So a did an insurance quote on a bigger bike...

WhiteRice · October 20th, 2011, 03:36 PM

Right now I pay $350 per year for my Ninjette.

For a 2008 Honda CBR600RR my quote was $1300...

Looks like I'm going to have to wait a year...

Boosted139 · October 20th, 2011, 03:40 PM

Sounds about right, I was quoted a bit more than that on a 2010 Triumph Daytona 675

WhiteRice · October 20th, 2011, 03:49 PM

Oh I see I'm not the only antsy one

Boosted139 · October 20th, 2011, 03:50 PM

Can't pass up a good deal when I see one, just didn't pan out

blink · October 20th, 2011, 04:54 PM

Id switch insurance... thats insane...

EsrTek · October 20th, 2011, 05:01 PM

I looked up like 5 bikes I'm considering for next year, and I found the Honda CBR 6's to be the cheapest insurance of the major 4 SS's. However, still more than a normal 'sport bike' model, like the 650R/SV650/FZR6.

Anyway $1300 yr doesn't sound to bad honestly, for that bike.
Options like MSF cert being faxed in may lower that too.

Boosted139 · October 20th, 2011, 05:14 PM

Just redid my insurance quotes and was under 750 (through rider with collision and comprehensive) which I find hard to believe I'd actually get that price since when I actually called for quotes it was double that.

blink · October 20th, 2011, 05:20 PM

1300 is retarded bro,

blink · October 20th, 2011, 05:21 PM

and if he meant full coverage he should have specified so forgive me in that case

Cazper · October 20th, 2011, 09:49 PM

I double checked for myself and it was basically double going from my 09 250R to an 09 ZX-110R... maybe some day

Firehorse · October 20th, 2011, 10:05 PM

At my ins. broker I got to look at the list and how the rates go up by bike cc and style.
There was a few mistakes on there with regards to classification so you may want to have a look at the list before you buy.

According to the list I saw, my ninja is not a sport bike and either is the new Aprilia Track only bike, at 130 HP

!!!
If that's not corrected by the time I buy a track bike, that's where I'm going

massacremasses · October 20th, 2011, 10:36 PM

yeah a GSXR 600 was 1000 for me and im 24 next week :/

massacremasses · October 20th, 2011, 11:41 PM

I pay $400 for LIABILITY!! I went through a broker tooo... :/

burningscooter · October 21st, 2011, 04:50 AM

geez, how old are you guys?

2011 Suzuki GSXR600- State farm quoted me at 379/year full coverage, $500 dollar deduc.

2009 ZX6R- State farm quoted me at 320/year full coverage, $500 dollar deduc.

I currently pay 132/year full coverage on the 250.

Given, my driving record is immaculate, and im 26yrsold.

DarC · October 21st, 2011, 05:22 AM

Must be some tickets combined with young age or just poor insurance shiopping.

I paid $74/yr with $100 deductable on the N250.

Currently pay $538/yr, same deductable, for the RVT1000r. No matter how hard I tried to convince them otherwise there is no hiding or confusing what type of bike the RC is

This is through progressive.

WhiteRice · October 21st, 2011, 05:27 AM

Under 25, single, no tickets/accidents. I have Collision/Comprehensive/Liability(10k/25k/50k).

Geico and Progressive both quoted me $1000 for my 250 for just liability alone.

NJ insurance rates are pretty awful.

bonbon76 · October 21st, 2011, 05:36 AM

Is it usually that big of a difference?????? My god, that seems crazy!

bonbon76 · October 21st, 2011, 05:37 AM

Quote:

Originally Posted by Phil7153

Id switch insurance companies. $350 a year for your 250? I pay $90 a year

What do you have for coverage though???

Indy250r · October 21st, 2011, 05:57 AM

Looks like there is some advantage to being old.

State Farm quoted $21/month for full coverage on a 2011 Ducati Multistrada 1200s.

burningscooter · October 21st, 2011, 06:37 AM

Quote:

Originally Posted by DarC

Must be some tickets combined with young age or just poor insurance shiopping.

I paid $74/yr with $100 deductable on the N250.

