Insurance comparison

CThunder-blue · October 11th, 2012, 12:38 PM

I'm just curious what was the difference for you going from your 250 to your bigger cc bike?

I just got a quote from my State Farm rep. Max liability coverage and uninsured/underinsured coverage + $500 collision on my 250 is 140/6 months. The same coverage + $500 comprehensive on my r6 is $172/6 months. Only $32 difference. I'm willing to bet for the same coverage (no comprehensive), my insurance on the r6 would be lower than the ninja's insurance. LOL

ryan.chin · October 11th, 2012, 12:42 PM

Quote:

Originally Posted by CThunder-blue

I'm just curious what was the difference for you going from your 250 to your bigger cc bike?

I just got a quote from my State Farm rep. Max liability coverage and uninsured/underinsured coverage + $500 collision on my 250 is 140/6 months. The same coverage + $500 comprehensive on my r6 is $172/6 months. Only $32 difference. I'm willing to bet for the same coverage (no comprehensive), my insurance on the r6 would be lower than the ninja's insurance. LOL

Payed 500 a year for full coverage on my Ninja, 850 for my R6.

Jiggles · October 11th, 2012, 01:17 PM

$200 for the 250 $1600 for the 1000

CThunder-blue · October 11th, 2012, 01:26 PM

Quote:

Originally Posted by Jiggles

$200 for the 250 $1600 for the 1000

Holy crap, that hurts.

Jiggles · October 11th, 2012, 01:30 PM

Yea, apparently its a very often crashed bike

papawhellie · October 11th, 2012, 02:49 PM

I just switched my State Farm from my 1971 Yamaha 125 to the ninja I just bought and mine went from 7.57 to 8.54 for 6 months. Minimum liability, delete uninsured motorist.

nautica · October 11th, 2012, 02:59 PM

Ninja 250 full coverage: $29/mo
GSXR 600 full coverage: $90/mo

CThunder-blue · October 11th, 2012, 03:05 PM

Quote:

Originally Posted by papawhellie

I just switched my State Farm from my 1971 Yamaha 125 to the ninja I just bought and mine went from 7.57 to 8.54 for 6 months. Minimum liability, delete uninsured motorist.

I guess it depends on where you live, but I wouldn't ride a motorcycle without uninsured/underinsured max coverage.

Jiggles · October 11th, 2012, 03:15 PM

Quote:

Originally Posted by papawhellie

I just switched my State Farm from my 1971 Yamaha 125 to the ninja I just bought and mine went from 7.57 to 8.54 for 6 months. Minimum liability, delete uninsured motorist.

You must not value financial security all that much.

Panda · October 11th, 2012, 03:32 PM

100/300/50
ninja 250 ~250/year
Daytona 675 ~650/year

Cazper · October 11th, 2012, 09:18 PM

I still have the 250... added my 03 ZX-6R... I was paying $42/mo full coverage on the 250 alone... adding the ZX-6R raised my rates to $67/mo with the exact same coverage on both bikes.

Bigballsofpaint · October 12th, 2012, 09:07 AM

im with jiggles, my 250 costs me about 250 a year with 50/100 coverage across the board and 500 deduc for comp and collision. The 1000 ive been getting quotes is 1200 a year for the same coverage. Gotta pay to play i guess

HKr1 · October 12th, 2012, 09:47 AM

The 250r is $99.00 a year, same coverage for the R1 is $340.00 for the year.

Malicious Logic · October 12th, 2012, 10:32 AM

Wish I had the luck you guys have. I paid around $250 I think for my ninja for the year but with the same options on a supersport, I'm quoted around $134 a month.

Jiggles · October 12th, 2012, 11:05 AM

Ruh-lated

http://www.ninjette.org/forums/showthread.php?t=111398

Reyno2ac · October 12th, 2012, 12:22 PM

Progressive charges me $300.00/year for the 250 and $455.00/year for the 650

Soujyu · October 12th, 2012, 03:32 PM

It went from 135 to almost 900 when I got my Tuono V4R. (Progressive)

menikmati · October 12th, 2012, 04:52 PM

$400/year for my 250 and $800/year for my ZX6R.

