ninjette.org

Go Back   ninjette.org > General > General Motorcycling Discussion

Notices

View Poll Results: How much (per year) for ninjette insurance?
full coverage (liability/comp/collision): less than $100 35 7.71%
full coverage: $100 - $300 111 24.45%
full coverage: $300 - $500 77 16.96%
full coverage: $500 - $800 50 11.01%
full coverage: more than $800/year 37 8.15%
liability only: less than $100 51 11.23%
liability only: $100 - $300 52 11.45%
liability only: $300 - $500 25 5.51%
liability only: $500 - $800 8 1.76%
liability only: more than $800/year 8 1.76%
Voters: 454. You may not vote on this poll

Reply
 
Thread Tools
Old June 4th, 2009, 04:00 PM   #81
HKr1
IC2(SW)
 
HKr1's Avatar
 
Name: Kerry
Location: Pensacola
Join Date: Nov 2008

Motorcycle(s): .

Posts: A lot.
Quote:
Originally Posted by k-os View Post
I've got full coverage for $200. I'm 18, coming up on 2 years riding experience, and it's covered through the same company on the family's cars.
200 in your dads name

Insurance is the biggest scam! It's out there for freaking everything... Think half our money goes to insurance for one thing or another.

Maybe one day my vehicle insurance will go down
HKr1 is offline   Reply With Quote




Old June 4th, 2009, 04:02 PM   #82
postie1686
ninjette.org member
 
postie1686's Avatar
 
Name: Brian
Location: Cottage Grove
Join Date: Jun 2009

Motorcycle(s): kawasaki ninja 250r

Posts: 66
Quote:
Originally Posted by HKr1 View Post
200 in your dads name

Insurance is the biggest scam! It's out there for freaking everything... Think half our money goes to insurance for one thing or another.

Maybe one day my vehicle insurance will go down
i feel the same way. myself i feel you should have to pay in until you reach a cap, like a 1/4 of what the vehicle is worth. as thats what most will consider a total. and once you hit that you souldnt have to pay untill you end up using it. i could see like a $40 dollar reup or something.
postie1686 is offline   Reply With Quote


Old June 4th, 2009, 04:08 PM   #83
headshrink
ninjette.org certified postwhore
 
headshrink's Avatar
 
Name: Bob
Location: CA
Join Date: Dec 2008

Motorcycle(s): '08 Ninja 250r, '14 CBR500r

Posts: A lot.
Any thougts on the "change" in model being a factor?
headshrink is offline   Reply With Quote


Old June 4th, 2009, 04:12 PM   #84
postie1686
ninjette.org member
 
postie1686's Avatar
 
Name: Brian
Location: Cottage Grove
Join Date: Jun 2009

Motorcycle(s): kawasaki ninja 250r

Posts: 66
Quote:
Originally Posted by headshrink View Post
Any thougts on the "change" in model being a factor?
i would say no. when they put it all in the computer they can cross check the vin
postie1686 is offline   Reply With Quote


Old June 4th, 2009, 04:14 PM   #85
Grn99Kawi
ninjette.org sage
 
Grn99Kawi's Avatar
 
Name: A
Location: Long Island, NY
Join Date: Apr 2009

Motorcycle(s): 2000 Honda CBR600F4 (sold) 1999 Ninja 250 (sold)

Posts: 586
I pay about $350/year for Progressive on my 99.. full coverage.. Geico was crazy high.. about 3x that... new rider.. NY
__________________________________________________
2000 Honda CBR600F4 Silver and Red

1999 Kawi Racing Green Ninja 250 sold
Grn99Kawi is offline   Reply With Quote


Old June 4th, 2009, 04:19 PM   #86
M-Oorb
ninjette.org sage
 
M-Oorb's Avatar
 
Name: Matt
Location: South East Florida/Rutgers University
Join Date: Dec 2008

Motorcycle(s): 2008 250r (Fastest Color)

Posts: 914
Quote:
Originally Posted by Elfling View Post
30? As in..three times 10?

