What if your bike got stolen???

Ninja-KID · October 5th, 2012, 02:48 PM

I have seen many vids on youtube of bikes being stolen off the streets. I have also heard it from friends and fellow riders.

What would you do if you came outside and your bike was gone?

Ride hard but ride safe

bbonds007 · October 5th, 2012, 02:57 PM

Call my insurance, get a new one.

alex.s · October 5th, 2012, 03:00 PM

time for ninja 300

Ninja-KID · October 5th, 2012, 03:02 PM

Quote:

Originally Posted by bbonds007

Call my insurance, get a new one.

What kind of insurance do you need in order to get a replacement bike from them at no charge. I didnt have insurance on my 250 but I am thinking of getting for my new 600.

Jiggles · October 5th, 2012, 03:07 PM

Probably theft insurance

bfpower · October 5th, 2012, 03:11 PM

Quote:

Originally Posted by Ninja-KID

What would you do if you came outside and your bike was gone?

Report it, make an insurance claim, and get another bike. My comprehensive covers theft.

CC Cowboy · October 5th, 2012, 03:12 PM

I had two stolen out of my storage unit the same night. Sucks out loud!

YunMing · October 5th, 2012, 03:13 PM

Insurance would buy me a new one.

toua70 · October 6th, 2012, 07:39 AM

Call insurance and get the monies for a new bike

Racer x · October 6th, 2012, 07:58 AM

I would spend my life looking for the thief . Then it is time for Keyser Soze.

hillbillyhank · October 6th, 2012, 08:23 AM

I don't know who you are. I don't know what you want. If you are looking for ransom, I can tell you I don't have money. But what I do have are a very particular set of skills; skills I have acquired over a very long career. Skills that make me a nightmare for people like you. If you let my bike go now, that'll be the end of it. I will not look for you, I will not pursue you. But if you don't, I will look for you, I will find you, and I will kill you.

CZroe · October 6th, 2012, 10:54 AM

You still have to pay a deductible for theft insurance.

smackenz · October 6th, 2012, 11:40 AM

mine got stolen right out of my garage, so i bought a motorcycle 2 months later.

maybe i should say it was a bicycle

Ninja-KID · October 6th, 2012, 11:56 AM

Quote:

Originally Posted by hillbillyhank

I don't know who you are. I don't know what you want. If you are looking for ransom, I can tell you I don't have money. But what I do have are a very particular set of skills; skills I have acquired over a very long career. Skills that make me a nightmare for people like you. If you let my bike go now, that'll be the end of it. I will not look for you, I will not pursue you. But if you don't, I will look for you, I will find you, and I will kill you.

I KNOW THAT PHRASE!!! From that italian movie where they kidnapped his daughter. HAHAAHA! NICE

And how much do you guys normally pay for Theft insurance???

xSean13 · October 6th, 2012, 11:58 AM

The American movie, where his daughter went to France. aka Taken.

CZroe · October 6th, 2012, 12:25 PM

Quote:

Originally Posted by xSean13

The American movie, where his daughter went to France. aka Taken.

It's a French movie. Though most Hollywood productions are seen as American, it seems like all the important people are not Americans and the films are often not made in Hollywood.

Previously, on Ninjette.org...

Quote:

Originally Posted by Jiggles

Quote:

Originally Posted by CZroe

Quote:

Originally Posted by Jiggles

http://www.ninjette.org/forums/showpost.php?p=578594&postcount=156
You're a ****ing liar

Yes. Yes I am. *grinning*

xSean13 · October 6th, 2012, 12:45 PM

Quote:

Originally Posted by CZroe

It's a French movie. Though most Hollywood productions are seen as American, it seems like all the important people are not Americans and the films are often not made in Hollywood.

Previously, on Ninjette.org...

Ahhh, didn't know it had a French director, makes sense. Definitely not italian though :P

StephenA · October 6th, 2012, 01:13 PM

Quote:

Originally Posted by alex.s

time for ninja 300

NikkitaNinja · October 7th, 2012, 07:52 PM

Luckily I dont live in or near any bad neighborhoods so I rest assured my bike would never get stolen out of my own garage. I plan on installing a GPS security system on my bike in the summer to take care of any unexpected inconveniences.

k-os · October 7th, 2012, 08:08 PM

Quote:

Originally Posted by NikkitaNinja

Luckily I dont live in or near any bad neighborhoods so I rest assured my bike would never get stolen out of my own garage. I plan on installing a GPS security system on my bike in the summer to take care of any unexpected inconveniences.