Full coverage, 100/300 UM comprehensive and collision.

Reswob · October 12th, 2012, 08:52 PM

Quote:

Originally Posted by Jiggles

You must not value financial security all that much.

Financial security = not over paying into the scam that is auto/moto insurance.

I just got a quote of under $200/yr for a 2008 Speed Triple, which is over twice what I pay for the Ninja, but not as bad as I thought it would be. I also realized that I need to change from "commuting" use to "pleasure", which should drop my rate even more.

Jiggles · October 12th, 2012, 08:54 PM

Quote:

Originally Posted by Reswob

Financial security = not over paying into the scam that is auto/moto insurance.

Yea, scam.

<---- That was only 78k for the hospital stay, stupid scam payed for all of it, meanwhile that deal on minimum liability would hardly cover a sprained ankle

krolinked · October 12th, 2012, 09:05 PM

I must be doing something wrong!

Mine is right around $4000./Year for an R6!!

Reswob · October 12th, 2012, 09:16 PM

Quote:

Originally Posted by Jiggles

Yea, scam.

<---- That was only 78k for the hospital stay, stupid scam payed for all of it, meanwhile that deal on minimum liability would hardly cover a sprained ankle

Health insurance would probably be a hell of a lot cheaper than full coverage motorcycle insurance that includes medical expenses...

Reswob · October 12th, 2012, 09:18 PM

Quote:

Originally Posted by krolinked

I must be doing something wrong!

Mine is right around $4000./Year for an R6!!

1) drop to state minimum coverage
2) stop getting speeding tickets
3) be over 25 and/or female

Jiggles · October 12th, 2012, 09:23 PM

Quote:

Originally Posted by Reswob

Health insurance would probably be a hell of a lot cheaper than full coverage motorcycle insurance that includes medical expenses...

Must be some kickass medical if it pays for any work you have to miss, fixes your bike, fixes any people you run over, yea all that. Good luck with that

lstat · October 13th, 2012, 12:09 AM

I feel lucky seeing what you guys are all paying for your bigger bikes, my insurance cut in half for the same policy when I bought my cbr.

Bigballsofpaint · October 13th, 2012, 09:22 AM

your cbr is also an 03, ive found a HUGE difference in prices if i were to buy an older bike (04,05) vs an 11 or 12. when my 250 was brand new i was paying about 500 a year, the following year it dropped to 250, my gfs ninja which is an 08 is about 150.

Whiskey · October 13th, 2012, 09:59 AM

Current renewal for the 250 with my current company £928 basic (3x last year with one more year's NCB

)
Same company on a 2005 CBR600 £342

New company on the 250; £311 for £1,000,000 (over 1.6 mil USD) liability, fire & theft. With international breakdown, helmet & leathers cover & uninsured/road rage cover it totals to £420

lstat · October 15th, 2012, 12:04 PM

Quote:

Originally Posted by Bigballsofpaint

your cbr is also an 03, ive found a HUGE difference in prices if i were to buy an older bike (04,05) vs an 11 or 12. when my 250 was brand new i was paying about 500 a year, the following year it dropped to 250, my gfs ninja which is an 08 is about 150.

Hmm...The '07 rr I was looking at wasnt a whole lot higher than my f4i for insurance, now the '04 r6 I was looking into is a different story. I would have been paying more than I was on the 250 for insurance. It does definitely depend on the bike you are looking at, though.

I suppose at '07 you could kind of add it to the list of 'older bikes,' but it is not quite there in my book.

