April 27th, 2013, 01:36 PM | #1 |
ninjette.org member
Name: michael
Location: chesapeake va
Join Date: Aug 2012 Motorcycle(s): 2010 ninja 250R SE Posts: 97
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Got approved and likely trading my 250
Went through with it this evening. Any regrets? Heeellllllll nooooo. I love the torque and responsiveness of this bike, the vtwin is such a joy to have now. I would recommend this bike to anyone lookin to move up or get a cruiser. Its extremely comfy too.
Last futzed with by mike12; April 29th, 2013 at 04:26 PM. |
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April 27th, 2013, 01:41 PM | #2 |
ninjette.org member
Name: dennis
Location: swmo
Join Date: Mar 2012 Motorcycle(s): 2003 Honda Shadow, 2008 ninja 250 Posts: 237
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I have an 03 shadow and I love it, it gets about 50 mpg and is super comfy to ride especially on the highway. I find myself riding it more than the ninjette.
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April 27th, 2013, 01:47 PM | #3 | |
ninjette.org member
Name: michael
Location: chesapeake va
Join Date: Aug 2012 Motorcycle(s): 2010 ninja 250R SE Posts: 97
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Quote:
50mpg is great! my ninjette hasnt been getting anywhere near that for some reason. I mean it has the two bros slip on and raised needles but i get about 140-150 max before my needle is in the red, even though my needle for some reason wont touch the top line on the gauge always the second one when i fill up. i havent been brave enough to push it past 150 miles on a tank but i do fill up about 4 gallons at 150 miles on it. which is an appaluing 38 mpg... |
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April 27th, 2013, 01:56 PM | #4 |
Jigglin' your Jiglets
Name: Sean
Location: San Jose, Ca
Join Date: Jun 2011 Motorcycle(s): 2009 K1300S, 2013 Ninja 300, 2011 Ninja 250R, Faster than Unregistered's ninjette Posts: Too much.
Blog Entries: 1
MOTM - Apr '13
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Youre going to give your dealer your ninja for $2300 so he can sell it for $3500???
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If the Ninja 250 doesn't have enough power for you, then you don't know how to ride it. AFM #676 Supersports are for n00bs |
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April 27th, 2013, 02:02 PM | #5 |
ninjette.org member
Name: michael
Location: chesapeake va
Join Date: Aug 2012 Motorcycle(s): 2010 ninja 250R SE Posts: 97
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April 27th, 2013, 02:03 PM | #6 |
ninjette.org guru
Name: Jesse
Location: Ann arbor mi
Join Date: Mar 2011 Motorcycle(s): 2007 ninja 250r Posts: 374
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Why not sell ninja to pay off loan then buy a new bike instead of messing with your credit.
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April 27th, 2013, 02:06 PM | #7 |
ninjette.org member
Name: michael
Location: chesapeake va
Join Date: Aug 2012 Motorcycle(s): 2010 ninja 250R SE Posts: 97
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April 27th, 2013, 02:22 PM | #8 |
ninjette.org certified postwhore
Name: Sean
Location: Middle TN
Join Date: Apr 2012 Motorcycle(s): 2010 Ninja 250r (sold) / '03 CBR 600RR Posts: A lot.
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How long has your 250 been on the market? I find it hard to believe you can't get 3k for it.
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April 27th, 2013, 02:22 PM | #9 |
ninjette.org member
Name: dennis
Location: swmo
Join Date: Mar 2012 Motorcycle(s): 2003 Honda Shadow, 2008 ninja 250 Posts: 237
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My only complaint on the shadow is how difficult the valve adjustment is. I say if you can afford it do it. Although me personally I have no plans on getting rid of the ninja.
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April 27th, 2013, 02:25 PM | #10 |
ninjette.org sage
Name: Andy
Location: Sheboygan, WI
Join Date: Dec 2008 Motorcycle(s): 1988 Honda Hawk NT650, 1989 Honda Hawk NT650, 1997 GSXR750 Track Bike Posts: 890
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What do you mean how difficult it is? Other than having to remove the thermostat housing, all it is is a locknut and a small bolt. Much simpler than having to pull the camshafts and change out shims.
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April 27th, 2013, 02:26 PM | #11 |
ninjette.org member
Name: michael
Location: chesapeake va
Join Date: Aug 2012 Motorcycle(s): 2010 ninja 250R SE Posts: 97
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only about 3 weeks on CL and 2 weeks between a couple forums. i had one very broke lady ask me to take over payments (cause she has no credit), that was it, and im not about that kid of BS.
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April 27th, 2013, 02:30 PM | #12 |
ninjette.org member
Name: dennis
Location: swmo
Join Date: Mar 2012 Motorcycle(s): 2003 Honda Shadow, 2008 ninja 250 Posts: 237
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I have a pregen so the shims arent a worry for me. But it is a complete pain in the rear to get the valve covers off just to get to it. Once you get in there it is very simple though.
