August 19th, 2015, 08:19 AM | #1 |
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Name: S.
Location: Stjoerdal, Norway (SD, CA, USA, 2015-2016 , BI, Nordrhein Westfalen, Germany 2021-'22)
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do you normally take a car to an independent mechanic before buying it?
Hi
I have been in San Diego for about two weeks, and need to buy a family car (before a bike). Thinking about a 15 year old Toyota Sienna. Would you normally take a used car like that to an independent mechanic when considering to buy it? Any recommendations? Thanks.. |
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August 19th, 2015, 08:29 AM | #2 |
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Name: Tom
Location: Northern Virginia
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Last 2 of 3 cars my family bought were from my independent mechanic. The third one my son bought without taking to a mechanic. It keeps throwing check engine light codes for transmission problems.
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August 19th, 2015, 08:33 AM | #3 |
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Name: Nick
Location: NY
Join Date: Nov 2013 Motorcycle(s): 2009 Ninja 250R and 2014 Triumph 675R Posts: A lot.
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When buying a used car always take it to your trusted mechanic before thinking about purchasing. While some people know how to take care of a car there are more who neglect them. Even if a car fax checks out always get it looked over, most don't report all their vehicle repairs/issues.
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August 19th, 2015, 09:57 AM | #4 | |
ninjette.org member
Name: S.
Location: Stjoerdal, Norway (SD, CA, USA, 2015-2016 , BI, Nordrhein Westfalen, Germany 2021-'22)
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Quote:
Are there any special companies that are operating nationwide or in California (stay in SD) that anyone would recommend? Also, I got a quote regarding insurance on a Toyota Sienna, 2001. It was slightly in excess of 600 USD for 6 months, or around 100 USD / Month. It includes liability, property damage liability, uninsured motorist bodily injury, collision deductible waiver, comprehensive, collision, roadside assistance and rental car benefit. Does it sound like a reasonable insurance? (I have no driving history in the US, but a very good driving record in Norway, with no serious accidents. Anyway, that might not help much here) Thanks for your advice, and best regards. |
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August 19th, 2015, 10:12 AM | #5 |
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Name: Nick
Location: NY
Join Date: Nov 2013 Motorcycle(s): 2009 Ninja 250R and 2014 Triumph 675R Posts: A lot.
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Get multiple quotes, from various sources. I only go with progressive since they were the only ones who would insured me during my hellion stage, so that's just me. Most likely they are viewing you as a new driver, however if your above 25 years of age then you get viewed as less risk. I don't do car rental or roadside because I have AAA, no need to pay twice for something I don't use enough. $600 for 6 months sounds ok to me, I would have had around $500 for 6 months if I kept my car, new truck now gives me around $800 but when I renew it should get lower since my record should be finally clear lol.
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August 19th, 2015, 10:29 AM | #6 |
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Per month or per year? We pay around $650 per year per car with full-blown coverage.
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August 19th, 2015, 10:32 AM | #7 |
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Name: Nick
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edited post, per 6 months bud. That's what I get around here for full coverage. I pay about 225 for the year for my motorcycle, that's only for collision.
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August 19th, 2015, 10:39 AM | #8 |
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August 19th, 2015, 11:08 AM | #9 |
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Name: Nick
Location: NY
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No way would I do $600 per month on insurance, insurance is a stiff as is. Gosh forbid if I had to get them to actually payout. I wish I could only pay $600 for full coverage a year, then I might think my insurance was worth it.
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August 19th, 2015, 11:55 AM | #10 |
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For a 15 year old car, it might not make sense to carry full insurance, and go with liability only. If the book value of the car is $3K, and you have a $1000 deductible, the expected payout of the insurance wouldn't be that much if it were to ever be needed anyway. Saving the extra cost of the premiums might be a better bet.
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August 19th, 2015, 12:14 PM | #11 | |
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Name: Tom
Location: Northern Virginia
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I know when I went overseas as an expat I got a letter from my insurance company to the new insurance company stating how long I had been insured and that I had no claims filed. It reduced my insurance rates in the new country. When I came back here to the states after 6 years overseas I needed a similar letter for my insurance company. You may want to check with the insurance companies and see if they would give you a good driver discount for a similar letter. And do check with several insurance companies, prices vary considerably. Just recently I got insurance for my 2 bikes. My current insurance company with whom I had homeowners and 6 vehicles insured (6 drivers in the family) wanted $26 per month for liability only on one Ninja 250 with me as the driver ($312 per year). I found another insurance company that was $96 per year for both bikes, liability only, with me and my 16 year old daughter as drivers. |
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August 19th, 2015, 12:17 PM | #12 |
ninjette.org member
Name: S.