Bigballsofpaint · October 15th, 2012, 12:54 PM

thats true, but if i quote an 11 or 12 zx6 vs an 07, my insurance goes down quite a bit was all i noticed, not based on the 250 mind you, just the general increase to my insurance since im keeping the 250 on it. My 250 is a 2011, so the first year it was insured i was paying about 450 for the year, the following year it went down around 200 bucks. You could say its due to no accidents, but i just think the year of the bike has a lot to do with it as well. That the crappy thing about the ninja 1000, it came out in 2011, so i cant really find anything older than that since thats the bike i want. Quoting a 2012 and 2011 ninja 1000 i get a 600 dollar difference as well, which is why im looking to buy an 11.

Jiggles · October 15th, 2012, 01:03 PM

It's worth every penny

The n1k is so high because people crash it alot

lstat · October 15th, 2012, 01:04 PM

I slightly dread owning a litre bike, I have decided after I complete basic training next year I will be getting a new Fireblade as long as the insurance doesnt kill me...for now the 600 class is suffacing my need for power

I agree with your point of year, to insure my '94 Ninja 600 my price was next to nothing, my vfr was a different story.

The ninja 1000's are awesome bikes, I could not imagine owning one and using it as a daily driver after seeing what Jiggles is paying, thats a little outrageous! Same goes for my friends r1, he's paying a little over $2,000/year, maybe I should just stick to driving a car...

Soujyu · October 16th, 2012, 08:42 AM

Just as an FYI, over half of my insurance cost was for collision coverage (with the maximum coverages that I could get from Progressive).

If I only had comprehensive and liability, I could have gotten away with only paying a little less than $400.

NDspd · October 17th, 2012, 08:09 AM

Mine is $650 a year for my sv650, and that's with comprehensive, collision, and no uninsured driver.

It was $550 for the 250 when I had it.

I'm only 21...

sc37 · October 17th, 2012, 12:32 PM

Saw a sweet deal for a 07 Ninja 650 so I decided to run some costs on an upgrade. Costs me $207 (or $211, too lazy to look) for middle of the road coverage, uninsured and cc with Progressive. The same coverage for the 650 would run me $384 for the year. Not as bad as I imagined.

rabies · October 18th, 2012, 09:07 AM

progressive...$75 for the year..for my 2004 ninja....and i just got my liscense back from losing it...
28
married
house owner.....

might be a good idea to keep the 250..frame.. and do a motor swap

capetorial · October 21st, 2012, 02:23 PM

I pay $100/yr for liabality + uninsured / underinsured / hit & run for my 07 ninja 250 w/ a $300 deduct for hit & run, $200 for uninsured/underinsured. This is w/o a multi-policy discount, 0 months riding, w/ motorcycle safety course, age 22, they don't seem to care much (in $ amts) if you passed the BSC (team-oregon, our version of MSF, has a pretty high failure rate, in my class alone, about 1/3 failed out). I have never filed a claim or got a speeding ticket, though, which may be affecting things.

My zip code is 97478, I live in Springfield, Oregon (basically home of the Ducks).

capetorial · October 21st, 2012, 02:26 PM

Quote:

Originally Posted by sc37

Saw a sweet deal for a 07 Ninja 650 so I decided to run some costs on an upgrade. Costs me $207 (or $211, too lazy to look) for middle of the road coverage, uninsured and cc with Progressive. The same coverage for the 650 would run me $384 for the year. Not as bad as I imagined.

Not bad, but if you're going w/ progressive and want any extra coverage, make sure you know how they're covering you (how they value things) so if you get totaled, they don't throw you $500. They're in the business of making money, not losing it.

thurt88 · October 21st, 2012, 02:48 PM

My zx10 is 1200.oo/yr with progressive.

Kstorm21 · November 6th, 2012, 04:49 PM

What is considered full coverage? I'm getting my bike on Friday and got a quote yesterday for $150/yr. That's with

50K person/100K accident/25k property damage.

Here's everything else:
Uninsured Motorist: No coverage

Underinsured Motorist Bodily Injury:No coverage

Income Loss & Disability:No coverage

Medical Payments:No coverage

Transport Trailer:No coverage

Physical Damage Options:Actual Cash Value

Comprehensive:$250 Deductible

Collision:$250 Deductible

Roadside Assistance: Selected

Accessory coverage: 3K

Will that work?

