Insurance?

thurt88 · April 29th, 2013, 03:32 PM

This may have been covered before but in case it wasn't....
Geico gives a discount for kawasaki motorcycles.

I was going to trade my zx10r in because my insurance for 2 bikes (250r and zx10r) was 1500.00 a year. 188.00 per month. Crazy huh? I called around before I made a dreadful decision.

Long story short, going from progressive 188.00/m to geico 97.00/m for exact same coverage. This is without msf or adding my cars.

Just thought I'd share.

hirubhaiambani · April 29th, 2013, 03:37 PM

Good info. I should look it up

JELY1990 · April 29th, 2013, 03:47 PM

Whaaat? Discount for kawasaki? Geico wanted over $2k for full coverage on my 250. I have no accidents or tickets. Progressive is about $600 for full coverage.

Jesse8931 · April 29th, 2013, 03:48 PM

gieco doesnt insure bikes in michigan

thurt88 · April 29th, 2013, 03:52 PM

Yep, lady told me they have some deal with kawi and Harley's. just got done switching over.

EMSRacer07 · April 29th, 2013, 04:02 PM

progressive has been the cheapest with the same coverage out there for me.

contact148 · April 29th, 2013, 04:09 PM

Quote:

Originally Posted by thurt88

This may have been covered before but in case it wasn't....
Geico gives a discount for kawasaki motorcycles.

I was going to trade my zx10r in because my insurance for 2 bikes (250r and zx10r) was 1500.00 a year. 188.00 per month. Crazy huh? I called around before I made a dreadful decision.

Long story short, going from progressive 188.00/m to geico 97.00/m for exact same coverage. This is without msf or adding my cars.

Just thought I'd share.

thats cheap in canada I pay $700.00 a year JUST for the 2012 ninja 250 AND I cant ride year around like many of you can in the southern states, due to snow. a zx10r would probably be 2K a year

dmb5450 · April 29th, 2013, 04:49 PM

Quote:

Originally Posted by thurt88

This may have been covered before but in case it wasn't....
Geico gives a discount for kawasaki motorcycles.

I was going to trade my zx10r in because my insurance for 2 bikes (250r and zx10r) was 1500.00 a year. 188.00 per month. Crazy huh? I called around before I made a dreadful decision.

Long story short, going from progressive 188.00/m to geico 97.00/m for exact same coverage. This is without msf or adding my cars.

Just thought I'd share.

I paid 280 for state minimum and 900 for full coverage on my 250 with a clean driving record from Geico. I switched to Progressive, I now pay 275 for full coverage. Some discount for owning a kawasaki

Reswob · April 29th, 2013, 07:32 PM

Most people I've talked to find Progressive to be much cheaper for bike insurance than other companies.

xSean13 · April 29th, 2013, 07:41 PM

I have progressive, geico quotes were way way higher, I find it surprising you get it cheaper through geico.

astricklin · April 30th, 2013, 03:24 PM

It is always a good idea to check insurance rates every 6 months to a year. I have found that Insurance rates really can vary. You have to keep in mind the information that they use to calculate the rates and the fact that usually they policies are underwritten by a different group in each state. Based on things like age, area code, years of driving experience, driving record, credit score and many other factors each company may put a higher preference on a different item. From there it is a statistics game. Based on the information that they have gathered, how likely is it that an individual is going to have a claim, and how much money will they have to pay out for that claim.

When I was about 20, it was cheaper for my mom to insure me on her Miata then her. One would think that it would be more expensive to insure a young male on a 2 seat, convertible, roadster/sportscar. Although I am not certain why exactly this was the case, but whatever they were using in their statistics showed that I was less likely to have a claim against me in that vehicle than she would.