I don't think thieves go to the ****** neighborhoods to steal stuff when they know the "nicer" neighborhoods have stuff worth stealing.

NikkitaNinja · October 7th, 2012, 09:18 PM

There are virtually no reports of stolen vehicles in my neighborhood, let alone people breaking into garages to steal motorcycles.

Malicious Logic · October 7th, 2012, 09:27 PM

Quote:

Originally Posted by bbonds007

Call my insurance, get a new one.

+1

Ninja-KID · October 9th, 2012, 05:39 AM

The Lojack security is pretty neat. It cost around $600 installed, so you have to decide whether or not its worth it. But in case you did have lojack and you caught that sunova bike thief, i would take out my jack and beat the **** out of him. Bike thiefs should all be thrown into Getmo.

psych0hans · October 9th, 2012, 05:54 AM

There's a cbr 919 rr I have my eyes on, get insurance money and get that...

ator · October 9th, 2012, 06:23 AM

Quote:

Originally Posted by YunMing

Insurance would buy me a new one.

Insurance pays retail market value (plus tax), not replacement cost. So, if you owe less than market value you'll have some cash left to put down on new bike.

Example: You owe $2000 but market value is $3300, you get $3300 plus taxes. So, $2000 goes to pay off what you owe. Whats left is yours to do what you want, most will put it towards their new bike.

But, if you owe $4300 and market value is $3300, you still only get $3300 plus taxes. YOU are responsible to pay off the balance owed.

ai4px · October 9th, 2012, 07:11 PM

Quote:

Originally Posted by Ninja-KID

What kind of insurance do you need in order to get a replacement bike from them at no charge. I didnt have insurance on my 250 but I am thinking of getting for my new 600.

That would be comprehensive.. it's like $8 more a year that my liability insurance. Caveat... they'll only pay you fair market value for your bike, less your deductible. Better than a sharp stick in the eye though.

ai4px · October 9th, 2012, 07:13 PM

Quote:

Originally Posted by ator

But, if you owe $4300 and market value is $3300, you still only get $3300 plus taxes. YOU are responsible to pay off the balance owed.

That's what GAP insurance is for. You should always get gap insurance when you buy a new bike. It'll loose 1/2 it's value the instant you ride it off the lot.

CZroe · October 9th, 2012, 07:17 PM

Quote:

Originally Posted by ai4px

That's what GAP insurance is for. You should always get gap insurance when you buy a new bike. It'll loose 1/2 it's value the instant you ride it off the lot.

Not the 250 nor the 300.

ator · October 9th, 2012, 08:24 PM

Quote:

Originally Posted by ai4px

That's what GAP insurance is for. You should always get gap insurance when you buy a new bike. It'll loose 1/2 it's value the instant you ride it off the lot.

I solve that problem by just paying cash for my bikes. My comment was just to remind that insurance doesn't just "buy you a new bike"

Even you you pay cash like I do, you may still have to put up some cash to get a new bike

Minikin_Jo · October 10th, 2012, 09:22 AM

I don't think LoJack is worth it for a 250, is it?

I think it costs like $600 to get it installed, then another monthly fee to keep it active. My husband had lojack on his Hayabusa (after having 2 bikes stolen previously) and sometimes it worked, sometimes it didn't. He would forget his fob at home and ride to work then realize he doesn't have it nor did lojack call (they're supposed to call both our cell phones, the house phones, send out emails to both of us as well.) And sometimes we'd realize that it took over an hour to even get the notification from lojack (if the bike was stolen it'd be long-gone by then.) Plus some police departments don't support lojack anyways.

I don't know what kind of insurance coverage you have to have to get money for your bike if it was stolen. I don't think my husband got anything for either of his stolen bikes, I think they paid off the remaining balance (both were financed.) Not sure how it works if your bike was lien free.

massacremasses · October 10th, 2012, 10:23 AM

dudemanbrah · October 10th, 2012, 11:08 AM

I would cry myself a river.

CZroe · October 10th, 2012, 07:50 PM

Quote:

Originally Posted by Minikin_Jo

I don't think LoJack is worth it for a 250, is it?