Jiggles · November 6th, 2012, 04:56 PM

Quote:

Originally Posted by Kstorm21

What is considered full coverage? I'm getting my bike on Friday and got a quote yesterday for $150/yr. That's with

50K person/100K accident/25k property damage.

Here's everything else:
Uninsured Motorist: No coverage

Underinsured Motorist Bodily Injury:No coverage

Income Loss & Disability:No coverage

Medical Payments:No coverage

Transport Trailer:No coverage

Physical Damage Options:Actual Cash Value

Comprehensive:$250 Deductible

Collision:$250 Deductible

Roadside Assistance: Selected

Accessory coverage: 3K

Will that work?

No, get higher liability limits of 250/500 and uninsured/underinsured of the same amount

October 11th, 2012, 12:38 PM	#1
CThunder-blue ModMy250.com Name: Tri Location: St, Louis Join Date: Sep 2010 Motorcycle(s): 2009 Ninja 250R, 2005 R6 Posts: A lot.	Insurance comparison I'm just curious what was the difference for you going from your 250 to your bigger cc bike? I just got a quote from my State Farm rep. Max liability coverage and uninsured/underinsured coverage + $500 collision on my 250 is 140/6 months. The same coverage + $500 comprehensive on my r6 is $172/6 months. Only $32 difference. I'm willing to bet for the same coverage (no comprehensive), my insurance on the r6 would be lower than the ninja's insurance. LOL __________________________________________________ The www.ModMy250.com guy

October 11th, 2012, 01:17 PM	#3
Jiggles Jigglin' your Jiglets Name: Sean Location: San Jose, Ca Join Date: Jun 2011 Motorcycle(s): 2009 K1300S, 2013 Ninja 300, 2011 Ninja 250R, Faster than Unregistered's ninjette Posts: Too much. Blog Entries: 1 MOTM - Apr '13	$200 for the 250 $1600 for the 1000 __________________________________________________ If the Ninja 250 doesn't have enough power for you, then you don't know how to ride it. AFM #676 Supersports are for n00bs

October 11th, 2012, 01:30 PM	#5
Jiggles Jigglin' your Jiglets Name: Sean Location: San Jose, Ca Join Date: Jun 2011 Motorcycle(s): 2009 K1300S, 2013 Ninja 300, 2011 Ninja 250R, Faster than Unregistered's ninjette Posts: Too much. Blog Entries: 1 MOTM - Apr '13	Yea, apparently its a very often crashed bike __________________________________________________ If the Ninja 250 doesn't have enough power for you, then you don't know how to ride it. AFM #676 Supersports are for n00bs

October 11th, 2012, 09:18 PM	#11
Cazper ninjaholic Name: Dustin Location: Oceanside, CA Join Date: Jun 2010 Motorcycle(s): 09' SE 250R (sold), 03' ZX-6R, 99' XL1200C SP Posts: A lot. Blog Entries: 3	I still have the 250... added my 03 ZX-6R... I was paying $42/mo full coverage on the 250 alone... adding the ZX-6R raised my rates to $67/mo with the exact same coverage on both bikes. __________________________________________________ 09' SE Ninja 250R $2,547.83 worth of mods installed... come on Unregistered, you know you want to know what? Check my Blog "Modification List"

October 12th, 2012, 10:32 AM	#14
Malicious Logic hates stupid people Name: Mark Location: Oklahoma City Join Date: Aug 2011 Motorcycle(s): 2005 ZX6R Posts: 860	Wish I had the luck you guys have. I paid around $250 I think for my ninja for the year but with the same options on a supersport, I'm quoted around $134 a month. __________________________________________________ My vlogging channel: Ma1iciousLogic

October 11th, 2012, 02:49 PM	#6
papawhellie ninjette.org member Name: David Location: woodbury Join Date: Oct 2012 Motorcycle(s): lots Posts: 77	I just switched my State Farm from my 1971 Yamaha 125 to the ninja I just bought and mine went from 7.57 to 8.54 for 6 months. Minimum liability, delete uninsured motorist.

