the 250
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Old January 22nd, 2011, 02:55 PM   #15
NInjaR53
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Quote:
Originally Posted by forevertwowheels View Post
i pay $1700 a year in insurance for the 250
$1700??? that sounds like way too much for a 250. I got quoted under $500 a year for full coverage and about $100 for liability.
Try shopping around more.
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Old January 22nd, 2011, 03:08 PM   #16
forevertwowheels
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where i live, in canada, there is only one insurance agency for the whole province so they can charge whatever they want...
and welcome to the site
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Old January 22nd, 2011, 05:12 PM   #17
oroboros
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Quote:
Originally Posted by forevertwowheels View Post
where i live, in canada, there is only one insurance agency for the whole province so they can charge whatever they want...
and welcome to the site
What the what!! Take off you Hoser! :-D
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Old January 22nd, 2011, 10:27 PM   #18
scotty
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i pay $1700 a year in insurance for the 250
I think you need to shop around!
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Old January 24th, 2011, 10:57 AM   #19
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Old January 24th, 2011, 12:50 PM   #20
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Old January 25th, 2011, 07:50 PM   #21
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Old January 31st, 2011, 09:52 AM   #22
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Welcome to the addiction that this will become. A glorious, wonderful and fun addiction.

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