October 22nd, 2011, 05:32 PM | #41 |
ninjette.org member
Name: Tim
Location: Jay, Maine
Join Date: Aug 2011 Motorcycle(s): '06 Vulcan V2K Classic LT, '03 Vulcan 800 Classic, '00/'89 Ninja 250, '73 Honda ST90 Posts: 45
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I guess I can't complain...$78 a year for the pint size Ninja, $180 for my 2000cc Vulcan, & $145 for the Vulcan 800.
The Ninja is just liability, the other 2 are full coverage. Many people are getting squeezed big time, & it can royally suck! |
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October 22nd, 2011, 05:33 PM | #42 |
Kamikaze Squirrel
Name: Zach
Location: NJ
Join Date: Sep 2011 Motorcycle(s): 2010 250r Posts: 300
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You could buy a new ninja every year
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October 22nd, 2011, 05:53 PM | #43 |
ninjette.org member
Name: Jeff
Location: PA
Join Date: Apr 2010 Motorcycle(s): 08 R6 Posts: 224
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If you are in one of the states that offers RIDER insurance they are 95% of the time the cheapest
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October 23rd, 2011, 08:35 PM | #44 |
ninjette.org member
Name: Chris
Location: Delaware
Join Date: Oct 2011 Motorcycle(s): 2007 EX250F Posts: 70
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I've got every coverage imaginable on my ninja and it's $1500 a year. I got quoted on a 2011 FZ6R and it would go up to $7000 a year.
I'm with you guys. This ninja's not going anywhere for a while. |
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October 23rd, 2011, 09:48 PM | #45 | |
ninjette.org sage
Name: Ms.T, Queen of the Night
Location: Ontario, Canada
Join Date: Jun 2011 Motorcycle(s): 2011 Ninja 250 Posts: 938
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Quote:
Worth asking before you switch. |
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October 23rd, 2011, 09:53 PM | #46 |
Avid Kitteh Poster
Name: Justin
Location: Norcal
Join Date: Sep 2011 Motorcycle(s): 2006 Yamaha TTR 50 SUCK IT Posts: A lot.
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yeah Im hoping so... Ill also be just shy of 25 when I get it renewed here in the states thats the magic age where your ins. drops.
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I powdercoat stuff Help me pay for my addiction I say funny stuff. http://twitter.com/JustinPWNSyou sometimes... I write like a 12 year old too, http://justinpwnsyou.wordpress.com/ |
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October 23rd, 2011, 09:57 PM | #47 | |
ninjette.org sage
Name: Ms.T, Queen of the Night
Location: Ontario, Canada
Join Date: Jun 2011 Motorcycle(s): 2011 Ninja 250 Posts: 938
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Quote:
I'm way over any magic age but I'm the magic gender. State Farm wouldn't insure me because I didn't have a car license even though my house & the Bigger Half's truck are with them. Grr. Does the states still penalize male riders/drivers? |
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October 23rd, 2011, 10:32 PM | #48 | |
Avid Kitteh Poster
Name: Justin
Location: Norcal
Join Date: Sep 2011 Motorcycle(s): 2006 Yamaha TTR 50 SUCK IT Posts: A lot.
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Quote:
although IDK why because current statistics have shown females are just as bad and starting to get worse then males.... go figure even testosterone cant be worse then the indecisiveness of the young female driver... (im talking 16-18ish girls) ugh
__________________________________________________
I powdercoat stuff Help me pay for my addiction I say funny stuff. http://twitter.com/JustinPWNSyou sometimes... I write like a 12 year old too, http://justinpwnsyou.wordpress.com/ |
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October 23rd, 2011, 10:39 PM | #49 | |
ninjette.org sage
Name: Ms.T, Queen of the Night
Location: Ontario, Canada
Join Date: Jun 2011 Motorcycle(s): 2011 Ninja 250 Posts: 938
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Quote:
OOoo, beg to differ with the stats but maybe those stats include those damn idiots texting. I think all women in the future will have bent necks. My MSF class showed that for motorcycles it's still kinda bad for young men compared to women. I hope we never catch up I'm not afraid of the young female drivers 'cos they slow down thinking I'm a hot young male biker, heh heh. You'd be surprised how fast I can stuff my hair into my jacket if need be. It's the stressed out soccer Moms in big SUVs that freak me out Hey, maybe those young girls are being indecisive because they're trying to decide if you're a hottie? |
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October 24th, 2011, 06:58 AM | #50 | |
Avid Kitteh Poster
Name: Justin
Location: Norcal
Join Date: Sep 2011 Motorcycle(s): 2006 Yamaha TTR 50 SUCK IT Posts: A lot.