October 11th, 2012, 02:59 PM	#7
nautica Gixxer Powered Name: Brett Location: OH Join Date: Mar 2012 Motorcycle(s): 2007 GSXR 600 Posts: 397	Ninja 250 full coverage: $29/mo GSXR 600 full coverage: $90/mo

October 11th, 2012, 03:32 PM	#10
Panda not an actual panda Name: dan Location: philadelphia Join Date: Aug 2012 Motorcycle(s): 2008 Ninja 250, 2009 CBR600RR (Sold) Posts: A lot.	100/300/50 ninja 250 ~250/year Daytona 675 ~650/year

October 12th, 2012, 09:07 AM	#12
Bigballsofpaint ninjette.org certified postwhore Name: Jay Location: CT Join Date: Apr 2011 Motorcycle(s): 2015 636 ABS - 69 Honda 305 Posts: A lot.	im with jiggles, my 250 costs me about 250 a year with 50/100 coverage across the board and 500 deduc for comp and collision. The 1000 ive been getting quotes is 1200 a year for the same coverage. Gotta pay to play i guess

October 12th, 2012, 09:47 AM	#13
HKr1 IC2(SW) Name: Kerry Location: Pensacola Join Date: Nov 2008 Motorcycle(s): . Posts: A lot.	The 250r is $99.00 a year, same coverage for the R1 is $340.00 for the year.

October 12th, 2012, 11:05 AM	#15
Jiggles Jigglin' your Jiglets Name: Sean Location: San Jose, Ca Join Date: Jun 2011 Motorcycle(s): 2009 K1300S, 2013 Ninja 300, 2011 Ninja 250R, Faster than Unregistered's ninjette Posts: Too much. Blog Entries: 1 MOTM - Apr '13	Ruh-lated http://www.ninjette.org/forums/showthread.php?t=111398 __________________________________________________ If the Ninja 250 doesn't have enough power for you, then you don't know how to ride it. AFM #676 Supersports are for n00bs

October 12th, 2012, 12:22 PM	#16
Reyno2ac ninjette.org member Name: Andrew Location: Michigan Join Date: Mar 2012 Motorcycle(s): Red 2009 Ninja 650r Posts: 209	Progressive charges me $300.00/year for the 250 and $455.00/year for the 650

October 12th, 2012, 03:32 PM	#17
Soujyu ninjette.org sage Name: W Location: Austin, TX Join Date: Mar 2010 Motorcycle(s): 2010 Ninja 250R (sold), 2012 Tuono V4R Posts: 512	It went from 135 to almost 900 when I got my Tuono V4R. (Progressive) __________________________________________________ 2010 Kawasaki Ninja 250R - "Aria" (sold) 2012 Aprilia Tuono V4R - "Perrine" Proof that Harleys and Ninjettes are friendly with each other

October 12th, 2012, 04:52 PM	#18
menikmati crash 250, get supersport Name: Richard Location: San Diego, CA Join Date: Apr 2010 Motorcycle(s): 2010 250R SE (Sold 6/9/14), 2009 ZX-6R (Sold 6/25/14), Subaru BRZ Posts: A lot.	$400/year for my 250 and $800/year for my ZX6R. Full coverage, 100/300 UM comprehensive and collision.

October 12th, 2012, 09:05 PM	#21
krolinked Nerd Name: Chris Location: Tujunga Join Date: Mar 2012 Motorcycle(s): Ducati Hyperstrada Posts: 672	I must be doing something wrong! Mine is right around $4000./Year for an R6!! __________________________________________________ It doesn't LOOK that steep. But you can go first...

