cage hit me

atomicrm · February 27th, 2012, 09:55 AM

Excuse the short story and possibly bad grammar. On my phone. Just want to quickly ask if i will have any trouble getting bike fixed. I was in the right turn lane when a truck crossed the white line because he missed his turn. I slammed on my brakes but hit him on the rear quarter panel with side of my bike. Im worried that because i hit him further back on the side he could possibly turn it around on me. The witness that saw drove off.

Nemesis · February 27th, 2012, 10:04 AM

Sounds like you're okay.

Ooo...tough one but yeah he could say you ran into him. This why when I used to ride the streets I'd video record all my rides.

What's the damage to your bike?

atomicrm · February 27th, 2012, 10:08 AM

Yea im fine. Barely scrapped my pinky. I have 2 decent size cracks on my left side fairing. I'll post pics later. He at least seemed like a good guy and was admitting fault so we will see.

Motofool · February 27th, 2012, 10:38 AM

Get and keep a copy of the police report

atomicrm · February 27th, 2012, 10:44 AM

I called my insurance agent and he said that if he was admitting fault and i got his information and pictures that calling police wasnt necessary

Motofool · February 27th, 2012, 11:17 AM

Always, always call the police and have a report completed.

That one will be the only legal document in any future dispute.
Whatever the cager said is not recorded anywhere and may be changed or distorted later.

Insurance companies are two-in-one: one sells you the police (money-in company), the other tries to skim your benefits (money-out company).

You can only deal uniquely with the second part after an accident.

Glad that you are OK.

koenigcitizen · February 27th, 2012, 11:18 AM

Glad you are ok!
Keep is posted, it will be interesting (and educational) to know how it plays out!

kcaja1 · February 27th, 2012, 11:50 AM

So, you hit the cage and not the other way around (although it was the cager's fault). It's good you're ok.

atomicrm · February 27th, 2012, 12:00 PM

Yea we will see what happens. Hopefully dont get screwed over. Wish i would have been composed enough to get plates of the witness

atomicrm · February 27th, 2012, 12:14 PM

Never had to file a claim or anything. Do i just call his agent?

EsrTek · February 27th, 2012, 01:49 PM

Call your Ins, make a claim w them. They will take care of it from there really!

akshay11 · February 27th, 2012, 03:10 PM

Yes always get an police report / witness info. When you call the insurance company they'll get a statement from both of you. IF he decided to say that it wasn't his fault, then it's just his word against yours.

My sister just got rear ended last week, and she didn't call the police. Luckily the guy was honest and paid for all the repairs, but the mechanic who did the repairs said next time, get a report/witness just in case.

NDspd · February 27th, 2012, 03:37 PM

Glad you're not torn up too bad man. If it was me I would call the police, just to cover your @$$ if anything comes up.

massacremasses · February 27th, 2012, 04:42 PM

yep they are right about the police thing. Youre not a douche to call the police. youre just protecting your butt!

atomicrm · February 27th, 2012, 05:30 PM

Thanks for the tips guys. definitely a learning experience. never been in a wreck or anything like that. Can illegal immigrants get insurance? not trying to sound racist but he was on his way to send money to mexico and kinda hinted at not wanting police involvement. He had insurance and all that and all state confirmed his coverage was current so just wondering if maybe that could have been a reason he didnt want to involve police. also being in texas its fairly common thing to see. was a nice guy though. or at least acted nice considering he just caused an accident.helped me put my blinker back on and at least acted like he cared about my well being. we will see if hes a genuine guy after he gives his claim. I have already given a recorded statement and all that.

massacremasses · February 27th, 2012, 10:00 PM

yes they can.

not racist imo a valid concern. Another reason he may just let it run its course.

Jinx250 · February 28th, 2012, 10:00 AM

Quote:

Originally Posted by atomicrm

I called my insurance agent and he said that if he was admitting fault and i got his information and pictures that calling police wasnt necessary

You need a new agent. ALWAYS get a police report, and never put your faith in the cager admitting fault. They always seem to forget that they did down the road when it comes time to get paid.

atomicrm · March 1st, 2012, 06:09 PM

Well i have spoken to both adjustors. now we wait

nickjpass · March 1st, 2012, 10:29 PM

Glad you're okay! Hope everything works out well.

greenaero · March 1st, 2012, 10:54 PM

I'm glad you weren't hurt badly and hope everything works out OK for you.
Some years ago when my wife was driving, she pulled behind a truck stopped at a stopsign. Then the guy suddenly backs up into her car, denting her hood. We called the police to report the accident and to provide documentation that it was all the truck driver's fault. Fortunately he was an honest person as he could have claimed my wife ran into him while he was stopped. Now with cellphone video cameras you can do a lot to help your claims in an accident or get possible witness license plates.