April 29th, 2013, 03:32 PM	#1
thurt88 ninjette.org guru Name: Tommy Location: Missouri Join Date: Jul 2010 Motorcycle(s): 2014 Honda CRF250L, 2010 ninja 250r Posts: 413	Insurance? This may have been covered before but in case it wasn't.... Geico gives a discount for kawasaki motorcycles. I was going to trade my zx10r in because my insurance for 2 bikes (250r and zx10r) was 1500.00 a year. 188.00 per month. Crazy huh? I called around before I made a dreadful decision. Long story short, going from progressive 188.00/m to geico 97.00/m for exact same coverage. This is without msf or adding my cars. Just thought I'd share.

April 29th, 2013, 04:02 PM	#6
EMSRacer07 ninjette.org sage Name: Byron Location: Reno, NV Join Date: Dec 2011 Motorcycle(s): Ninja ex250 1990 Posts: 761	progressive has been the cheapest with the same coverage out there for me. __________________________________________________ 1990 250F. ex300 motor swap, 15/42 gearing, flush side markers, newgen intergrated front fairing, rear integrated turn signals, DB Touring Bubble, zx600 rear shock, Custom DanMoto Exhaust

April 29th, 2013, 07:32 PM	#9
Reswob ninjette.org sage Name: Josh Location: Richmond VA Join Date: Oct 2009 Motorcycle(s): 2008 Triumph Bonneville Black Posts: 627	Most people I've talked to find Progressive to be much cheaper for bike insurance than other companies. __________________________________________________ '08 Bonneville Black sold->'08 Ninja 250R \| OES Swingarm Spools \| EBC HH brake pads \| reflector delete \| no-cut brake light modulator \| DIY fender eliminator

April 30th, 2013, 03:24 PM	#11
astricklin ninjette.org member Name: Andrew Location: Fort Worth, TX Join Date: Jan 2013 Motorcycle(s): 08 Ninja 250 Posts: 108	It is always a good idea to check insurance rates every 6 months to a year. I have found that Insurance rates really can vary. You have to keep in mind the information that they use to calculate the rates and the fact that usually they policies are underwritten by a different group in each state. Based on things like age, area code, years of driving experience, driving record, credit score and many other factors each company may put a higher preference on a different item. From there it is a statistics game. Based on the information that they have gathered, how likely is it that an individual is going to have a claim, and how much money will they have to pay out for that claim. When I was about 20, it was cheaper for my mom to insure me on her Miata then her. One would think that it would be more expensive to insure a young male on a 2 seat, convertible, roadster/sportscar. Although I am not certain why exactly this was the case, but whatever they were using in their statistics showed that I was less likely to have a claim against me in that vehicle than she would. __________________________________________________

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April 29th, 2013, 03:37 PM	#2
hirubhaiambani Ninjette Fanboy Name: HB Location: Missouri Join Date: Jun 2012 Motorcycle(s): 2008 Ninja250 Posts: 307	Good info. I should look it up

April 29th, 2013, 03:47 PM	#3
JELY1990 Boring is my middle name. Name: Jason Location: Bay Area, CA Join Date: Aug 2011 Motorcycle(s): '09 Ninja 250r Posts: 258	Whaaat? Discount for kawasaki? Geico wanted over $2k for full coverage on my 250. I have no accidents or tickets. Progressive is about $600 for full coverage.

April 29th, 2013, 03:48 PM	#4
Jesse8931 ninjette.org guru Name: Jesse Location: Ann arbor mi Join Date: Mar 2011 Motorcycle(s): 2007 ninja 250r Posts: 374	gieco doesnt insure bikes in michigan

April 29th, 2013, 03:52 PM	#5
thurt88 ninjette.org guru Name: Tommy Location: Missouri Join Date: Jul 2010 Motorcycle(s): 2014 Honda CRF250L, 2010 ninja 250r Posts: 413	Yep, lady told me they have some deal with kawi and Harley's. just got done switching over.

April 29th, 2013, 07:41 PM	#10
xSean13 ninjette.org certified postwhore Name: Sean Location: Middle TN Join Date: Apr 2012 Motorcycle(s): 2010 Ninja 250r (sold) / '03 CBR 600RR Posts: A lot.	I have progressive, geico quotes were way way higher, I find it surprising you get it cheaper through geico.