I think it costs like $600 to get it installed, then another monthly fee to keep it active. My husband had lojack on his Hayabusa (after having 2 bikes stolen previously) and sometimes it worked, sometimes it didn't. He would forget his fob at home and ride to work then realize he doesn't have it nor did lojack call (they're supposed to call both our cell phones, the house phones, send out emails to both of us as well.) And sometimes we'd realize that it took over an hour to even get the notification from lojack (if the bike was stolen it'd be long-gone by then.) Plus some police departments don't support lojack anyways.

I don't know what kind of insurance coverage you have to have to get money for your bike if it was stolen. I don't think my husband got anything for either of his stolen bikes, I think they paid off the remaining balance (both were financed.) Not sure how it works if your bike was lien free.

Uhh, it sounds like you are talking about some auxiliary system. Basic LoJack is passive security. There is no fob. There is no alarm. There is no "signal" to trigger emails and cellphone calls. Basically, you call after it's "long gone" and report it stolen. The LoJack systems then start looking for your system while sending a signal telling it to go into panic mode (starts transmitting its position constantly). Once it answers back, equipped police start triangulating it. This is all managed by a database that matches your unique ID to your VIN when it is reported stolen.

Bassman · October 10th, 2012, 10:21 PM

I've been leaving my 2011 with the keys in it at the mall most days. Still no luck. I hope to have a 2013 300 soon....

SemperFudge · October 10th, 2012, 10:59 PM

Quote:

Originally Posted by Bassman

I've been leaving my 2011 with the keys in it at the mall most days. Still no luck. I hope to have a 2013 300 soon....

LOL, you got some balls son.

Let's just hope your insurance company doesn't go the extra mile and have a detective look up your internet history. Insurance fraud is a big deal these days haha.

kooshbox · October 10th, 2012, 11:12 PM

Quote:

Originally Posted by Bassman

I've been leaving my 2011 with the keys in it at the mall most days. Still no luck. I hope to have a 2013 300 soon....

HAHAHAHA.. Let us know how that goes, if it goes!

ninja250r81 · October 10th, 2012, 11:53 PM

feel sorry for the person who stole my bike

2013 zx6 here i come

Liist · October 11th, 2012, 02:23 AM

Damn I still need to buy insurance for my bike. But for now I have her chained to a tree.

Ninja-KID · October 11th, 2012, 04:29 AM

Quote:

Originally Posted by Bassman

I've been leaving my 2011 with the keys in it at the mall most days. Still no luck. I hope to have a 2013 300 soon....

Are you serious??? But thats cheating.

Minikin_Jo · October 11th, 2012, 06:13 AM

Quote:

Originally Posted by CZroe

Uhh, it sounds like you are talking about some auxiliary system. Basic LoJack is passive security. There is no fob. There is no alarm. There is no "signal" to trigger emails and cellphone calls. Basically, you call after it's "long gone" and report it stolen. The LoJack systems then start looking for your system while sending a signal telling it to go into panic mode (starts transmitting its position constantly). Once it answers back, equipped police start triangulating it. This is all managed by a database that matches your unique ID to your VIN when it is reported stolen.

Uhh, yeah...that "auxiliary system" was called "LoJack".

October 5th, 2012, 02:48 PM	#1
Ninja-KID ninjette.org member Name: Amir Sheikh Location: Hollywood Join Date: Sep 2012 Motorcycle(s): 2011 Kawasaki Ninja 250r White SE Posts: 45	What if your bike got stolen??? I have seen many vids on youtube of bikes being stolen off the streets. I have also heard it from friends and fellow riders. What would you do if you came outside and your bike was gone? Ride hard but ride safe

October 5th, 2012, 03:00 PM	#3
alex.s wat Name: wat Location: tustin/long beach Join Date: Sep 2009 Motorcycle(s): wat Posts: Too much. Blog Entries: 5 MOTM - Oct '12, Feb '14	time for ninja 300 __________________________________________________

October 5th, 2012, 03:07 PM	#5
Jiggles Jigglin' your Jiglets Name: Sean Location: San Jose, Ca Join Date: Jun 2011 Motorcycle(s): 2009 K1300S, 2013 Ninja 300, 2011 Ninja 250R, Faster than Unregistered's ninjette Posts: Too much. Blog Entries: 1 MOTM - Apr '13	Probably theft insurance __________________________________________________ If the Ninja 250 doesn't have enough power for you, then you don't know how to ride it. AFM #676 Supersports are for n00bs

October 5th, 2012, 03:12 PM	#7
CC Cowboy ninjette.org certified postwhore Name: Whodat Location: Ware Is.,MA Join Date: Jan 2009 Motorcycle(s): I pass the wind! Posts: A lot. MOTM - Mar '13, Jun '14	I had two stolen out of my storage unit the same night. Sucks out loud! __________________________________________________ If everything seems under control; you're just not going fast enough!