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April 27th, 2013, 02:32 PM | #13 |
Certifiable nontundrum
Name: Harper
Location: NC Milkshake stand
Join Date: Mar 2013 Motorcycle(s): 2013 SE NINJA 300 Posts: Too much.
MOTM - Sep '13, Sep '16
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I'm all for anybody doing what they can with what money they can get up to get where they are going... Comfy cruiser bike :drools:
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April 27th, 2013, 02:35 PM | #14 |
ninjette.org member
Name: michael
Location: chesapeake va
Join Date: Aug 2012 Motorcycle(s): 2010 ninja 250R SE Posts: 97
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here is the bike BTW, only one pic online but in person its even cleaner.
http://www.sunrisecycle.com/new_vehi...55&pov=2891156 |
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April 27th, 2013, 02:42 PM | #15 |
ninjette.org member
Name: dennis
Location: swmo
Join Date: Mar 2012 Motorcycle(s): 2003 Honda Shadow, 2008 ninja 250 Posts: 237
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oh ya also the drum brakes on the back are horrible.
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April 27th, 2013, 02:51 PM | #16 |
ninjette.org certified postwhore
Name: Whodat
Location: Ware Is.,MA
Join Date: Jan 2009 Motorcycle(s): I pass the wind! Posts: A lot.
MOTM - Mar '13, Jun '14
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Don't do it! That bike looks even more gay than the 250. Just kidding, the new bike looks like a Harley. Now at least girls will look at you.
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If everything seems under control; you're just not going fast enough! |
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April 27th, 2013, 03:16 PM | #17 |
Riding Ruby..
Name: Stephen
Location: SoCal
Join Date: Sep 2012 Motorcycle(s): 2014 Yamaha Bolt R-Spec, 2007 Ninja 250R Posts: 392
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Unregistered |
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April 27th, 2013, 04:12 PM | #18 | |
ninjette.org member
Name: michael
Location: chesapeake va
Join Date: Aug 2012 Motorcycle(s): 2010 ninja 250R SE Posts: 97
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Quote:
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April 27th, 2013, 05:24 PM | #19 |
ninjette.org certified postwhore
Name: Jono
Location: Memphis, TN
Join Date: Sep 2011 Motorcycle(s): 2009 Triumph Street Triple, 2009 KLX250SF, 2003 Suzuki SV650S (Sold), 2006 Ninja 250 (Sold) Posts: A lot.
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Not my cup of tea. But do what you want.
If you decide to get the new bike, at least try and sell the ninja yourself. Why not wait a couple more weeks so you can get another $1k. These bikes sell. Be patient. |
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April 27th, 2013, 08:52 PM | #20 |
King Hamfist
Name: Cameron
Location: NorCal East Bay
Join Date: Oct 2012 Motorcycle(s): 2007 Crf 150R, 2011 Hypermotard 796 Posts: 940
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I spent a day test riding all the Harley's at the international motorcycle show. The shadow 750 is most likely a very easy bike to ride and will feel very torquey. You'll like it.
Wheeling and dealing isnt for everyone. Sometimes the headache of waiting for that deal isn't worth it. You have the means to get what you want and you're getting it done. Cool. Your bike has a lot of miles for a ninja 250. The dealership can make ok profit off used sales. I think them offering $2300 for your bike is fair. |
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April 28th, 2013, 03:28 AM | #21 |
ninjette.org member
Name: michael
Location: chesapeake va
Join Date: Aug 2012 Motorcycle(s): 2010 ninja 250R SE Posts: 97
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yea the 2300 IMO is actually good, seeing that KBB and NADA have the bike values for 2,000 for trade in and 3,050 for retail resale. so i think thats why people arent hitting on it as much plus the 14k miles.
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April 28th, 2013, 05:10 AM | #22 |
ninjette.org member
Name: Neal
Location: Indiana
Join Date: Mar 2013 Motorcycle(s): 2005 Ninja 250 Posts: 40
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Yeah, KBB/Nada are about useless! I'm sure the dealer gave you the same song/dance about how they were losing money to sell the bike at Nada value:-)
http://www.ninjette.org/forums/showthread.php?t=125586 In all honesty, $2300 is pretty good on trade. You can list it for $3k, but chances are good you'd end up selling for ~$2500 ... and, then you've got to figure out how to flip the loan (hastle). Being negative equity on your loan, the dealer option is the cleanest, and will get you loan paperwork back in order. FYI ... I'd shorten up your loan period by a bunch! You should never be putting yourself in a situation of oweing more than it's worth. Which sounds like what you're about to do on a Shadow? Thanks, Neal |
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April 28th, 2013, 07:28 AM | #23 |
ninjette.org member
Name: Prince
Location: New York
Join Date: Aug 2011 Motorcycle(s): ZX10R Posts: 47
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Why not try cycle trader and ebay that bike should move between $2500-$2700 easily and you need detailed pics not one that's probably why your not getting any hits
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April 28th, 2013, 07:55 AM | #24 |
ninjette.org member
Name: michael
Location: chesapeake va
Join Date: Aug 2012 Motorcycle(s): 2010 ninja 250R SE Posts: 97
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Its on cycle trader too. I think my pics are fairly detailed, there isn't a scratch or nick on the bike period, I close up'd the back tire and what not. Had someone offer me 1k upfront and 4 500 dollar payments but I'm not about that kind of dealing.