Currently pay $538/yr, same deductable, for the RVT1000r. No matter how hard I tried to convince them otherwise there is no hiding or confusing what type of bike the RC is

This is through progressive.

ive been a fan of the RC since nicky hayden won the ama superbike championship on it in 02. beast.

massacremasses · October 21st, 2011, 08:55 AM

im 24 next week married, one kid. no tickets no accidents and STILL $400 a year for liability... and I went through a broker! idk about CA

WhiteRice · October 21st, 2011, 09:04 AM

Quote:

Originally Posted by massacremasses

im 24 next week married, one kid. no tickets no accidents and STILL $400 a year for liability... and I went through a broker! idk about CA

Omg that's nuts

Lil_Green_Demon · October 21st, 2011, 09:04 AM

I'm paying $60/mo for my 250R with full coverage.

massacremasses · October 21st, 2011, 09:12 AM

Quote:

Originally Posted by WhiteRice

Omg that's nuts

I did just get my license but still... that seemed like a lot...

miss_syn · October 21st, 2011, 09:19 AM

You live in NJ you might want to check out Rider they're pretty cheap. My liability would have been $60/year.

WhiteRice · October 21st, 2011, 09:55 AM

Rider is my current carrier. The $1300 quote was from their quote generator, which is pretty accurate.

pathfinder · October 21st, 2011, 10:25 AM

I would recommend Markel. Small company, cheap rates and available when you need them.

WhiteRice · October 21st, 2011, 10:28 AM

Does we have an insurance FAQ? It would be good to make note of companies like Rider and Markel.

gt_turbo · October 21st, 2011, 01:24 PM

27 - got quoted $218 full coverage for 1 yr for a '11 zx6r. currently paying $135 for my 250r.

WhiteRice · October 21st, 2011, 01:27 PM

massacremasses · October 21st, 2011, 02:03 PM

I dont understand how mine is so high then to be honest?

Alex · October 21st, 2011, 02:14 PM

Quote:

Originally Posted by WhiteRice

Does we have an insurance FAQ? It would be good to make note of companies like Rider and Markel.

Our mongo insurance thread about who pays how much for what is right up here.

rusninja · October 21st, 2011, 10:53 PM

I am 19 no license or msf yet i got quoted full coverage 98 bucks a month :S take away collision It goes to 45 bucks a month 228 a year for liability 50/100/25 on all of em.

Poor justin no one really does like you >.< but you got me. :P

massacremasses · October 21st, 2011, 11:03 PM

Quote:

Originally Posted by rusninja

I am 19 no license or msf yet i got quoted full coverage 98 bucks a month :S take away collision It goes to 45 bucks a month 228 a year for liability 50/100/25 on all of em.

Poor justin no one really does like you >.< but you got me. :P

with who?

dude idk how mine is so high. Its just basic liability and uninsured motorist. But yeah I just checked its 390 a year

rusninja · October 22nd, 2011, 11:13 AM

progressive

DarC · October 22nd, 2011, 01:12 PM

Quote:

Originally Posted by burningscooter

ive been a fan of the RC since nicky hayden won the ama superbike championship on it in 02. beast.

I was an old fan of the RC45 with Bostrom on it back in 98. When Colin whopped up on the WBSK in 00 with the RC51 I knew I had to have one someday. 02 rolled around and both Edwards (WSBK) and Nicky (AMA) championed up on the RC...yeah, let's just say my RC fate was sealed, lol. I really want an ole RC45 to coddle and park next to the RC. Hopefully I can start my v-twin/four superbike collection in a few years.....

csmith12 · October 22nd, 2011, 01:24 PM

Just was quoted $792 for full coverage and $396 for liability on my 06 R6 with state farm. Sucks too, cause I am 37 and have been with them for 10yrs, everything home, auto/bikes and life. Seems to much, the 250 is $180 per year, uggg.

DerTeufel · October 22nd, 2011, 01:56 PM

I am 38, no tickets or accidents, with two bikes on my policy. My wife is on my policy as well (new rider with less than two years of riding experience). Full coverage on both bikes. $600/year through Nationwide.

massacremasses · October 22nd, 2011, 04:36 PM

Quote:

Originally Posted by rusninja

progressive

Ive got progressive too.

With my AAA discount I didnt know about Im now down to 360 a year liability plus uninsured/under insured motorist.

2.5LGT · October 22nd, 2011, 04:54 PM

I got quoted 5800 a year for a BMW S1000rr

October 20th, 2011, 03:36 PM	#1
WhiteRice Kamikaze Squirrel Name: Zach Location: NJ Join Date: Sep 2011 Motorcycle(s): 2010 250r Posts: 300	So a did an insurance quote on a bigger bike... Right now I pay $350 per year for my Ninjette. For a 2008 Honda CBR600RR my quote was $1300... Looks like I'm going to have to wait a year...