October 6th, 2012, 07:39 AM	#9
toua70 ninjette.org guru Name: Toua Location: Long Beach Join Date: May 2012 Motorcycle(s): Ninja 250 and Gsx-R 750 k8 (out of commission) Posts: 482	Call insurance and get the monies for a new bike __________________________________________________ Omoplariangle-bar

October 5th, 2012, 02:57 PM	#2
bbonds007 The Bonds Name: Bryan Location: State College, Pa Join Date: Sep 2012 Motorcycle(s): 06 Yellow Ninja Posts: 69	Call my insurance, get a new one.

October 5th, 2012, 03:13 PM	#8
YunMing ninjette.org member Name: Alexander Location: Santa Rosa Join Date: Jul 2012 Motorcycle(s): (Sold) 2007 Red Ninja 250r, 2003 Cbr 600 F4i Posts: 137	Insurance would buy me a new one.

October 6th, 2012, 07:58 AM	#10
Racer x ninjette.org certified postwhore Name: Eric Location: Iowa City Join Date: May 2009 Motorcycle(s): 2008 Kawmeracchi 350 2010 Project X Posts: A lot. Blog Entries: 54 MOTM - Sep '18, Feb '16	I would spend my life looking for the thief . Then it is time for Keyser Soze. __________________________________________________ Top speed 123.369mph. Ohio mile Worlds fastest 250 ninja

October 6th, 2012, 08:23 AM	#11
hillbillyhank ninjette.org member Name: Hank Location: Denham Springs, LA Join Date: May 2012 Motorcycle(s): 2011 Ninja 250; 2006 50th anniversary edition R6 Posts: 22	I don't know who you are. I don't know what you want. If you are looking for ransom, I can tell you I don't have money. But what I do have are a very particular set of skills; skills I have acquired over a very long career. Skills that make me a nightmare for people like you. If you let my bike go now, that'll be the end of it. I will not look for you, I will not pursue you. But if you don't, I will look for you, I will find you, and I will kill you. __________________________________________________ I have my eyes on you, Unregistered.

October 6th, 2012, 10:54 AM	#12
CZroe CPT Falcon Name: J.Emmett Turner Location: Newnan, GA Join Date: Apr 2009 Motorcycle(s): '08 CP Blue EX250J, '97 unpainted EX250F, 2nd '97 unpainted EX250F (no engine), '07 black EX250F Posts: A lot.	You still have to pay a deductible for theft insurance.

October 6th, 2012, 11:40 AM	#13
smackenz ninjette.org member Name: Simon Location: Toronto Join Date: Jan 2012 Motorcycle(s): 2009 Kawi 250 Posts: 118	mine got stolen right out of my garage, so i bought a motorcycle 2 months later. maybe i should say it was a bicycle

October 6th, 2012, 11:58 AM	#15
xSean13 ninjette.org certified postwhore Name: Sean Location: Middle TN Join Date: Apr 2012 Motorcycle(s): 2010 Ninja 250r (sold) / '03 CBR 600RR Posts: A lot.	The American movie, where his daughter went to France. aka Taken.

October 7th, 2012, 07:52 PM	#19
NikkitaNinja ninjette.org guru Name: Tyler Location: Milwaukee, WI Join Date: Sep 2011 Motorcycle(s): 2008 Kawasaki Ninja 250 Nikkita - 2003 Buell XB9R Posts: 274	Luckily I dont live in or near any bad neighborhoods so I rest assured my bike would never get stolen out of my own garage. I plan on installing a GPS security system on my bike in the summer to take care of any unexpected inconveniences.

October 7th, 2012, 09:18 PM	#21
NikkitaNinja ninjette.org guru Name: Tyler Location: Milwaukee, WI Join Date: Sep 2011 Motorcycle(s): 2008 Kawasaki Ninja 250 Nikkita - 2003 Buell XB9R Posts: 274	There are virtually no reports of stolen vehicles in my neighborhood, let alone people breaking into garages to steal motorcycles.

