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View Poll Results: How much (per year) for ninjette insurance? | |||
full coverage (liability/comp/collision): less than $100 | 35 | 7.71% | |
full coverage: $100 - $300 | 111 | 24.45% | |
full coverage: $300 - $500 | 77 | 16.96% | |
full coverage: $500 - $800 | 50 | 11.01% | |
full coverage: more than $800/year | 37 | 8.15% | |
liability only: less than $100 | 51 | 11.23% | |
liability only: $100 - $300 | 52 | 11.45% | |
liability only: $300 - $500 | 25 | 5.51% | |
liability only: $500 - $800 | 8 | 1.76% | |
liability only: more than $800/year | 8 | 1.76% | |
Voters: 454. You may not vote on this poll |
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Thread Tools |
May 1st, 2014, 06:12 PM | #681 |
Private Joker
Name: Ben
Location: Towson, MD
Join Date: Nov 2012 Motorcycle(s): '99/'01 Ninja 250 "sketchy", '13 Ninja 300 "yoshi", '03 GSXR 600 "merlin" Posts: A lot.
MOTM - Mar '14
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damn, just ran the numbers through on my '01 since I'm considering making it street legal again. $108/year for full coverage. I'm tempted to convert it back to street trim after my track days in July end and let my older bro borrow her to have a little fun I'm not entirely sure he'd jump on that though since his gf would hate me but $108/yr is definitely worth it.
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May 1st, 2014, 06:25 PM | #682 |
ninjette.org certified postwhore
Name: Paul
Location: UK
Join Date: Apr 2014 Motorcycle(s): Ninja 250, Yamaha RS200 (classic) Posts: A lot.
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In the Uk I have a Carole Nash "six wheel" combined policy, car is comprehensive and bike 3rd party fire and theft for £385 the pair
I since read premiums fell 25% this year, Theirs didn't so next renewal it's haggle down to around 300 or goodbye I notice US policies are a lot cheaper Some one said auto insurance was nor compulsory in some states ? |
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May 1st, 2014, 06:43 PM | #683 |
ninjette.org sage
Name: bob
Location: Earf
Join Date: Apr 2013 Motorcycle(s): 2005 Ninja 250, 2006 SV650N Posts: 642
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It's required in most states but I wouldn't be surprised if it isn't in some. There are states that don't require a helmet or a motorcycle license to drive a motorcycle.
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May 1st, 2014, 07:45 PM | #684 |
ninjette.org guru
Name: Jacob
Location: Stockton, CA
Join Date: Dec 2013 Motorcycle(s): 2011 250R SE Posts: 326
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I could have paid less but major surgery is expensive and I don't have much faith in California drivers actually having insurance.
Do you mind sharing your insurance stats / what you get for $175 a year? Where abouts on "Earth" are you from? How long have you been riding? How much coverage do you have for personal injury and uninsured motorist? From what I understand insurance rates get a bit better if you have had your motorcycle endorsement for more than 3 years. |
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May 1st, 2014, 08:01 PM | #685 |
ninjette.org sage
Name: bob
Location: Earf
Join Date: Apr 2013 Motorcycle(s): 2005 Ninja 250, 2006 SV650N Posts: 642
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$300,000 Liability
$100,000 Uninsured \ Under Insured Both Comprehensive and Collision with $250 deductible AAA $50 a year MSF discount Pay in full yearly discount. $175 a year with Progressive |
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May 1st, 2014, 08:10 PM | #686 |
ninjette.org guru
Name: Jacob
Location: Stockton, CA
Join Date: Dec 2013 Motorcycle(s): 2011 250R SE Posts: 326
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Sounds like a good deal. The 500K uninsured raised the price quite a bit.
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May 1st, 2014, 08:13 PM | #687 |
Threadkiller
Name: Mick
Location: Monongahela, Pa.
Join Date: Apr 2014 Motorcycle(s): Yellow '04 stocker, '89 FJ1200, '87 Ducati Paso, '71 Yamaha XS1b, '99 KLR650, '81 FXE 80, '97 KTM 200EXC , etc Posts: 430
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$43 a year for liability only with a multi-bike discount.
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May 1st, 2014, 08:19 PM | #688 |
Private Joker
Name: Ben
Location: Towson, MD
Join Date: Nov 2012 Motorcycle(s): '99/'01 Ninja 250 "sketchy", '13 Ninja 300 "yoshi", '03 GSXR 600 "merlin" Posts: A lot.
MOTM - Mar '14
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May 1st, 2014, 08:24 PM | #689 |
Threadkiller
Name: Mick
Location: Monongahela, Pa.