October 20th, 2011, 04:54 PM	#5
blink Always. Name: Alex Location: Calgary, AB Join Date: Mar 2011 Motorcycle(s): '08 Ninja 250, '05 GSX-R600 Posts: A lot.	Id switch insurance... thats insane... __________________________________________________ blink-182

October 20th, 2011, 05:20 PM	#8
blink Always. Name: Alex Location: Calgary, AB Join Date: Mar 2011 Motorcycle(s): '08 Ninja 250, '05 GSX-R600 Posts: A lot.	1300 is retarded bro, __________________________________________________ blink-182

October 20th, 2011, 05:21 PM	#9
blink Always. Name: Alex Location: Calgary, AB Join Date: Mar 2011 Motorcycle(s): '08 Ninja 250, '05 GSX-R600 Posts: A lot.	and if he meant full coverage he should have specified so forgive me in that case __________________________________________________ blink-182

October 20th, 2011, 09:49 PM	#10
Cazper ninjaholic Name: Dustin Location: Oceanside, CA Join Date: Jun 2010 Motorcycle(s): 09' SE 250R (sold), 03' ZX-6R, 99' XL1200C SP Posts: A lot. Blog Entries: 3	I double checked for myself and it was basically double going from my 09 250R to an 09 ZX-110R... maybe some day __________________________________________________ 09' SE Ninja 250R $2,547.83 worth of mods installed... come on Unregistered, you know you want to know what? Check my Blog "Modification List"

October 20th, 2011, 03:40 PM	#2
Boosted139 ninjette.org guru Name: Justin Location: Central NJ Join Date: Sep 2010 Motorcycle(s): 2009 Ninja 250R SE, 2009 Triumph Daytona 675 Posts: 334	Sounds about right, I was quoted a bit more than that on a 2010 Triumph Daytona 675

October 20th, 2011, 03:49 PM	#3
WhiteRice Kamikaze Squirrel Name: Zach Location: NJ Join Date: Sep 2011 Motorcycle(s): 2010 250r Posts: 300	Oh I see I'm not the only antsy one

October 20th, 2011, 03:50 PM	#4
Boosted139 ninjette.org guru Name: Justin Location: Central NJ Join Date: Sep 2010 Motorcycle(s): 2009 Ninja 250R SE, 2009 Triumph Daytona 675 Posts: 334	Can't pass up a good deal when I see one, just didn't pan out

October 20th, 2011, 05:01 PM	#6
EsrTek ninjette.org certified postwhore Name: Eric Location: Murfreesboro, TN Join Date: Jun 2011 Motorcycle(s): '13 300 Posts: A lot.	I looked up like 5 bikes I'm considering for next year, and I found the Honda CBR 6's to be the cheapest insurance of the major 4 SS's. However, still more than a normal 'sport bike' model, like the 650R/SV650/FZR6. Anyway $1300 yr doesn't sound to bad honestly, for that bike. Options like MSF cert being faxed in may lower that too.

October 20th, 2011, 05:14 PM	#7
Boosted139 ninjette.org guru Name: Justin Location: Central NJ Join Date: Sep 2010 Motorcycle(s): 2009 Ninja 250R SE, 2009 Triumph Daytona 675 Posts: 334	Just redid my insurance quotes and was under 750 (through rider with collision and comprehensive) which I find hard to believe I'd actually get that price since when I actually called for quotes it was double that.

October 20th, 2011, 10:05 PM	#11
Firehorse ninjette.org sage Name: Ms.T, Queen of the Night Location: Ontario, Canada Join Date: Jun 2011 Motorcycle(s): 2011 Ninja 250 Posts: 938	At my ins. broker I got to look at the list and how the rates go up by bike cc and style. There was a few mistakes on there with regards to classification so you may want to have a look at the list before you buy. According to the list I saw, my ninja is not a sport bike and either is the new Aprilia Track only bike, at 130 HP !!! If that's not corrected by the time I buy a track bike, that's where I'm going

October 20th, 2011, 10:36 PM	#12
massacremasses Avid Kitteh Poster Name: Justin Location: Norcal Join Date: Sep 2011 Motorcycle(s): 2006 Yamaha TTR 50 SUCK IT Posts: A lot.	yeah a GSXR 600 was 1000 for me and im 24 next week :/ __________________________________________________ I powdercoat stuff Help me pay for my addiction I say funny stuff. http://twitter.com/JustinPWNSyou sometimes... I write like a 12 year old too, http://justinpwnsyou.wordpress.com/