Luvninja · March 1st, 2012, 11:41 PM

Quote:

Originally Posted by atomicrm

Thanks for the tips guys. definitely a learning experience. never been in a wreck or anything like that. Can illegal immigrants get insurance? not trying to sound racist but he was on his way to send money to mexico and kinda hinted at not wanting police involvement. He had insurance and all that and all state confirmed his coverage was current so just wondering if maybe that could have been a reason he didnt want to involve police. also being in texas its fairly common thing to see. was a nice guy though. or at least acted nice considering he just caused an accident.helped me put my blinker back on and at least acted like he cared about my well being. we will see if hes a genuine guy after he gives his claim. I have already given a recorded statement and all that.

I'm glad you're ok. Just let him know of the damages and cost as soon as possible, don't drag it out. The longer you wait the more possibility of them not paying up.

If he is an undocumented immigrant then there are high chances that he will pay up, he wouldn't want any problems that could possibly involve him with police which could ultimately get him (and his family) deported. A documented person has higher chances of not paying for their mistakes since their consequence is not at severe.

But next time, as others have said it, call the police.

Trailerboy531 · March 3rd, 2012, 02:04 PM

Any news?

atomicrm · March 3rd, 2012, 02:50 PM

Someone came out and looked at my bike to asses damages and quoted about $420 dollars in repairs. have not got word on if he has admitted fault yet. i have given my statement to the person representing the other driver and to the person representing me. just gotta wait to see what they come up with now.

Trailerboy531 · March 3rd, 2012, 04:03 PM

$420? That's it? That seems insanely cheap.

rz3r0 · March 3rd, 2012, 04:13 PM

Similar to my situation, I was in my immediate lane, then a sedan came into my lane. I hit the rear quarter panel and the other party's insurance admitted liability. I'm awaiting payment to the repair shop at this time so I can retrieve my bike. (thank God it wasn't my Ninja) I hope everything works out for you man.

atomicrm · March 4th, 2012, 06:40 PM

Quote:

Originally Posted by Trailerboy531

$420? That's it? That seems insanely cheap.

The damage is definitely minimal. just need a left side fairing and front fairing/cowling whatever you want to call it.

ProdigyRacingLA · March 4th, 2012, 06:51 PM

That is a tough one. The same thing happened to me!
Except a car turned right as I was passing on the right. At the time I had no insurance, it was all bad. I ended up paying money to his insurance and fixing my damage on my own.
Just taking about it boils my blood, but its good for everyone to learn from. I'll post a full blog on it later.

Glsd your alright, and I can relate to not getting license plates in the heat of the moment.
Just remeber to dress for the slide not the ride.
PRLA

akima · March 13th, 2012, 09:46 AM

Quote:

Originally Posted by ProdigyRacingLA

Just remeber to dress for the slide not the ride.

I like that.

ProdigyRacingLA · March 13th, 2012, 01:27 PM

Quote:

Originally Posted by akima

I like that.

Thanks, its a phrase that has been passed down to me from the more experienced riders I know. Feel free to pass it on!

Safe riding!

February 27th, 2012, 09:55 AM	#1
atomicrm ninjette.org member Name: Kevin Location: Texas Join Date: Oct 2011 Motorcycle(s): 2009 250R Posts: 76	cage hit me Excuse the short story and possibly bad grammar. On my phone. Just want to quickly ask if i will have any trouble getting bike fixed. I was in the right turn lane when a truck crossed the white line because he missed his turn. I slammed on my brakes but hit him on the rear quarter panel with side of my bike. Im worried that because i hit him further back on the side he could possibly turn it around on me. The witness that saw drove off.

February 27th, 2012, 10:04 AM	#2
Nemesis CVMA #74 WSMC #750 Name: Nemesis Location: On the track Join Date: Oct 2009 Motorcycle(s): All of them Posts: A lot.	Sounds like you're okay. Ooo...tough one but yeah he could say you ran into him. This why when I used to ride the streets I'd video record all my rides. What's the damage to your bike? __________________________________________________

February 27th, 2012, 10:38 AM	#4
Motofool Daily Ninjette rider Name: Hernan Location: Florida Join Date: Mar 2011 Motorcycle(s): 2007 Ninja 250 Posts: A lot. MOTY - 2016, MOTM - Dec '12, Jan '14, Jan '15, May '16	Get and keep a copy of the police report __________________________________________________ *Motofool* *.................................Never ride faster than your guardian angel can fly* "Mankind is composed of two sorts of men — those who love and create, and those who hate and destroy. Love is the bond between men, the way to teach and the center of the world." - José Martí