Join Date: Apr 2014 Motorcycle(s): Yellow '04 stocker, '89 FJ1200, '87 Ducati Paso, '71 Yamaha XS1b, '99 KLR650, '81 FXE 80, '97 KTM 200EXC , etc Posts: 430
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May 1st, 2014, 08:26 PM | #690 |
ninjette.org sage
Name: bob
Location: Earf
Join Date: Apr 2013 Motorcycle(s): 2005 Ninja 250, 2006 SV650N Posts: 642
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That seems about right for just liability.
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May 1st, 2014, 08:53 PM | #691 |
motorcycle rider
Name: Bruce
Location: Victoria, BC
Join Date: Apr 2009 Motorcycle(s): '14 Yamaha V-Star 650 Custom (silver) Posts: A lot.
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I'm in British Columbia. Unfortunately, the only place here where you can get auto or moto insurance is a Crown (gov't-owned) corporation called ICBC. As they have no competition, their rates are not great.
I have more than 20 years claim-free, so I get a maximum discount of 43% on my insurance. Even so, any motorcycle under 400cc costs me about $500 for $1 million basic liability. I also pay about $160/year for comprehensive on top of that. If you think that's expensive, you should see the rates for larger bikes.
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'14 Yamaha V-Star 650 Custom (silver) |
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May 11th, 2014, 06:56 AM | #692 |
ninjette.org guru
Name: Richie
Location: Arkansas
Join Date: Apr 2011 Motorcycle(s): 2022 Honda CRF300L Rally, 2015 Ninja ZX6R 636, 2014 Ninja 1000, 2013 Ninja 300 (sold), 2011 Ninja 250R (sold) Posts: 479
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Well, I discovered doubling displacement also doubles premiums. Went from $52 / month for my 300 to $98 / month on my 636.
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September 19th, 2014, 01:40 PM | #693 |
ninjette.org guru
Name: Vlad
Location: Weaverville, NC
Join Date: Jul 2014 Motorcycle(s): 2011 Ninja 250R (Sold), 2015 Rocky Mountain Soul (Runs on fat) Posts: 404
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How much is your insurance?
How much is your bike insurance alone?
I have liability, which is $5 a month. Probably going to upgrade to full this month. A buddy of mine, with whom I just rode again today, is paying $300 a month for full coverage for his Yamaha FZ-09. |
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September 19th, 2014, 01:50 PM | #694 |
ninjette.org dude
Name: 1 guess :-)
Location: SF Bay Area
Join Date: Jun 2008 Motorcycle(s): '13 Ninja 300 (white, the fastest color!), '13 R1200RT, '14 CRF250L, '12 TT-R125LE Posts: Too much.
Blog Entries: 7
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/merged
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Montgomery Street Motorcycle Club / cal24.com / crf250l.org / ninjette.org ninjette.org Terms of Service Shopping for motorcycle parts or equipment? Come here first. The friendliest Ninja 250R/300/400 forum on the internet! (especially Unregistered) |
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September 19th, 2014, 02:58 PM | #696 |
ninjette.org sage
Name: Brian
Location: Orange County, CA
Join Date: Apr 2012 Motorcycle(s): '12 ninja 250r Posts: 762
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September 19th, 2014, 03:31 PM | #697 |
ninjette.org guru
Name: Vlad
Location: Weaverville, NC
Join Date: Jul 2014 Motorcycle(s): 2011 Ninja 250R (Sold), 2015 Rocky Mountain Soul (Runs on fat) Posts: 404
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September 19th, 2014, 08:08 PM | #698 |
Certifiable nontundrum
Name: Harper
Location: NC Milkshake stand
Join Date: Mar 2013 Motorcycle(s): 2013 SE NINJA 300 Posts: Too much.
MOTM - Sep '13, Sep '16
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$44 a month
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September 20th, 2014, 04:26 PM | #699 |
ninjette.org sage
Name: Tim
Location: Portland, OR
Join Date: Dec 2008 Motorcycle(s): 2009 SE Ninja 250R Posts: 796
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It's amazing the difference between US/Canada. In Toronto, State Farm was definitely the best. Down here, I've found Progressive to be the best.
I just saw my post in 2009 and I was paying $1400. Now I have liability for $99. A much cheaper hobby now |
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September 20th, 2014, 11:11 PM | #700 |
ninjette.org member
Name: Aaron
Location: Knoxville
Join Date: Jul 2014 Motorcycle(s): 2006 Honda ST1300, 2001 Ninja 250 Posts: 53
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With liability only on my 2001 Ninja 250, I pay only 84 cents/month.
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Current vehicles: 2001 Ninja 250, 2007 Honda ST1300, 2013 Mustang GT, 1998 Firebird convertible, 2003 Jeep Grand Cherokee |
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