I've been quoted between 200-300 a month from Progressive and State Farm. That's with a completely clean driving record, being over 25, and owning a house with a garage. Maybe it's just Florida
I dont think its just florida...I think its whatever company your using. I live in florida, 21 years of age, been riding for a year and full coverage is 180 a year.

What company are you using?
M-Oorb is offline   Reply With Quote


Old June 4th, 2009, 04:42 PM   #87
k-os
ninjette.org sage
 
Name: Andy
Location: Sheboygan, WI
Join Date: Dec 2008

Motorcycle(s): 1988 Honda Hawk NT650, 1989 Honda Hawk NT650, 1997 GSXR750 Track Bike

Posts: 890
Quote:
Originally Posted by HKr1 View Post
200 in your dads name

Insurance is the biggest scam! It's out there for freaking everything... Think half our money goes to insurance for one thing or another.

Maybe one day my vehicle insurance will go down
No it's in my name. They originally said they couldn't cover me because it was a "superbike" then called and said they'd be able to give me the same pricing as my dad was paying for his 2007 Honda Shadow 750.
k-os is offline   Reply With Quote


Old June 4th, 2009, 04:46 PM   #88
noche_caliente
ninjette.org certified postwhore
 
noche_caliente's Avatar
 
Name: Kim
Location: mundo de ensueño
Join Date: Nov 2008

Motorcycle(s): '08 250

Posts: A lot.
Mine is around $140 a year - same policy as our two cars, and we carry homeowners on 2 houses with them...
The thing that gets me is that State Farm doesn't do the MSF discount - that kind of sucks IMo
__________________________________________________
Progrip tank pad, blue rim stripes, blue Pazzos, Roaring Toyz lowering kit, Puig DB in dark smoke, Cortech sport tail, super mini tank, and saddlebags, OES swingarm spools and Intuitive frame sliders
noche_caliente is offline   Reply With Quote


Old June 4th, 2009, 04:59 PM   #89
Tintkng
ninjette.org member
 
Tintkng's Avatar
 
Name: Scott
Location: Cincinnati
Join Date: Apr 2009

Motorcycle(s): '08 Ninja 250r

Posts: 66
wow. i would love 140/yr for insurance. im 22 in ohio, and the cheapest i could find was 85 per month for full coverage. everyone said call around and i ended calling like 4824398439 places. im with allstate and i have 2 cars and renters insurance with them, and its still 85/month. i was looking at a couple different 600cc bikes and they were about 250-300 per month!!!! thats triple the bike payment! by the way...i only have 1 speeding ticket and it drops off in july! yay!
__________________________________________________
2008 Red Ninja 250r
Tintkng is offline   Reply With Quote


Old June 4th, 2009, 05:14 PM   #90
tinng321
ninjette.org sage
 
tinng321's Avatar
 
Name: Tin
Location: NJ
Join Date: Apr 2009

Motorcycle(s): 08 black 250r (sold); '09 black zx6r

Posts: 903
Quote:
Originally Posted by Grn99Kawi View Post
I pay about $350/year for Progressive on my 99.. full coverage.. Geico was crazy high.. about 3x that... new rider.. NY
+1 on geico.
I have pay $226/yr for full coverage thru rider.
Geico quoted me for $1060/yr.

Just an FIY.
The ninja 250 is not considered a sport bike. Although, some insurance saleman will try to convince you that it is.
tinng321 is offline   Reply With Quote


Old June 4th, 2009, 05:14 PM   #91
tinng321
ninjette.org sage
 
tinng321's Avatar
 
Name: Tin
Location: NJ
Join Date: Apr 2009

Motorcycle(s): 08 black 250r (sold); '09 black zx6r

Posts: 903
Quote:
Originally Posted by Tintkng View Post
wow. i would love 140/yr for insurance. im 22 in ohio, and the cheapest i could find was 85 per month for full coverage. everyone said call around and i ended calling like 4824398439 places. im with allstate and i have 2 cars and renters insurance with them, and its still 85/month. i was looking at a couple different 600cc bikes and they were about 250-300 per month!!!! thats triple the bike payment! by the way...i only have 1 speeding ticket and it drops off in july! yay!