October 13th, 2012, 12:09 AM	#25
lstat THE ninja Name: Logan Location: Branson, mo Join Date: Apr 2012 Motorcycle(s): '03 CBR 600 f4i "Lola" Posts: 73	I feel lucky seeing what you guys are all paying for your bigger bikes, my insurance cut in half for the same policy when I bought my cbr. __________________________________________________ -It takes more love to share the saddle than it does to share the bed- Unregistered doesn't know what he is talking about.

October 13th, 2012, 09:22 AM	#26
Bigballsofpaint ninjette.org certified postwhore Name: Jay Location: CT Join Date: Apr 2011 Motorcycle(s): 2015 636 ABS - 69 Honda 305 Posts: A lot.	your cbr is also an 03, ive found a HUGE difference in prices if i were to buy an older bike (04,05) vs an 11 or 12. when my 250 was brand new i was paying about 500 a year, the following year it dropped to 250, my gfs ninja which is an 08 is about 150.

October 13th, 2012, 09:59 AM	#27
Whiskey ninjette.org certified postwhore Name: Morgan Location: A city twinned with Kawasaki Join Date: Nov 2011 Motorcycle(s): '08 Ninja 250, 2010 STR 675 Posts: A lot. Blog Entries: 1	Current renewal for the 250 with my current company £928 basic (3x last year with one more year's NCB) Same company on a 2005 CBR600 £342 New company on the 250; £311 for £1,000,000 (over 1.6 mil USD) liability, fire & theft. With international breakdown, helmet & leathers cover & uninsured/road rage cover it totals to £420

October 15th, 2012, 12:54 PM	#29
Bigballsofpaint ninjette.org certified postwhore Name: Jay Location: CT Join Date: Apr 2011 Motorcycle(s): 2015 636 ABS - 69 Honda 305 Posts: A lot.	thats true, but if i quote an 11 or 12 zx6 vs an 07, my insurance goes down quite a bit was all i noticed, not based on the 250 mind you, just the general increase to my insurance since im keeping the 250 on it. My 250 is a 2011, so the first year it was insured i was paying about 450 for the year, the following year it went down around 200 bucks. You could say its due to no accidents, but i just think the year of the bike has a lot to do with it as well. That the crappy thing about the ninja 1000, it came out in 2011, so i cant really find anything older than that since thats the bike i want. Quoting a 2012 and 2011 ninja 1000 i get a 600 dollar difference as well, which is why im looking to buy an 11.

October 15th, 2012, 01:03 PM	#30
Jiggles Jigglin' your Jiglets Name: Sean Location: San Jose, Ca Join Date: Jun 2011 Motorcycle(s): 2009 K1300S, 2013 Ninja 300, 2011 Ninja 250R, Faster than Unregistered's ninjette Posts: Too much. Blog Entries: 1 MOTM - Apr '13	It's worth every penny The n1k is so high because people crash it alot __________________________________________________ If the Ninja 250 doesn't have enough power for you, then you don't know how to ride it. AFM #676 Supersports are for n00bs

October 15th, 2012, 01:04 PM	#31
lstat THE ninja Name: Logan Location: Branson, mo Join Date: Apr 2012 Motorcycle(s): '03 CBR 600 f4i "Lola" Posts: 73	I slightly dread owning a litre bike, I have decided after I complete basic training next year I will be getting a new Fireblade as long as the insurance doesnt kill me...for now the 600 class is suffacing my need for power I agree with your point of year, to insure my '94 Ninja 600 my price was next to nothing, my vfr was a different story. The ninja 1000's are awesome bikes, I could not imagine owning one and using it as a daily driver after seeing what Jiggles is paying, thats a little outrageous! Same goes for my friends r1, he's paying a little over $2,000/year, maybe I should just stick to driving a car... __________________________________________________ -It takes more love to share the saddle than it does to share the bed- Unregistered doesn't know what he is talking about.