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April 28th, 2013, 06:43 PM | #25 |
ninjette.org sage
Name: Tim
Location: Goshen CA
Join Date: Oct 2012 Motorcycle(s): 2012 red 250 ninja Posts: 740
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Just a suggestion, don't go into a position of worse negative equity. It's bad enough that you are in that position right now, it gets worse when you roll that negative equity into a new loan.
What happens if you wreck the bike, even if it isn't your fault you only get the value of the bike, and you are left with a loan with no bike. I don't think they normally even offer gap insurance with a loan like that, usually it's only if you finance the value of the bike and then the bike value drops faster than the principal on the loan. The ninja isn't a bad bike, can't you just get used to it for a while? |
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April 28th, 2013, 06:47 PM | #26 | |
ninjette.org member
Name: michael
Location: chesapeake va
Join Date: Aug 2012 Motorcycle(s): 2010 ninja 250R SE Posts: 97
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Quote:
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April 28th, 2013, 07:01 PM | #27 |
ninjette.org sage
Name: Tim
Location: Goshen CA
Join Date: Oct 2012 Motorcycle(s): 2012 red 250 ninja Posts: 740
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April 28th, 2013, 07:23 PM | #28 |
ninjette.org dude
Name: 1 guess :-)
Location: SF Bay Area
Join Date: Jun 2008 Motorcycle(s): '13 Ninja 300 (white, the fastest color!), '13 R1200RT, '14 CRF250L, '12 TT-R125LE Posts: Too much.
Blog Entries: 7
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What is the interest rate on the new loan? What interest are you paying on the current loan? How long have you been paying on that loan, to still have negative equity on it?
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Montgomery Street Motorcycle Club / cal24.com / crf250l.org / ninjette.org ninjette.org Terms of Service Shopping for motorcycle parts or equipment? Come here first. The friendliest Ninja 250R/300/400 forum on the internet! (especially Unregistered) |
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April 28th, 2013, 07:23 PM | #29 |
ninjette.org sage
Name: T
Location: U.S.
Join Date: May 2010 Motorcycle(s): Current: '11 ZX-6R; Previous: '09 Ninjette; '08 ZX-6R (Ex-Wife '09 TU250X) Posts: 981
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Do what feels right to you, man. Life is too short to worry about little stuff like that.
I didn't want to get a loan on my first bike, but I felt I waited long enough and I wanted to ride. Don't go crazy irresponsible with the finances, but if it's less than $1K, I wouldn't sweat it. Just make sure you really want the bike you are getting if you are going to take the negative equity, because otherwise you find yourself wanting another bike a year or so later, and have to deal with even more negative equity.
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R.I.P EthioKnight (Alex) |
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April 29th, 2013, 07:01 AM | #30 |
ninjette.org member
Name: michael
Location: chesapeake va
Join Date: Aug 2012 Motorcycle(s): 2010 ninja 250R SE Posts: 97
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ive only had this loan and this ninja for 2 months. the interest rate is 6% new loan is the same. its only 700 dollars of neg equity but as i mentioned above im getting the bike at 5350 OTD the dealer was askin 5,299 before taxes so im not getting out that bad. Navy fed NADA'd the bike at 6,350
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April 29th, 2013, 04:26 PM | #31 |
ninjette.org member
Name: michael
Location: chesapeake va
Join Date: Aug 2012 Motorcycle(s): 2010 ninja 250R SE Posts: 97
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Went through with it
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April 30th, 2013, 12:45 AM | #32 |
ninjette.org certified postwhore
Name: Murphey
Location: Eastern Washington
Join Date: Apr 2011 Motorcycle(s): 2002 Honda 919, 2004 Ninja 500R NAKED Posts: A lot.
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Congrats on the new bike, welcome to Honda ownership as well
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April 30th, 2013, 01:01 AM | #33 |
ninjette.org certified postwhore
Name: Hansveer
Location: Bombay, India
Join Date: Jan 2012 Motorcycle(s): Ninja 250r - Track whore, Ninja 300 - SOLD, KTM RC390 - Orange Hulk, Ducati 899 Panigale - Red Devil. Posts: A lot.
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Congratulations... She's a sweet looking machine!
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April 30th, 2013, 04:46 PM | #34 |
ninjette.org member
Name: dennis
Location: swmo
Join Date: Mar 2012 Motorcycle(s): 2003 Honda Shadow, 2008 ninja 250 Posts: 237
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Looks like it could make a great bobber. Mine needs a bit more work to make it completely mine. Here is a pic just cuz I love showing my bikes off
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April 30th, 2013, 10:11 PM | #35 |
ninjette.org member
Name: Chase
Location: California
Join Date: May 2012 Motorcycle(s): 2008 Ninja 250r Posts: 225
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Whatever floats your boat. Looks like a nice ride to me.
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