Have you tried Rider?
tinng321 is offline   Reply With Quote


Old June 4th, 2009, 08:03 PM   #92
Duvivr6
ninjette.org member
 
Name: Duvi
Location: Oklahoma City
Join Date: May 2009

Motorcycle(s): 09 Ninja 250R Special Ed

Posts: 99
I have progrsive and I pay 230 a year! which is not to bad with 0 years experience!
Duvivr6 is offline   Reply With Quote


Old June 4th, 2009, 08:14 PM   #93
Elfling
ninjette.org guru
 
Elfling's Avatar
 
Name: Becca
Location: Clearwater, FL
Join Date: May 2009

Motorcycle(s): 03 Ninja 250, 02 CBR600 f4i

Posts: 253
What kind of deductibles are you all carrying? Is this liability only, or comp/coll/med?
Elfling is offline   Reply With Quote


Old June 4th, 2009, 10:48 PM   #94
sombo
Newb..... on a steeek! :D
 
sombo's Avatar
 
Name: Mike
Location: Windermere, FL
Join Date: Feb 2009

Motorcycle(s): 2012 Harley Davidson XL883L Sportster Superlow

Posts: A lot.
Quote:
Originally Posted by Elfling View Post
30? As in..three times 10?

I've been quoted between 200-300 a month from Progressive and State Farm. That's with a completely clean driving record, being over 25, and owning a house with a garage. Maybe it's just Florida
Are you sure you didn't misread it saying 200-300 for the year? That would sound more realistic. I don't see it even being possible for anyone to charge that much a month for full coverage on the 250r. Maybe if the bike was made of freaking gold or silver perhaps. 300 a month for insurance in a year is like paying twice for you bike, that's retarded. I'd say do the quote again and pay attention to detail.

I ended up paying $75 for minimal insurance for the year in PA from Progressive. Then when I moved to Orlando I changed it to a Florida policy and added a little coverage I ended up paying about $160 for a year's worth of insurance from Progressive.
sombo is offline   Reply With Quote


Old June 5th, 2009, 01:57 AM   #95
Elfling
ninjette.org guru
 
Elfling's Avatar
 
Name: Becca
Location: Clearwater, FL
Join Date: May 2009

Motorcycle(s): 03 Ninja 250, 02 CBR600 f4i

Posts: 253
Quote:
Originally Posted by sombo View Post
Are you sure you didn't misread it saying 200-300 for the year? That would sound more realistic. I don't see it even being possible for anyone to charge that much a month for full coverage on the 250r. Maybe if the bike was made of freaking gold or silver perhaps. 300 a month for insurance in a year is like paying twice for you bike, that's retarded. I'd say do the quote again and pay attention to detail.

I ended up paying $75 for minimal insurance for the year in PA from Progressive. Then when I moved to Orlando I changed it to a Florida policy and added a little coverage I ended up paying about $160 for a year's worth of insurance from Progressive.
Nope- 3500+ *per year* with a 600 dollar downpayment. Mind you, this was for the CBR, not the Ninja. My boyfriend's quote for the GSX-R was even worse- double his monthly payment.

However, these were quotes from companies I'm not currently with; my car/house insurance is with USAA, I'm going to give them a call and see.
Elfling is offline   Reply With Quote


Old June 5th, 2009, 03:10 AM   #96
headshrink
ninjette.org certified postwhore
 
headshrink's Avatar
 
Name: Bob
Location: CA
Join Date: Dec 2008

Motorcycle(s): '08 Ninja 250r, '14 CBR500r

Posts: A lot.
Quote:
Originally Posted by Elfling View Post
my car/house insurance is with USAA, I'm going to give them a call and see.
Me too.... BUT unfortunately they farm out motorcycles to Progressive. I'm not really sure I got any better deal through my USAA affiliation though. It wasn't even with a USAA rep - it sounded like a transfer to any old P rep. I could be wrong about that though.
headshrink is offline   Reply With Quote