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Quote:
but yeah youre probably right on the last part for some reason jr. high age girls think im the cutest... its so weird. haha
__________________________________________________
I powdercoat stuff Help me pay for my addiction I say funny stuff. http://twitter.com/JustinPWNSyou sometimes... I write like a 12 year old too, http://justinpwnsyou.wordpress.com/ |
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October 26th, 2011, 12:38 PM | #51 |
ninjette.org member
Name: Alex
Location: Providence, RI
Join Date: Jul 2011 Motorcycle(s): 2009 Ninja 250R Posts: 76
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My 250 was quote $2500/year from Allstate for almost full coverage. So I went with Geico for $260/year, same coverage.
Idk why but among big4 600cc, the quote for Zx6r is always the lowest ($600/year), the other 3 are the same $1000/year. Surprisingly, if I can afford a Duc 1098, it will only cost me $700/year. I really have no idea where insurance companies get those number from ? |
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October 26th, 2011, 01:18 PM | #52 | |
Avid Kitteh Poster
Name: Justin
Location: Norcal
Join Date: Sep 2011 Motorcycle(s): 2006 Yamaha TTR 50 SUCK IT Posts: A lot.
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Quote:
__________________________________________________
I powdercoat stuff Help me pay for my addiction I say funny stuff. http://twitter.com/JustinPWNSyou sometimes... I write like a 12 year old too, http://justinpwnsyou.wordpress.com/ |
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October 26th, 2011, 03:09 PM | #53 |
ninjette.org member
Name: Chris
Location: Delaware
Join Date: Oct 2011 Motorcycle(s): 2007 EX250F Posts: 70
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October 27th, 2011, 12:06 PM | #54 | |
Always.
Name: Alex
Location: Calgary, AB
Join Date: Mar 2011 Motorcycle(s): '08 Ninja 250, '05 GSX-R600 Posts: A lot.
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Quote:
Which is better than 1200 for the jeep
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blink-182 |
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October 29th, 2011, 06:55 PM | #55 |
Blue Shell magnet
Name: Nolan
Location: Northwest Washington
Join Date: Aug 2011 Motorcycle(s): 1997 Ninja 250 Posts: 816
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Jeeze, $1300 seems like a lot but I guess it depends on where you live and other factors. I'd say just stick with the ninjette considering you could have 3 years of ninjette insurance with 1 year of a 600cc insurance
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November 15th, 2011, 04:05 AM | #56 | |
ninjette.org newbie
Name: tony
Location: chicago
Join Date: Nov 2011 Motorcycle(s): none yet Posts: 1
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Quote:
I still think you should shop around. There are many providers out there. How old are you if I may ask? Also check out the average motorcycle insurance rates to see based on your age if you are in the right range. |
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December 24th, 2011, 07:59 PM | #57 |
ninjette.org member
Name: Sean
Location: Las Vegas
Join Date: May 2011 Motorcycle(s): 2009 Ninja 250R Posts: 133
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I just insured a 2008 Daytona 675 with State Farm... Full coverage and Uninsured motorist is $40 a month or $480 per year.
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January 2nd, 2012, 01:55 AM | #58 |
learning stages
Name: M
Location: ummmm
Join Date: May 2011 Motorcycle(s): black 09 kawasaki ninja 250 Posts: 284
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is 1000/yr an average for a 600cc bike?
that would be a big jump since im only paying 113/yr for my 250. hmmmm....i might have stick with the 250. i havent got a quote yet tho. |
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January 2nd, 2012, 07:27 AM | #59 |
Avid Kitteh Poster
Name: Justin
Location: Norcal
Join Date: Sep 2011 Motorcycle(s): 2006 Yamaha TTR 50 SUCK IT Posts: A lot.
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depends on where you are located, who you get it with, what kind of 600cc bike you are getting and the biggest thing is how long you have had your license.
__________________________________________________
I powdercoat stuff Help me pay for my addiction I say funny stuff. http://twitter.com/JustinPWNSyou sometimes... I write like a 12 year old too, http://justinpwnsyou.wordpress.com/ |
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January 3rd, 2012, 01:05 AM | #60 |
Ninjette wanabe :D
Name: Ruslan
Location: San Jose
Join Date: Apr 2011 Motorcycle(s): white 300 :D Posts: A lot.
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So i checked progressive quotes it was 30/60/15k if i can remember 500 duc for comp and coll.
for 2008s 250 was like 780 yr I check the daytona 675 at about 1.5k a year Also a zx6r 2.8k a year Had my m1 since 11/14 and 19 yrs old. :S
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VROOOM vrooom >.> |
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January 3rd, 2012, 08:29 AM | #61 |
Avid Kitteh Poster
Name: Justin
Location: Norcal
Join Date: Sep 2011 Motorcycle(s): 2006 Yamaha TTR 50 SUCK IT Posts: A lot.
