October 9th, 2012, 09:15 PM | #1 |
Nerd
Name: Chris
Location: Tujunga
Join Date: Mar 2012 Motorcycle(s): Ducati Hyperstrada Posts: 672
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Sorry Mate I Didn't See You!
So I had my first traffic related crash Yesterday.
Here's what happened. I was going down the left lane of street, (2-lanes for each Direction.) Going about 30mph or so. Driver is coming opposite direction (Towards Me) and gets in the left turn lane(Middle of yellow lines in street) and puts blinker. Cool. (He was going to the gas station to fill up) I saw him and his blinker, He is there for a good 3-4 seconds, and as i come up to him he pulls out and makes his left. Right in front of me. I start braking and turning to the right to get into the right lane to avoid colliding with his right side passenger door.NOPE. Front end tucks and I low-side the bike. Luckily it missed the car and low-sided AROUND the car in a boomerang arc-like fashion. I go sliding across asphalt and slam into the side of his right tire/bumper. End up under front bumper. Get up thinking "Holy s---. That just happened..." Turn around to look at bike and see somebody from the gas station lifting my bike off the floor. Driver gets out scared as hell asking if i'm alright. At that point my legs are shaking like a baby giraffe straight out the womb. This happened around 7pm after it got dark. It all happened incredibly quick. But I think I low-sided due to not separating emergency braking from swerving. Causing my front tire traction to be overloaded. Bike fairings are Scraped on all sides/fairings. Front fork may or may not be bent. What have people in a crash experienced with Insurance totaling your ninja? I need advice so i know what to do for insurance. I would like to keep my bike as its a 2011, though i don't know if it will be too much damage to keep it with a non salvaged title. Thanks in advance for advice
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October 9th, 2012, 09:20 PM | #2 |
not an actual panda
Name: dan
Location: philadelphia
Join Date: Aug 2012 Motorcycle(s): 2008 Ninja 250, 2009 CBR600RR (Sold) Posts: A lot.
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Wow..glad you are ok man.
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October 9th, 2012, 09:26 PM | #3 |
Nerd
Name: Chris
Location: Tujunga
Join Date: Mar 2012 Motorcycle(s): Ducati Hyperstrada Posts: 672
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Me too! Thanks. Nothing but a twisted/sprained ankle(I think..) and some worry over what happens now.
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It doesn't LOOK that steep. But you can go first... |
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October 9th, 2012, 09:41 PM | #4 |
#squid
Name: nickypoo
Location: Five Guys
Join Date: Jul 2011 Motorcycle(s): Track dedicated 2008 ZX6R Posts: A lot.
MOTM - Jul '16
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Yeah...when swerving separate them. Brake then swerve...swerve then brake. Glad you're relatively okay. It sucks when you have to learn the hard way. But now you know Get back on two wheels again!
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October 9th, 2012, 09:48 PM | #5 |
Gear crash test dummy
Name: Max
Location: South Bay (So. Cal)
Join Date: May 2011 Motorcycle(s): 2010 Ninja 250 race bike, 2014 ZX-636r Posts: A lot.
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Your bike is for sure going to be totaled out. You can ask the adjuster to try to get the expenses (cost of repairs) just under the value required for totaling, but likely wont get your full payout then. They also all wont always work with you like that.
If they do total it you can either get a check for the market value and get a new one or buy your bike back after it is fixed with a much smaller check for lost value and a salvaged title. |
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October 9th, 2012, 10:01 PM | #6 |
Nerd
Name: Chris
Location: Tujunga
Join Date: Mar 2012 Motorcycle(s): Ducati Hyperstrada Posts: 672
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What would "full payout" be? If i let them total it and buy it back, would i be better of as opposed to getting under the total loss amount? I plan on keeping the ninja and not selling it. So I don't think a salvage title would affect me...
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It doesn't LOOK that steep. But you can go first... |
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October 9th, 2012, 10:03 PM | #7 |
Gear crash test dummy
Name: Max
Location: South Bay (So. Cal)
Join Date: May 2011 Motorcycle(s): 2010 Ninja 250 race bike, 2014 ZX-636r Posts: A lot.
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Depends on what you've done to your bike and how many miles etc. I know @havoc had his bike valued at about 4,200.... Which is....beautiful lol. I don't think salvage titles are all bad if you keep it. Just keep in mind that if a salvaged bike is in an accident then its worth far less to an insurance company on the pay out for that accident than a clean titled bike would be.