Old June 5th, 2009, 06:04 AM   #97
sombo
Newb..... on a steeek! :D
 
sombo's Avatar
 
Name: Mike
Location: Windermere, FL
Join Date: Feb 2009

Motorcycle(s): 2012 Harley Davidson XL883L Sportster Superlow

Posts: A lot.
Quote:
Originally Posted by Elfling View Post
Nope- 3500+ *per year* with a 600 dollar down payment. Mind you, this was for the CBR, not the Ninja. My boyfriend's quote for the GSX-R was even worse- double his monthly payment.

However, these were quotes from companies I'm not currently with; my car/house insurance is with USAA, I'm going to give them a call and see.
Oh, ok, even though that quote still sucks it makes more sense. Thought we were all talking ninja 250s here on the NINJETTE forms. Don't be throwing in quotes like that without specifying that it's not for the same type of bike everyone else is talking about. Silly elfling.
sombo is offline   Reply With Quote


Old June 5th, 2009, 06:27 AM   #98
IlBLisSlI
i'm a cow killer
 
IlBLisSlI's Avatar
 
Name: Drew
Location: Daytona FL
Join Date: May 2009

Motorcycle(s): 2006 250r

Posts: 142
yikes... i'm with state farm paying $11 a month for full coverage (uninsured motorists, theft, liability, collision, comprehensive, road side assistance, and so on)
age 26 finishing up my first year on a bike
this is even after my 'run in' with a cow
edit: forgot to add $50 deductible

Last futzed with by IlBLisSlI; June 5th, 2009 at 08:24 AM.
IlBLisSlI is offline   Reply With Quote


Old June 5th, 2009, 07:59 AM   #99
tjkamper
ninjette.org certified postwhore
 
tjkamper's Avatar
 
Name: Travis
Location: Warwick, RI
Join Date: Apr 2009

Motorcycle(s): 2009 Ninja 250R

Posts: A lot.
I have a $500 deducatble with progressive and it was only $18 a month.
__________________________________________________
Addicted to anything that has an engine and rolls.
tjkamper is offline   Reply With Quote


Old June 5th, 2009, 08:11 AM   #100
headshrink
ninjette.org certified postwhore
 
headshrink's Avatar
 
Name: Bob
Location: CA
Join Date: Dec 2008

Motorcycle(s): '08 Ninja 250r, '14 CBR500r

Posts: A lot.
Quote:
Originally Posted by IlBLisSlI View Post
yikes... i'm with state farm paying $11 a month for full coverage (uninsured motorists, theft, liability, collision, comprehensive, road side assistance, and so on)
age 26 finishing up my first year on a bike
this is even after my 'run in' with a cow
"Cow Killer" - LOTFLMAO!
headshrink is offline   Reply With Quote


Old June 5th, 2009, 09:44 AM   #101
Elfling
ninjette.org guru
 
Elfling's Avatar
 
Name: Becca
Location: Clearwater, FL
Join Date: May 2009

Motorcycle(s): 03 Ninja 250, 02 CBR600 f4i

Posts: 253
Quote:
Originally Posted by sombo View Post
Oh, ok, even though that quote still sucks it makes more sense. Thought we were all talking ninja 250s here on the NINJETTE forms. Don't be throwing in quotes like that without specifying that it's not for the same type of bike everyone else is talking about. Silly elfling.
I'm going to blame it on the Vicodin
Elfling is offline   Reply With Quote


Old June 5th, 2009, 10:13 AM   #102
talldrink
ninjette.org guru
 
talldrink's Avatar
 
Name: Deb
Location: Philly
Join Date: Dec 2008

Motorcycle(s): '09 ninja 250 (blue)