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I thought I remember you saying it was less than that.... Im only at $360 a year with my 250. A GSXR was gonna be like $1100 though :/
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I powdercoat stuff Help me pay for my addiction I say funny stuff. http://twitter.com/JustinPWNSyou sometimes... I write like a 12 year old too, http://justinpwnsyou.wordpress.com/ |
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January 3rd, 2012, 08:51 AM | #62 |
KThanksBye
Name: Kevin
Location: Orange County
Join Date: Mar 2011 Motorcycle(s): 2006 zx636r Posts: A lot.
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Idk about you guys... But im 19, and pay $87 a month ($1044 a year) for my 636
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----> My Youtube! <---- Unregistered, watch my youtube page! |
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January 3rd, 2012, 09:15 AM | #63 |
Avid Kitteh Poster
Name: Justin
Location: Norcal
Join Date: Sep 2011 Motorcycle(s): 2006 Yamaha TTR 50 SUCK IT Posts: A lot.
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thats about what I would pay with minimum coverage. Ive only had my M1 for about 4 months though I think its been.
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I powdercoat stuff Help me pay for my addiction I say funny stuff. http://twitter.com/JustinPWNSyou sometimes... I write like a 12 year old too, http://justinpwnsyou.wordpress.com/ |
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January 3rd, 2012, 09:17 AM | #64 |
KThanksBye
Name: Kevin
Location: Orange County
Join Date: Mar 2011 Motorcycle(s): 2006 zx636r Posts: A lot.
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I have full coverage, not one thing missing. I know my insurance dude hooked me up though, he said I've been riding for 3 years, and belonged in the Harley group thing lol The Harley thing by its self saved me 5%
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----> My Youtube! <---- Unregistered, watch my youtube page! |
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January 3rd, 2012, 11:18 AM | #65 |
ninjette.org dude
Name: 1 guess :-)
Location: SF Bay Area
Join Date: Jun 2008 Motorcycle(s): '13 Ninja 300 (white, the fastest color!), '13 R1200RT, '14 CRF250L, '12 TT-R125LE Posts: Too much.
Blog Entries: 7
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At what deductible, and with what limits?
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Montgomery Street Motorcycle Club / cal24.com / crf250l.org / ninjette.org ninjette.org Terms of Service Shopping for motorcycle parts or equipment? Come here first. The friendliest Ninja 250R/300/400 forum on the internet! (especially Unregistered) |
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January 3rd, 2012, 11:23 AM | #66 |
KThanksBye
Name: Kevin
Location: Orange County
Join Date: Mar 2011 Motorcycle(s): 2006 zx636r Posts: A lot.
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$250 duct
I dont have my sheet in front of me, I just emailed my insurance dude, ill let you know
__________________________________________________
----> My Youtube! <---- Unregistered, watch my youtube page! |
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January 3rd, 2012, 11:26 AM | #67 |
ninjette.org dude
Name: 1 guess :-)
Location: SF Bay Area
Join Date: Jun 2008 Motorcycle(s): '13 Ninja 300 (white, the fastest color!), '13 R1200RT, '14 CRF250L, '12 TT-R125LE Posts: Too much.
Blog Entries: 7
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OK - but I'm less concerned about me knowing than I am about you knowing. Cheap insurance can sometimes be just that, cheap. There is no universal standard of "full coverage" that is exactly the right amount for everybody. The state minimums of 15k/30k are a joke, and will be exhausted quickly if the injured party has any moderate injuries, and suddenly the rest of the assets you own (and future earnings) become fair game.
__________________________________________________
Montgomery Street Motorcycle Club / cal24.com / crf250l.org / ninjette.org ninjette.org Terms of Service Shopping for motorcycle parts or equipment? Come here first. The friendliest Ninja 250R/300/400 forum on the internet! (especially Unregistered) |
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January 3rd, 2012, 11:42 AM | #68 | |
KThanksBye
Name: Kevin
Location: Orange County
Join Date: Mar 2011 Motorcycle(s): 2006 zx636r Posts: A lot.
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Quote:
__________________________________________________
----> My Youtube! <---- Unregistered, watch my youtube page! |
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January 3rd, 2012, 11:56 AM | #69 |
ninjette.org dude
Name: 1 guess :-)
Location: SF Bay Area
Join Date: Jun 2008 Motorcycle(s): '13 Ninja 300 (white, the fastest color!), '13 R1200RT, '14 CRF250L, '12 TT-R125LE Posts: Too much.
Blog Entries: 7
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__________________________________________________
Montgomery Street Motorcycle Club / cal24.com / crf250l.org / ninjette.org ninjette.org Terms of Service Shopping for motorcycle parts or equipment? Come here first. The friendliest Ninja 250R/300/400 forum on the internet! (especially Unregistered) |
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January 3rd, 2012, 02:12 PM | #70 | |
IC2(SW)
Name: Kerry
Location: Pensacola
Join Date: Nov 2008 Motorcycle(s): . Posts: A lot.