Location: Stjoerdal, Norway (SD, CA, USA, 2015-2016 , BI, Nordrhein Westfalen, Germany 2021-'22)
Join Date: Sep 2012 Motorcycle(s): Ninja 250 -Special ed. '11, ZZR 1400 (ZX14), Honda CB 1100 F Super Bol D'or, TMZ 200. Posts: 153
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August 19th, 2015, 12:27 PM | #13 |
ninjette.org certified postwhore
Name: Tom
Location: Northern Virginia
Join Date: Jul 2015 Motorcycle(s): 2001 Ninja 250, 2019 Harley Ultra Classic, 2001 Suzuki SV650 Posts: A lot.
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Another thing to consider when talking with all of us is that car insurance rates vary quite a bit state to state and city to city.
Here is a site that ranks insurance costs by state. http://www.insure.com/car-insurance/...nce-rates.html As you can see California is #9 Where I live in Virginia is #43 and the same fictional car insurance is $600 cheaper. So while your insurance may seem high to me, it may be about right for California. |
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August 19th, 2015, 12:35 PM | #14 |
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I would only go liability for a car like that. no reason for collision since they probably wont fix it anyway.
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August 19th, 2015, 12:36 PM | #15 | |
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Name: Nick
Location: NY
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Quote:
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August 19th, 2015, 01:01 PM | #16 |
ninjette.org dude
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Yup. Was assuming no lien on a car of that age/value. YMMV.
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August 20th, 2015, 12:34 AM | #17 | |
ninjette.org member
Name: S.
Location: Stjoerdal, Norway (SD, CA, USA, 2015-2016 , BI, Nordrhein Westfalen, Germany 2021-'22)
Join Date: Sep 2012 Motorcycle(s): Ninja 250 -Special ed. '11, ZZR 1400 (ZX14), Honda CB 1100 F Super Bol D'or, TMZ 200. Posts: 153
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Quote:
Since I'm in a hurry, I will probably accept one of the offers. Hopefully I can get a relatively cheaper insurance when buying a motorcycle. I really long for a bike in such a wonderful climate as I experience in California. Hope to be able to buy one soon. San Diego seems to have warmer winter months than the average summer in Norway.. Great to be in the US! |
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August 20th, 2015, 12:35 AM | #18 | |
ninjette.org member
Name: S.
Location: Stjoerdal, Norway (SD, CA, USA, 2015-2016 , BI, Nordrhein Westfalen, Germany 2021-'22)
Join Date: Sep 2012 Motorcycle(s): Ninja 250 -Special ed. '11, ZZR 1400 (ZX14), Honda CB 1100 F Super Bol D'or, TMZ 200. Posts: 153
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Quote:
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August 20th, 2015, 12:36 AM | #19 | |
ninjette.org member
Name: S.
Location: Stjoerdal, Norway (SD, CA, USA, 2015-2016 , BI, Nordrhein Westfalen, Germany 2021-'22)
Join Date: Sep 2012 Motorcycle(s): Ninja 250 -Special ed. '11, ZZR 1400 (ZX14), Honda CB 1100 F Super Bol D'or, TMZ 200. Posts: 153
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Quote:
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August 20th, 2015, 08:22 AM | #20 | |
ninjette.org member
Name: S.
Location: Stjoerdal, Norway (SD, CA, USA, 2015-2016 , BI, Nordrhein Westfalen, Germany 2021-'22)
Join Date: Sep 2012 Motorcycle(s): Ninja 250 -Special ed. '11, ZZR 1400 (ZX14), Honda CB 1100 F Super Bol D'or, TMZ 200. Posts: 153
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Quote:
I have been offered a vehicle service ontract (UnitedAuto Care) for 2300 USD, lasting for 24 months. I aim at sellling the car in June 2016, but such a deal was said to be transferrable. From what i understood, it will cover many major repairs (engine, transmission, wheel drives, steering, suspension, brakes, seals and gaskets) , should they be needed, for an additional USD 100 per workshop visit. If I use the car for 10 months, money from the remaining period (14 months) may be returned to me. Do you think it would be a good idea to make such a deal, or would you just take the car without such a deal, drive away and "hope for the best". I'm aware that important facts may be missing here, but some of you might have heard about similar arrangements. Thanks for any advice. |
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August 20th, 2015, 08:44 AM | #21 |
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Name: Nick
Location: NY
Join Date: Nov 2013 Motorcycle(s): 2009 Ninja 250R and 2014 Triumph 675R Posts: A lot.
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They are offering you an aftermarket warranty, I took it on my last car but opted out for the truck. I have been told you can purchase an aftermarket warranty for less than the dealer gives. Plus I had my car for 3 years and only used it once, it was a 2009 though.
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August 20th, 2015, 09:03 AM | #22 |
Participant
Name: Dave
Location: South of Seattle
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I would not buy the extended warrantee.
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August 20th, 2015, 10:22 AM | #23 |
cadd cadd cadd
Name: Cadd
Location: 41°21'13.1"N, 74°41'37.4"W
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No. Do not buy. If you change your mind one week later and want to buy, you can always go back to the dealership and buy.
But if you buy right now, and in a week, if you change your mind, you cannot get a refund.
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Riding it like I financed it. |
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