February 27th, 2012, 11:17 AM	#6
Motofool Daily Ninjette rider Name: Hernan Location: Florida Join Date: Mar 2011 Motorcycle(s): 2007 Ninja 250 Posts: A lot. MOTY - 2016, MOTM - Dec '12, Jan '14, Jan '15, May '16	Always, always call the police and have a report completed. That one will be the only legal document in any future dispute. Whatever the cager said is not recorded anywhere and may be changed or distorted later. Insurance companies are two-in-one: one sells you the police (money-in company), the other tries to skim your benefits (money-out company). You can only deal uniquely with the second part after an accident. Glad that you are OK. __________________________________________________ *Motofool* *.................................Never ride faster than your guardian angel can fly* "Mankind is composed of two sorts of men — those who love and create, and those who hate and destroy. Love is the bond between men, the way to teach and the center of the world." - José Martí

February 27th, 2012, 11:18 AM	#7
koenigcitizen Russian Ninja :) Name: Andrei Location: Ocean City, MD Join Date: Oct 2011 Motorcycle(s): 2012 Triumph Street Triple R, 2009 Yamaha FZ6, 2010 Kawi 250r (sold) Posts: 335	Glad you are ok! Keep is posted, it will be interesting (and educational) to know how it plays out! __________________________________________________ 2009 Fazer (2009 Yamaha FZ6), 2012 Triumph Street Triple R

February 27th, 2012, 10:08 AM	#3
atomicrm ninjette.org member Name: Kevin Location: Texas Join Date: Oct 2011 Motorcycle(s): 2009 250R Posts: 76	Yea im fine. Barely scrapped my pinky. I have 2 decent size cracks on my left side fairing. I'll post pics later. He at least seemed like a good guy and was admitting fault so we will see.

February 27th, 2012, 10:44 AM	#5
atomicrm ninjette.org member Name: Kevin Location: Texas Join Date: Oct 2011 Motorcycle(s): 2009 250R Posts: 76	I called my insurance agent and he said that if he was admitting fault and i got his information and pictures that calling police wasnt necessary

February 27th, 2012, 11:50 AM	#8
kcaja1 ninjette.org member Name: Ross Location: NoVA Join Date: Jul 2011 Motorcycle(s): '09 250R Posts: 214	So, you hit the cage and not the other way around (although it was the cager's fault). It's good you're ok. __________________________________________________ ----------------------------------------- --Power is nothing without control-- -----------------------------------------

February 27th, 2012, 12:00 PM	#9
atomicrm ninjette.org member Name: Kevin Location: Texas Join Date: Oct 2011 Motorcycle(s): 2009 250R Posts: 76	Yea we will see what happens. Hopefully dont get screwed over. Wish i would have been composed enough to get plates of the witness

February 27th, 2012, 12:14 PM	#10
atomicrm ninjette.org member Name: Kevin Location: Texas Join Date: Oct 2011 Motorcycle(s): 2009 250R Posts: 76	Never had to file a claim or anything. Do i just call his agent?

February 27th, 2012, 01:49 PM	#11
EsrTek ninjette.org certified postwhore Name: Eric Location: Murfreesboro, TN Join Date: Jun 2011 Motorcycle(s): '13 300 Posts: A lot.	Call your Ins, make a claim w them. They will take care of it from there really!

February 27th, 2012, 03:10 PM	#12
akshay11 ninjette.org member Name: Akshay Location: Lakeville,MN Join Date: Feb 2012 Motorcycle(s): 2012 Ninja 650 Posts: 146	Yes always get an police report / witness info. When you call the insurance company they'll get a statement from both of you. IF he decided to say that it wasn't his fault, then it's just his word against yours. My sister just got rear ended last week, and she didn't call the police. Luckily the guy was honest and paid for all the repairs, but the mechanic who did the repairs said next time, get a report/witness just in case.

February 27th, 2012, 03:37 PM	#13
NDspd 1/4 English, 3/4 Kick Ass Name: Jeremy Location: Dayton, OH Join Date: Sep 2011 Motorcycle(s): 2002 Triumph Speed Triple 955i, '05 Suzuki SV650S(retired), '11 Ninja 250R(sold) Posts: A lot.	Glad you're not torn up too bad man. If it was me I would call the police, just to cover your @$$ if anything comes up.