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October 9th, 2012, 10:07 PM | #8 | |
Nerd
Name: Chris
Location: Tujunga
Join Date: Mar 2012 Motorcycle(s): Ducati Hyperstrada Posts: 672
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Quote:
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It doesn't LOOK that steep. But you can go first... |
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October 9th, 2012, 10:27 PM | #9 |
ninjette.org certified postwhore
Name: Hansveer
Location: Bombay, India
Join Date: Jan 2012 Motorcycle(s): Ninja 250r - Track whore, Ninja 300 - SOLD, KTM RC390 - Orange Hulk, Ducati 899 Panigale - Red Devil. Posts: A lot.
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Glad it wasn't worse man... That really sucks
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October 9th, 2012, 10:32 PM | #10 |
Gear crash test dummy
Name: Max
Location: South Bay (So. Cal)
Join Date: May 2011 Motorcycle(s): 2010 Ninja 250 race bike, 2014 ZX-636r Posts: A lot.
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His forks were raped along with all of his plastics. Some exhaust and bar damage also. Happened at the end of August. He has Progressive.
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October 10th, 2012, 04:02 AM | #11 |
ninjette.org sage
Name: Fox
Location: Boston
Join Date: May 2012 Motorcycle(s): 08 250R Posts: 881
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sounds like a case of poor depth perception/judgement of speed. He saw you for sure, but just couldn't tell how far away you were. were you doing a "smidsy weave"?
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October 10th, 2012, 12:59 PM | #12 |
ninjette.org guru
Name: Scott
Location: Atlanta
Join Date: Sep 2012 Motorcycle(s): 2010 Ninja 250R Posts: 363
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That blows dude. Since you're ok, I'll admit that your baby giraffe comment made me lmao, but seriously glad you're good. I'm curious to hear what your insurance says.
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October 10th, 2012, 02:03 PM | #13 |
KThanksBye
Name: Kevin
Location: Orange County
Join Date: Mar 2011 Motorcycle(s): 2006 zx636r Posts: A lot.
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Ive come to the conclusion that its always better to hit them, then you can 100% claim its there fault. If you end up hitting no one, its pretty hard to get insurance to be on your side, and will end up just being your fault
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October 10th, 2012, 02:06 PM | #14 | |
Jigglin' your Jiglets
Name: Sean
Location: San Jose, Ca
Join Date: Jun 2011 Motorcycle(s): 2009 K1300S, 2013 Ninja 300, 2011 Ninja 250R, Faster than Unregistered's ninjette Posts: Too much.
Blog Entries: 1
MOTM - Apr '13
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Quote:
And when you do crash, act like a soccer player
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If the Ninja 250 doesn't have enough power for you, then you don't know how to ride it. AFM #676 Supersports are for n00bs |
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October 10th, 2012, 02:20 PM | #15 |
Gear crash test dummy
Name: Max
Location: South Bay (So. Cal)
Join Date: May 2011 Motorcycle(s): 2010 Ninja 250 race bike, 2014 ZX-636r Posts: A lot.
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I think my spleen collided in to my brain and exploded
#soccerplayerbs |
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October 10th, 2012, 02:21 PM | #16 | |
KThanksBye
Name: Kevin
Location: Orange County
Join Date: Mar 2011 Motorcycle(s): 2006 zx636r Posts: A lot.
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Quote:
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----> My Youtube! <---- Unregistered, watch my youtube page! |
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October 10th, 2012, 02:24 PM | #17 |
Nerd
Name: Chris
Location: Tujunga
Join Date: Mar 2012 Motorcycle(s): Ducati Hyperstrada Posts: 672
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Hitting solid objects at speed is sort of my pet peeve. So noooooo haha
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It doesn't LOOK that steep. But you can go first... |
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October 10th, 2012, 04:02 PM | #18 |
ninjette.org member
Name: Brian
Location: Cal
Join Date: Sep 2012 Motorcycle(s): Yes, please. Posts: 121
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Did you not make eye contact with him as you approached?
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October 10th, 2012, 06:09 PM | #19 |
#squid
Name: nickypoo
Location: Five Guys
Join Date: Jul 2011 Motorcycle(s): Track dedicated 2008 ZX6R Posts: A lot.
MOTM - Jul '16
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Eye contact doesn't mean they'll yield...
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October 10th, 2012, 06:58 PM | #20 |
Nerd
Name: Chris
Location: Tujunga
Join Date: Mar 2012 Motorcycle(s): Ducati Hyperstrada Posts: 672
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It was dark already, lights were obstructing my view of the driver, didn't even think about it.