October 20th, 2011, 11:41 PM	#13
massacremasses Avid Kitteh Poster Name: Justin Location: Norcal Join Date: Sep 2011 Motorcycle(s): 2006 Yamaha TTR 50 SUCK IT Posts: A lot.	I pay $400 for LIABILITY!! I went through a broker tooo... :/ __________________________________________________ I powdercoat stuff Help me pay for my addiction I say funny stuff. http://twitter.com/JustinPWNSyou sometimes... I write like a 12 year old too, http://justinpwnsyou.wordpress.com/

October 21st, 2011, 04:50 AM	#14
burningscooter clutch Name: nameless Location: Maryland Join Date: Jul 2011 Motorcycle(s): L1 GSXR600 Posts: 543	geez, how old are you guys? 2011 Suzuki GSXR600- State farm quoted me at 379/year full coverage, $500 dollar deduc. 2009 ZX6R- State farm quoted me at 320/year full coverage, $500 dollar deduc. I currently pay 132/year full coverage on the 250. Given, my driving record is immaculate, and im 26yrsold.

October 21st, 2011, 05:22 AM	#15
DarC DUCEATR Name: Dan Location: El Paso, Texas Join Date: Apr 2011 Motorcycle(s): RVT1000R Posts: 628	Must be some tickets combined with young age or just poor insurance shiopping. I paid $74/yr with $100 deductable on the N250. Currently pay $538/yr, same deductable, for the RVT1000r. No matter how hard I tried to convince them otherwise there is no hiding or confusing what type of bike the RC is This is through progressive. __________________________________________________ 2001 SP1 RC51- #62 -Akrapovic Ti, PCIII, Colin Edward's first baby tooth, Honda Racing sticker, some Japanese doods best attempt at Engrish scribbled on my engine block, little touch of soul.

October 21st, 2011, 05:27 AM	#16
WhiteRice Kamikaze Squirrel Name: Zach Location: NJ Join Date: Sep 2011 Motorcycle(s): 2010 250r Posts: 300	Under 25, single, no tickets/accidents. I have Collision/Comprehensive/Liability(10k/25k/50k). Geico and Progressive both quoted me $1000 for my 250 for just liability alone. NJ insurance rates are pretty awful.

October 21st, 2011, 05:36 AM	#17
bonbon76 ninjette.org member Name: Bonnie Location: Wilmington, MA Join Date: May 2011 Motorcycle(s): 09 Ninja 250 Posts: 132	Is it usually that big of a difference?????? My god, that seems crazy! __________________________________________________ "B"

October 21st, 2011, 05:57 AM	#19
Indy250r ninjette.org member Name: Brad Location: Indiana Join Date: Aug 2010 Motorcycle(s): 2011 KTM 990 ADV Posts: 234	Looks like there is some advantage to being old. State Farm quoted $21/month for full coverage on a 2011 Ducati Multistrada 1200s.

October 21st, 2011, 08:55 AM	#21
massacremasses Avid Kitteh Poster Name: Justin Location: Norcal Join Date: Sep 2011 Motorcycle(s): 2006 Yamaha TTR 50 SUCK IT Posts: A lot.	im 24 next week married, one kid. no tickets no accidents and STILL $400 a year for liability... and I went through a broker! idk about CA __________________________________________________ I powdercoat stuff Help me pay for my addiction I say funny stuff. http://twitter.com/JustinPWNSyou sometimes... I write like a 12 year old too, http://justinpwnsyou.wordpress.com/

October 21st, 2011, 09:04 AM	#23
Lil_Green_Demon Winging It In Life Name: Umar Location: SoCal Join Date: Aug 2011 Motorcycle(s): 2010 250R; 2011 250R (sold) Posts: A lot.	I'm paying $60/mo for my 250R with full coverage. __________________________________________________ 2011 Kawasaki Ninja 250R (Bought - Apr 22, 2011; Sold - Feb 17, 2015) 2010 Kawasaki Ninja 250R (Bought - May 01, 2017; Current)

October 21st, 2011, 09:19 AM	#25
miss_syn my hair matches my bike Name: Tiffany Location: Greater Pittsburgh Metropolitan Area Join Date: Apr 2011 Motorcycle(s): 2010 Red 250r Posts: 411	You live in NJ you might want to check out Rider they're pretty cheap. My liability would have been $60/year.