February 27th, 2012, 04:42 PM	#14
massacremasses Avid Kitteh Poster Name: Justin Location: Norcal Join Date: Sep 2011 Motorcycle(s): 2006 Yamaha TTR 50 SUCK IT Posts: A lot.	yep they are right about the police thing. Youre not a douche to call the police. youre just protecting your butt! __________________________________________________ I powdercoat stuff Help me pay for my addiction I say funny stuff. http://twitter.com/JustinPWNSyou sometimes... I write like a 12 year old too, http://justinpwnsyou.wordpress.com/

February 27th, 2012, 05:30 PM	#15
atomicrm ninjette.org member Name: Kevin Location: Texas Join Date: Oct 2011 Motorcycle(s): 2009 250R Posts: 76	Thanks for the tips guys. definitely a learning experience. never been in a wreck or anything like that. Can illegal immigrants get insurance? not trying to sound racist but he was on his way to send money to mexico and kinda hinted at not wanting police involvement. He had insurance and all that and all state confirmed his coverage was current so just wondering if maybe that could have been a reason he didnt want to involve police. also being in texas its fairly common thing to see. was a nice guy though. or at least acted nice considering he just caused an accident.helped me put my blinker back on and at least acted like he cared about my well being. we will see if hes a genuine guy after he gives his claim. I have already given a recorded statement and all that.

February 27th, 2012, 10:00 PM	#16
massacremasses Avid Kitteh Poster Name: Justin Location: Norcal Join Date: Sep 2011 Motorcycle(s): 2006 Yamaha TTR 50 SUCK IT Posts: A lot.	yes they can. not racist imo a valid concern. Another reason he may just let it run its course. __________________________________________________ I powdercoat stuff Help me pay for my addiction I say funny stuff. http://twitter.com/JustinPWNSyou sometimes... I write like a 12 year old too, http://justinpwnsyou.wordpress.com/

March 1st, 2012, 06:09 PM	#18
atomicrm ninjette.org member Name: Kevin Location: Texas Join Date: Oct 2011 Motorcycle(s): 2009 250R Posts: 76	Well i have spoken to both adjustors. now we wait

March 1st, 2012, 10:29 PM	#19
nickjpass #squid Name: nickypoo Location: Five Guys Join Date: Jul 2011 Motorcycle(s): Track dedicated 2008 ZX6R Posts: A lot. MOTM - Jul '16	Glad you're okay! Hope everything works out well. __________________________________________________

March 1st, 2012, 10:54 PM	#20
greenaero Motorcycle Hypermiler Name: Vic Location: Livermore CA Join Date: Jan 2012 Motorcycle(s): 1999 & 2005 Kawasaki Ninja 250R's Posts: A lot.	I'm glad you weren't hurt badly and hope everything works out OK for you. Some years ago when my wife was driving, she pulled behind a truck stopped at a stopsign. Then the guy suddenly backs up into her car, denting her hood. We called the police to report the accident and to provide documentation that it was all the truck driver's fault. Fortunately he was an honest person as he could have claimed my wife ran into him while he was stopped. Now with cellphone video cameras you can do a lot to help your claims in an accident or get possible witness license plates.

March 3rd, 2012, 02:04 PM	#22
Trailerboy531 Gear crash test dummy Name: Max Location: South Bay (So. Cal) Join Date: May 2011 Motorcycle(s): 2010 Ninja 250 race bike, 2014 ZX-636r Posts: A lot.	Any news?

March 3rd, 2012, 02:50 PM	#23
atomicrm ninjette.org member Name: Kevin Location: Texas Join Date: Oct 2011 Motorcycle(s): 2009 250R Posts: 76	Someone came out and looked at my bike to asses damages and quoted about $420 dollars in repairs. have not got word on if he has admitted fault yet. i have given my statement to the person representing the other driver and to the person representing me. just gotta wait to see what they come up with now.

March 3rd, 2012, 04:03 PM	#24
Trailerboy531 Gear crash test dummy Name: Max Location: South Bay (So. Cal) Join Date: May 2011 Motorcycle(s): 2010 Ninja 250 race bike, 2014 ZX-636r Posts: A lot.	$420? That's it? That seems insanely cheap.

March 3rd, 2012, 04:13 PM	#25
rz3r0 ninjette.org member Name: Rick Location: Hawaii Join Date: Aug 2011 Motorcycle(s): 09 Kawasaki Ninja 250R(Sold), 11 Honda Ruckus, 12 Ducati Monster 696 ABS Posts: 145	Similar to my situation, I was in my immediate lane, then a sedan came into my lane. I hit the rear quarter panel and the other party's insurance admitted liability. I'm awaiting payment to the repair shop at this time so I can retrieve my bike. (thank God it wasn't my Ninja) I hope everything works out for you man.

March 4th, 2012, 06:51 PM	#27
ProdigyRacingLA ninjette.org member Name: Brian Location: Los Angeles Join Date: Mar 2012 Motorcycle(s): 2008 Ninja 250r Red Posts: 93	That is a tough one. The same thing happened to me! Except a car turned right as I was passing on the right. At the time I had no insurance, it was all bad. I ended up paying money to his insurance and fixing my damage on my own. Just taking about it boils my blood, but its good for everyone to learn from. I'll post a full blog on it later. Glsd your alright, and I can relate to not getting license plates in the heat of the moment. Just remeber to dress for the slide not the ride. PRLA

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