What would cause a motorcycle to be considered a total loss?

vietboiz12345 · July 23rd, 2010, 04:53 PM

Does anyone on here know what woukd cause a bike to be a total lost? such as what has to be damage?
Posted via Mobile Device

Kitdog · July 23rd, 2010, 05:32 PM

Well for insuranse it's an math problem, bikes value is x. Damage is y. if y is too close to x bike is total loss. so if you damaged all your farings in a drop. it could total your bike. as far as a person is concerned its what your willing to pay vs buying a new bike, for a true total loss all I can think of is a broken frame. Anthing else can be fixed for a price.

vietboiz12345 · July 23rd, 2010, 05:50 PM

Quote:

Originally Posted by Kitdog

Well for insuranse it's an math problem, bikes value is x. Damage is y. if y is too close to x bike is total loss. so if you damaged all your farings in a drop. it could total your bike. as far as a person is concerned its what your willing to pay vs buying a new bike, for a true total loss all I can think of is a broken frame. Anthing else can be fixed for a price.

so if the front frame is bent back, does that count as the frame being a total lost?

Kitdog · July 23rd, 2010, 06:02 PM

If its then yea, but they can be found on ebay.

vietboiz12345 · July 23rd, 2010, 06:19 PM

Quote:

Originally Posted by Kitdog

If its the yea, but they can be found on ebay.

im pretty sure insurance wouldnt do ebay to fix bikes

00NissanNinja · July 23rd, 2010, 06:26 PM

^He is saying if you want to fix it yourself lol If your frame is bent insurance will definitely say its a total loss

vietboiz12345 · July 23rd, 2010, 06:30 PM

Quote:

Originally Posted by 00NissanNinja

This is good info thanks for posting it!

^He is saying if you want to fix it yourself lol If your frame is bent insurance will definitely say its a total loss

ohh ok. thanks for clarifying it. i was slightly confuse with his last reply.

Alex · July 23rd, 2010, 08:02 PM

/moving last section to new thread, has nothing to do with accident scene management.

Kitdog · July 23rd, 2010, 08:10 PM

Thanks alex I was waiting for that but wanted to answer

Sorry I wan't clear I was rushing to go out to dinner. Yea if you want to fix it yourself look on Ebay, if you go to insurance it will be a total loss mostly likely. I have herd of them totaling bikes over plastics being ruined from a drop.

adri99an · July 23rd, 2010, 08:15 PM

Shoot Josh--what'd you do to your bike? Rode GMR today...been up there lately?

Kitdog · July 23rd, 2010, 08:53 PM

What you need to is some math... how much is a frame + (and I'm not going to guessing what you need) at some point the cost efectiveness of fixing the bike vs buying a used/new one will out weigh fixing what you have.

vietboiz12345 · July 23rd, 2010, 09:00 PM

Quote:

Originally Posted by adri99an

Shoot Josh--what'd you do to your bike? Rode GMR today...been up there lately?

the bike is dead lol
i'll shoot u the details after insurance writes me a check or finish deciding what to do with it.
how have u been tho? good?
my group is all at motor gp

vietboiz12345 · July 23rd, 2010, 09:02 PM

Quote:

Originally Posted by Kitdog

Thanks alex I was waiting for that but wanted to answer

Sorry I wan't clear I was rushing to go out to dinner. Yea if you want to fix it yourself look on Ebay, if you go to insurance it will be a total loss mostly likely. I have herd of them totaling bikes over plastics being ruined from a drop.

yea i am just trying to make sure they wont try to fix my bike cause i wouldnt feel safe riding it after i knew what happen to it :x

vietboiz12345 · July 23rd, 2010, 09:03 PM

Quote:

Originally Posted by Alex

/moving last section to new thread, has nothing to do with accident scene management.

thanks alex. sorry about the wrong thread posts :x

kkim · July 23rd, 2010, 09:08 PM

Quote:

Originally Posted by vietboiz12345

the bike is dead lol
i'll shoot u the details after insurance writes me a check or finish deciding what to do with it.

now aren't you really glad you bought a 250 instead of that 600 like you have in your sig?

better the bike being dead than you.

TygaUSA.com · July 24th, 2010, 09:55 AM

Some states have laws that determine if they will salvage a vehicle, for example in California I think if the repair estimate is 80% of the book value they have to salvage it.