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Quote:
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January 3rd, 2012, 04:48 PM | #71 |
Ninjette wanabe :D
Name: Ruslan
Location: San Jose
Join Date: Apr 2011 Motorcycle(s): white 300 :D Posts: A lot.
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i was talking about minimum last time :S id get like liability and comp with 500 dec for like 360 :S
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VROOOM vrooom >.> |
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January 3rd, 2012, 05:35 PM | #72 |
Avid Kitteh Poster
Name: Justin
Location: Norcal
Join Date: Sep 2011 Motorcycle(s): 2006 Yamaha TTR 50 SUCK IT Posts: A lot.
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yeah I think it is minimum. I think wed pay about the same then.... which is pretty nuts in the grand scheme of things since im 24 and have a wife and child...
__________________________________________________
I powdercoat stuff Help me pay for my addiction I say funny stuff. http://twitter.com/JustinPWNSyou sometimes... I write like a 12 year old too, http://justinpwnsyou.wordpress.com/ |
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January 4th, 2012, 10:54 PM | #73 |
learning stages
Name: M
Location: ummmm
Join Date: May 2011 Motorcycle(s): black 09 kawasaki ninja 250 Posts: 284
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?
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January 9th, 2012, 05:05 AM | #74 |
1/4 English, 3/4 Kick Ass
Name: Jeremy
Location: Dayton, OH
Join Date: Sep 2011 Motorcycle(s): 2002 Triumph Speed Triple 955i, '05 Suzuki SV650S(retired), '11 Ninja 250R(sold) Posts: A lot.
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I'm 20 with only on ticket on my record (no speeding), and I'm from Ohio.
It's about $650 per year for me just on the 250R. I can't wait until I'm 25. |
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January 9th, 2012, 08:27 AM | #75 |
Avid Kitteh Poster
Name: Justin
Location: Norcal
Join Date: Sep 2011 Motorcycle(s): 2006 Yamaha TTR 50 SUCK IT Posts: A lot.
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I heard that its not that much of a difference anymore, but I guess Ill find out in October... lol
__________________________________________________
I powdercoat stuff Help me pay for my addiction I say funny stuff. http://twitter.com/JustinPWNSyou sometimes... I write like a 12 year old too, http://justinpwnsyou.wordpress.com/ |
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January 9th, 2012, 01:45 PM | #76 |
1/4 English, 3/4 Kick Ass
Name: Jeremy
Location: Dayton, OH
Join Date: Sep 2011 Motorcycle(s): 2002 Triumph Speed Triple 955i, '05 Suzuki SV650S(retired), '11 Ninja 250R(sold) Posts: A lot.
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Hmmm...not sure
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January 9th, 2012, 01:55 PM | #77 |
Avid Kitteh Poster
Name: Justin
Location: Norcal
Join Date: Sep 2011 Motorcycle(s): 2006 Yamaha TTR 50 SUCK IT Posts: A lot.
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I will let you know....
I hope its cheaper. My sister and brother inlaw are 4 years older than me and my wife and they pay about $50 less than we do a month and have almost exactly the same cars. They have a little bit nicer of a new one (a 2009 Corolla we have 2011 Fiesta) and then we both have 90s corollas... so age is the only difference
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I powdercoat stuff Help me pay for my addiction I say funny stuff. http://twitter.com/JustinPWNSyou sometimes... I write like a 12 year old too, http://justinpwnsyou.wordpress.com/ |
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January 9th, 2012, 08:37 PM | #78 |
Fix It Till Ya Break It
Name: Asspyre
Location: T.Dot
Join Date: Oct 2011 Motorcycle(s): 08 250RRrrrr Posts: 623
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January 9th, 2012, 08:55 PM | #79 |
ninjette.org certified postwhore
Name: .
Location: .
Join Date: Feb 2011 Motorcycle(s): . Posts: Too much.
MOTM - Feb '13, Feb '14
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I'm waiting till I graduate college to get a bigger bike. Depending on how the insurance looks, I might wait till I'm 25 to get a bigger one and get a new 250R and mod the heck out of it.
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January 10th, 2012, 03:34 PM | #80 |
Avid Kitteh Poster
Name: Justin
Location: Norcal
Join Date: Sep 2011 Motorcycle(s): 2006 Yamaha TTR 50 SUCK IT Posts: A lot.
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why it still wont be that fast?
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I powdercoat stuff Help me pay for my addiction I say funny stuff. http://twitter.com/JustinPWNSyou sometimes... I write like a 12 year old too, http://justinpwnsyou.wordpress.com/ |
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