October 16th, 2012, 08:42 AM	#32
Soujyu ninjette.org sage Name: W Location: Austin, TX Join Date: Mar 2010 Motorcycle(s): 2010 Ninja 250R (sold), 2012 Tuono V4R Posts: 512	Just as an FYI, over half of my insurance cost was for collision coverage (with the maximum coverages that I could get from Progressive). If I only had comprehensive and liability, I could have gotten away with only paying a little less than $400. __________________________________________________ 2010 Kawasaki Ninja 250R - "Aria" (sold) 2012 Aprilia Tuono V4R - "Perrine" Proof that Harleys and Ninjettes are friendly with each other

October 17th, 2012, 08:09 AM	#33
NDspd 1/4 English, 3/4 Kick Ass Name: Jeremy Location: Dayton, OH Join Date: Sep 2011 Motorcycle(s): 2002 Triumph Speed Triple 955i, '05 Suzuki SV650S(retired), '11 Ninja 250R(sold) Posts: A lot.	Mine is $650 a year for my sv650, and that's with comprehensive, collision, and no uninsured driver. It was $550 for the 250 when I had it. I'm only 21...

October 17th, 2012, 12:32 PM	#34
sc37 ninjette.org member Name: SC Location: L-Ville Join Date: May 2012 Motorcycle(s): Currently: 2012 Honda NC700X; Previously: 2010 Ninja 250R Posts: 47	Saw a sweet deal for a 07 Ninja 650 so I decided to run some costs on an upgrade. Costs me $207 (or $211, too lazy to look) for middle of the road coverage, uninsured and cc with Progressive. The same coverage for the 650 would run me $384 for the year. Not as bad as I imagined.

October 18th, 2012, 09:07 AM	#35
rabies time is running out.... Name: jesse Location: the land of corn Join Date: Sep 2012 Motorcycle(s): pregen ninjari Posts: 412 Blog Entries: 3	progressive...$75 for the year..for my 2004 ninja....and i just got my liscense back from losing it... 28 married house owner..... might be a good idea to keep the 250..frame.. and do a motor swap __________________________________________________ The King

October 21st, 2012, 02:23 PM	#36
capetorial ninjette.org newbie Name: Casey 'Woody' Location: Springfield, OR Join Date: Oct 2012 Motorcycle(s): '07 Ninja 250 Posts: 4	$100/yr I pay $100/yr for liabality + uninsured / underinsured / hit & run for my 07 ninja 250 w/ a $300 deduct for hit & run, $200 for uninsured/underinsured. This is w/o a multi-policy discount, 0 months riding, w/ motorcycle safety course, age 22, they don't seem to care much (in $ amts) if you passed the BSC (team-oregon, our version of MSF, has a pretty high failure rate, in my class alone, about 1/3 failed out). I have never filed a claim or got a speeding ticket, though, which may be affecting things. My zip code is 97478, I live in Springfield, Oregon (basically home of the Ducks).

October 21st, 2012, 02:48 PM	#38
thurt88 ninjette.org guru Name: Tommy Location: Missouri Join Date: Jul 2010 Motorcycle(s): 2014 Honda CRF250L, 2010 ninja 250r Posts: 413	My zx10 is 1200.oo/yr with progressive.

November 6th, 2012, 04:49 PM	#39
Kstorm21 ninjette.org sage Name: Katherine Location: Schofield Barracks, HI Join Date: Dec 2011 Motorcycle(s): 2009 Ninja 250R SE Posts: 767	What is considered full coverage? I'm getting my bike on Friday and got a quote yesterday for $150/yr. That's with 50K person/100K accident/25k property damage. Here's everything else: Uninsured Motorist: No coverage Underinsured Motorist Bodily Injury:No coverage Income Loss & Disability:No coverage Medical Payments:No coverage Transport Trailer:No coverage Physical Damage Options:Actual Cash Value Comprehensive:$250 Deductible Collision:$250 Deductible Roadside Assistance: Selected Accessory coverage: 3K Will that work? __________________________________________________

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