October 9th, 2012, 05:39 AM	#23
Ninja-KID ninjette.org member Name: Amir Sheikh Location: Hollywood Join Date: Sep 2012 Motorcycle(s): 2011 Kawasaki Ninja 250r White SE Posts: 45	The Lojack security is pretty neat. It cost around $600 installed, so you have to decide whether or not its worth it. But in case you did have lojack and you caught that sunova bike thief, i would take out my jack and beat the **** out of him. Bike thiefs should all be thrown into Getmo.

October 9th, 2012, 05:54 AM	#24
psych0hans ninjette.org certified postwhore Name: Hansveer Location: Bombay, India Join Date: Jan 2012 Motorcycle(s): Ninja 250r - Track whore, Ninja 300 - SOLD, KTM RC390 - Orange Hulk, Ducati 899 Panigale - Red Devil. Posts: A lot.	There's a cbr 919 rr I have my eyes on, get insurance money and get that... __________________________________________________ GETTING BACK INTO RIDING? Read this.

October 10th, 2012, 09:22 AM	#30
Minikin_Jo ninjette.org sage Name: Jo Location: Howard County, MD Join Date: Jun 2012 Motorcycle(s): 2013 Ninja 300 Posts: 528	I don't think LoJack is worth it for a 250, is it? I think it costs like $600 to get it installed, then another monthly fee to keep it active. My husband had lojack on his Hayabusa (after having 2 bikes stolen previously) and sometimes it worked, sometimes it didn't. He would forget his fob at home and ride to work then realize he doesn't have it nor did lojack call (they're supposed to call both our cell phones, the house phones, send out emails to both of us as well.) And sometimes we'd realize that it took over an hour to even get the notification from lojack (if the bike was stolen it'd be long-gone by then.) Plus some police departments don't support lojack anyways. I don't know what kind of insurance coverage you have to have to get money for your bike if it was stolen. I don't think my husband got anything for either of his stolen bikes, I think they paid off the remaining balance (both were financed.) Not sure how it works if your bike was lien free. __________________________________________________ I'm not short, I'm concentrated AWESOME!

October 10th, 2012, 10:23 AM	#31
massacremasses Avid Kitteh Poster Name: Justin Location: Norcal Join Date: Sep 2011 Motorcycle(s): 2006 Yamaha TTR 50 SUCK IT Posts: A lot.	__________________________________________________ I powdercoat stuff Help me pay for my addiction I say funny stuff. http://twitter.com/JustinPWNSyou sometimes... I write like a 12 year old too, http://justinpwnsyou.wordpress.com/

October 10th, 2012, 11:08 AM	#32
dudemanbrah ninjette.org member Name: Andy Location: New Orleans Join Date: Sep 2012 Motorcycle(s): 2010 Ninja 250R Posts: 37	I would cry myself a river.

October 10th, 2012, 10:21 PM	#34
Bassman ninjette.org guru Name: Marc Location: Castaic, CA Join Date: Sep 2011 Motorcycle(s): 1986 Goldwing, 1996 CR500, 2011 Ninja 250, 2009 Harley Heritage Softail, 1941 Suzuki Gerbil 250 Posts: 427	I've been leaving my 2011 with the keys in it at the mall most days. Still no luck. I hope to have a 2013 300 soon.... __________________________________________________ I know there's a 7th gear here somewhere... Changing to 15T/41T, now I'll get that 7th gear, lol.

October 10th, 2012, 11:53 PM	#37
ninja250r81 ninjette.org guru Name: scott Location: australia Join Date: Jan 2012 Motorcycle(s): 2012 ninja 250r se Posts: 435	feel sorry for the person who stole my bike 2013 zx6 here i come

October 11th, 2012, 02:23 AM	#38
Liist ninjette.org guru Name: David Location: Florida Join Date: Oct 2011 Motorcycle(s): 2008 Kawasaki Ninja 250R Posts: 357	Damn I still need to buy insurance for my bike. But for now I have her chained to a tree.

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
@!#$! Bike got stolen	ninjaryda	General Motorcycling Discussion	35	August 20th, 2013 04:11 PM
Stolen bike in N.C	illmental	Group Rides and Local Events	7	July 5th, 2012 01:35 PM
Has your bike ever been stolen?	Jiggles	General Motorcycling Discussion	21	September 24th, 2011 07:13 PM
Have you ever had ur bike stolen??	Mr.E	General Motorcycling Discussion	33	July 16th, 2011 01:04 AM
Bike Stolen	Locksmiff	General Motorcycling Discussion	13	October 6th, 2009 10:11 AM