October 21st, 2011, 09:55 AM	#26
WhiteRice Kamikaze Squirrel Name: Zach Location: NJ Join Date: Sep 2011 Motorcycle(s): 2010 250r Posts: 300	Rider is my current carrier. The $1300 quote was from their quote generator, which is pretty accurate.

October 21st, 2011, 10:25 AM	#27
pathfinder ninjette.org member Name: A Location: Mid South Join Date: Dec 2009 Motorcycle(s): 2008 ninja 250r, 2004 SV 650s, 2005 vulcan meanstreak Posts: 33	I would recommend Markel. Small company, cheap rates and available when you need them.

October 21st, 2011, 10:28 AM	#28
WhiteRice Kamikaze Squirrel Name: Zach Location: NJ Join Date: Sep 2011 Motorcycle(s): 2010 250r Posts: 300	Does we have an insurance FAQ? It would be good to make note of companies like Rider and Markel.

October 21st, 2011, 01:24 PM	#29
gt_turbo ninjette.org sage Name: L Location: WI Join Date: Apr 2011 Motorcycle(s): '09 250R, '13 CBR500R Posts: 709	27 - got quoted $218 full coverage for 1 yr for a '11 zx6r. currently paying $135 for my 250r.

October 21st, 2011, 01:27 PM	#30
WhiteRice Kamikaze Squirrel Name: Zach Location: NJ Join Date: Sep 2011 Motorcycle(s): 2010 250r Posts: 300

October 21st, 2011, 02:03 PM	#31
massacremasses Avid Kitteh Poster Name: Justin Location: Norcal Join Date: Sep 2011 Motorcycle(s): 2006 Yamaha TTR 50 SUCK IT Posts: A lot.	I dont understand how mine is so high then to be honest? __________________________________________________ I powdercoat stuff Help me pay for my addiction I say funny stuff. http://twitter.com/JustinPWNSyou sometimes... I write like a 12 year old too, http://justinpwnsyou.wordpress.com/

October 21st, 2011, 10:53 PM	#33
rusninja Ninjette wanabe :D Name: Ruslan Location: San Jose Join Date: Apr 2011 Motorcycle(s): white 300 :D Posts: A lot.	I am 19 no license or msf yet i got quoted full coverage 98 bucks a month :S take away collision It goes to 45 bucks a month 228 a year for liability 50/100/25 on all of em. Poor justin no one really does like you >.< but you got me. :P __________________________________________________ VROOOM vrooom >.>

October 22nd, 2011, 11:13 AM	#35
rusninja Ninjette wanabe :D Name: Ruslan Location: San Jose Join Date: Apr 2011 Motorcycle(s): white 300 :D Posts: A lot.	progressive __________________________________________________ VROOOM vrooom >.>

October 22nd, 2011, 01:24 PM	#37
csmith12 The Corner Whisperer Name: Chris (aka Reactor) Location: Northern KY Join Date: May 2011 Motorcycle(s): 2010 250 (track), 1992 250, 2006 R6 (street/track), 2008 R6 (track) Posts: Too much. MOTY 2015, MOTM - Nov '12, Nov '13	Just was quoted $792 for full coverage and $396 for liability on my 06 R6 with state farm. Sucks too, cause I am 37 and have been with them for 10yrs, everything home, auto/bikes and life. Seems to much, the 250 is $180 per year, uggg. __________________________________________________ Goal: Shake A Million Hands \| Look through the corners \| Track Day Prep \| Closest track? \| The Mid-Ohio School

October 22nd, 2011, 01:56 PM	#38
DerTeufel ninjette.org member Name: Aaron Location: Wildomar Join Date: May 2009 Motorcycle(s): 2008 Kawasaki Ninja 250R, 2009 KTM 690 SMC, 2001 Suzuki GSX-R 750 (track bike) Posts: 172	I am 38, no tickets or accidents, with two bikes on my policy. My wife is on my policy as well (new rider with less than two years of riding experience). Full coverage on both bikes. $600/year through Nationwide.

October 22nd, 2011, 04:54 PM	#40
2.5LGT ninjette.org member Name: Gao Location: CT Join Date: Jun 2011 Motorcycle(s): 05 xz6r 636, 10' Ninja 250R SE Green (sold) Posts: 56	I got quoted 5800 a year for a BMW S1000rr

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