July 23rd, 2010, 04:53 PM	#1
vietboiz12345 ninjette.org member Name: Josh Location: west covina Join Date: Jun 2010 Motorcycle(s): 250r blue :D Cbr600rr Phoenix Posts: 135	What would cause a motorcycle to be considered a total loss? Does anyone on here know what woukd cause a bike to be a total lost? such as what has to be damage? Posted via Mobile Device

July 23rd, 2010, 05:32 PM	#2
Kitdog ninjette.org guru Name: Kit Location: New Mexico Join Date: May 2010 Motorcycle(s): 2009 Ninja 250r, 1996 Yahmaha YZ 125... Both in Blue the coolest color Posts: 285	Well for insuranse it's an math problem, bikes value is x. Damage is y. if y is too close to x bike is total loss. so if you damaged all your farings in a drop. it could total your bike. as far as a person is concerned its what your willing to pay vs buying a new bike, for a true total loss all I can think of is a broken frame. Anthing else can be fixed for a price. __________________________________________________ "Well you know, for me, the action IS the juice"

July 23rd, 2010, 06:02 PM	#4
Kitdog ninjette.org guru Name: Kit Location: New Mexico Join Date: May 2010 Motorcycle(s): 2009 Ninja 250r, 1996 Yahmaha YZ 125... Both in Blue the coolest color Posts: 285	If its then yea, but they can be found on ebay. __________________________________________________ "Well you know, for me, the action IS the juice" Last futzed with by Kitdog; July 23rd, 2010 at 08:46 PM.

July 23rd, 2010, 06:26 PM	#6
00NissanNinja I hate driving... Name: S Location: SW Ohio Join Date: Jul 2010 Motorcycle(s): 13 Triumph Street Triple R, 09 Ninja 250r (Sold 4/20/12) Posts: A lot.	^He is saying if you want to fix it yourself lol If your frame is bent insurance will definitely say its a total loss __________________________________________________ 09 ninja 2fiddy SE Driving slow things fast Last futzed with by 00NissanNinja; July 23rd, 2010 at 08:05 PM.

July 23rd, 2010, 08:02 PM	#8
Alex ninjette.org dude Name: 1 guess :-) Location: SF Bay Area Join Date: Jun 2008 Motorcycle(s): '13 Ninja 300 (white, the fastest color!), '13 R1200RT, '14 CRF250L, '12 TT-R125LE Posts: Too much. Blog Entries: 7	/moving last section to new thread, has nothing to do with accident scene management. __________________________________________________ Montgomery Street Motorcycle Club / cal24.com / crf250l.org / ninjette.org ninjette.org Terms of Service Shopping for motorcycle parts or equipment? Come here first. The friendliest Ninja 250R/300/400 forum on the internet! (especially Unregistered)

July 23rd, 2010, 08:10 PM	#9
Kitdog ninjette.org guru Name: Kit Location: New Mexico Join Date: May 2010 Motorcycle(s): 2009 Ninja 250r, 1996 Yahmaha YZ 125... Both in Blue the coolest color Posts: 285	Thanks alex I was waiting for that but wanted to answer Sorry I wan't clear I was rushing to go out to dinner. Yea if you want to fix it yourself look on Ebay, if you go to insurance it will be a total loss mostly likely. I have herd of them totaling bikes over plastics being ruined from a drop. __________________________________________________ "Well you know, for me, the action IS the juice"

July 23rd, 2010, 08:15 PM	#10
adri99an ninjette.org certified postwhore Name: Donger Location: So CAL Join Date: Dec 2009 Motorcycle(s): "Is that a Ninjer 1000?" Posts: A lot.	Shoot Josh--what'd you do to your bike? Rode GMR today...been up there lately?

July 23rd, 2010, 08:53 PM	#11
Kitdog ninjette.org guru Name: Kit Location: New Mexico Join Date: May 2010 Motorcycle(s): 2009 Ninja 250r, 1996 Yahmaha YZ 125... Both in Blue the coolest color Posts: 285	What you need to is some math... how much is a frame + (and I'm not going to guessing what you need) at some point the cost efectiveness of fixing the bike vs buying a used/new one will out weigh fixing what you have. __________________________________________________ "Well you know, for me, the action IS the juice"

July 24th, 2010, 09:55 AM	#16
TygaUSA.com Tyga Performance Name: TygaUSA Location: Nevada Join Date: Jul 2010 Motorcycle(s): Honda's! Posts: 99	Some states have laws that determine if they will salvage a vehicle, for example in California I think if the repair estimate is 80% of the book value they have to salvage it. __________________________________________________ www.tygausa.com Tyga Performance Products! (775) 293-TYGA *Ninja 250 exhausts and carbon fiber and LOTS more!!*

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