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It doesn't LOOK that steep. But you can go first... |
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October 10th, 2012, 08:14 PM | #21 |
ninjette.org sage
Name: Ms.T, Queen of the Night
Location: Ontario, Canada
Join Date: Jun 2011 Motorcycle(s): 2011 Ninja 250 Posts: 938
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Glad you're okay and I'm stealing your giraffe comment. Was all queasy until you said that! Good points from everyone -Weave!! Forget eye contact, it means absolutely nothing. In the evening it appears that they're looking at you but since you're only one wee light, they are probably looking PAST you but in your direction. - Emergency braking - practice it so you never have to swerve - possibly into traffic. - Swerving - practice it with SAFE escape routes in mind..if I had to swerve NOW, which way is safe to go? I had almost the same thing happen on Monday night. The driver was aware of the first bike - I was the second bike and he pulled right out in front of me like nothing. 50kph zone, we had a green, he was so busy watching the first bike, he just pulled out ON A RED after it went by. He went from the right at a stop light across in front of me, going left into the lane in the opposite direction. I e-braked but made sure I got close enough to be out of his way but that he got a good close-up of me yelling a blue streak at him. Lesson I learned: weave a bit more, never trust a red light and that people can be careful about the first bike but the second is a target. Ride safe and glad you\re okay - bike can be replaced or repaired but there's only one of you. |
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October 11th, 2012, 12:52 PM | #22 |
Nooblet
Name: Akima
Location: England
Join Date: Jul 2011 Motorcycle(s): 2011 Ninja 250R FI Posts: A lot.
Blog Entries: 5
MOTM - Oct '13
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Sorry to hear about your crash. It's great that you're ok though.
Me too! Football. So true! I've had people stare me in the eye and then dangerously pull in front of me. Floyd's trick is the best: what their wheels: you can almost instantly spot when the car begins to move. |
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October 13th, 2012, 05:43 AM | #23 |
ninjette.org certified postwhore
Name: D
Location: Palm Beach, FL
Join Date: Oct 2010 Motorcycle(s): 2006 Ninja 250R, 2007 EFI Ninja 250R Posts: A lot.
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You shouldn't try to make eye contact. Eyes lie. Look at their wheels. Wheels don't lie. If you see them move, lay on the horn and brakes. Many times they will freeze when they finally see you. Like a deer in a spotlight. So if that happens, swerve in front of them. If not, then try to swerve behind them.
Sometimes people are on their cell phone or texting and will actually get mad at you for honking and interrupting their phone call. In that case, just try to brake hard and hope for the best. Just don't let the bike do a stoppie. That would put you between the car and the bike at the point of impact. Not good. In some states, they will actually give YOU the ticket for doing a stoppie - like that makes it your fault. Sad but true. Assuming they don't just keep driving. Anyhow, a camera would be valuable evidence to show what actually happened. We should all have them running automatically whenever the bike is running.
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October 13th, 2012, 12:58 PM | #24 |
ninjette.org certified postwhore
Name: Sean
Location: Middle TN
Join Date: Apr 2012 Motorcycle(s): 2010 Ninja 250r (sold) / '03 CBR 600RR Posts: A lot.
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October 13th, 2012, 02:12 PM | #26 |
ninjette.org certified postwhore
Name: Sean
Location: Middle TN
Join Date: Apr 2012 Motorcycle(s): 2010 Ninja 250r (sold) / '03 CBR 600RR Posts: A lot.
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March 20th, 2013, 01:09 AM | #27 |
ninjette.org guru
Name: Martin
Location: California
Join Date: Jun 2012 Motorcycle(s): 250r Posts: 291
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Bumping this old thread because I wanna know how it all played out. Did the insurance find you at fault??
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March 20th, 2013, 04:03 AM | #28 |
ninjette.org sage
Name: Wes
Location: Sumter SC
Join Date: Apr 2012 Motorcycle(s): 650r 2009 Vulcan 800 2005 Posts: 557
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Glad you not hurt badly. It never ceases to amaze me how fast things can go wrong.
My first bike got backed over in a parking lot... right over the front wheel and didn't damage the triple tree or forks.... so I'd have to guess your bike is probably not totaled.... just a little scratched up. If it ends up being totaled, ask if you can buy the hull back. Not sure about bikes, but the hull price for a car here in the US used to be like $300. If they total the bike, my biggest worry for you is that the payoff on the loan will be greater than the bluebook value of the bike. That's what gap insurance is for. For example, if the bike is worth $2000 and you still owe $4000, they'll cut you a check for $2000 (minus your deductible) and you'll still have to pay off the note.
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It's all about the curves. If you ride, you understand. If you have a stick skinny g/f and ride, you're 1/2 way there. |
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