Posts: 295
I am also with Progressive and pay approx. $80/month for my ninjette AND scooter.
__________________________________________________
A woman is like a teabag; you never know how strong she is until she's in hot water!
talldrink is offline   Reply With Quote


Old June 5th, 2009, 01:10 PM   #103
noche_caliente
ninjette.org certified postwhore
 
noche_caliente's Avatar
 
Name: Kim
Location: mundo de ensueño
Join Date: Nov 2008

Motorcycle(s): '08 250

Posts: A lot.
Quote:
Originally Posted by Elfling View Post
What kind of deductibles are you all carrying? Is this liability only, or comp/coll/med?
My 140 is FULL coverage with a $250 deductible for collision and none for comprehensive
__________________________________________________
Progrip tank pad, blue rim stripes, blue Pazzos, Roaring Toyz lowering kit, Puig DB in dark smoke, Cortech sport tail, super mini tank, and saddlebags, OES swingarm spools and Intuitive frame sliders
noche_caliente is offline   Reply With Quote


Old June 5th, 2009, 01:12 PM   #104
noche_caliente
ninjette.org certified postwhore
 
noche_caliente's Avatar
 
Name: Kim
Location: mundo de ensueño
Join Date: Nov 2008

Motorcycle(s): '08 250

Posts: A lot.
Quote:
Originally Posted by Elfling View Post
I'm going to blame it on the Vicodin
I thought you said it didn't hurt? just taking the vicodin for fun?
__________________________________________________
Progrip tank pad, blue rim stripes, blue Pazzos, Roaring Toyz lowering kit, Puig DB in dark smoke, Cortech sport tail, super mini tank, and saddlebags, OES swingarm spools and Intuitive frame sliders
noche_caliente is offline   Reply With Quote


Old June 5th, 2009, 07:18 PM   #105
richierich781
Future Hall of Famer
 
richierich781's Avatar
 
Name: rich
Location: Tacoma, WA
Join Date: May 2009

Motorcycle(s): 2010 yamaha fz6r raven

Posts: 112
i pay $16 a month with full coverage with a little more than the basic with state farm. it does suck that they dont count the msf as a discount.
richierich781 is offline   Reply With Quote


Old June 6th, 2009, 12:38 PM   #106
sombo
Newb..... on a steeek! :D
 
sombo's Avatar
 
Name: Mike
Location: Windermere, FL
Join Date: Feb 2009

Motorcycle(s): 2012 Harley Davidson XL883L Sportster Superlow

Posts: A lot.
They're supposed to, so I would contact them and find out what's going on. I know progressive includes the MSF discount. All insurance firms have discounts for taking approved driving education courses and you can't get any higher then MSF.
sombo is offline   Reply With Quote


Old June 7th, 2009, 02:54 PM   #107
Sailariel
ninjette.org certified postwhore
 
Sailariel's Avatar
 
Name: Alex
Location: Belfast, ME
Join Date: Jul 2008

Motorcycle(s): 2010 Honda NT-700-V, formerly, Green 2008 Ninja 250R

Posts: A lot.
I am with Progressive, through USAA. My full coverage with $500 Deductible is $150. a year. I got a discount for taking the advanced Motorcycle Safety Course, and a discount for 50 years accident and ticket free. The killer is that my registration/exise tax is $289. a year. Maine has high taxes.
Sailariel is offline   Reply With Quote


Old June 7th, 2009, 06:20 PM   #108
NaughtyusMaximus
ninjette.org member
 
Name: Jordan
Location: Calgary
Join Date: May 2009

Motorcycle(s): 2009 ex250

Posts: 98
With full coverage, I'm at about $75/month. I think $500 deductable, but it might be as high as $1000.
NaughtyusMaximus is offline   Reply With Quote


Old June 9th, 2009, 06:02 AM   #109
Duvivr6
ninjette.org member
 
Name: Duvi
Location: Oklahoma City
Join Date: May 2009

Motorcycle(s): 09 Ninja 250R Special Ed

Posts: 99
Quote:
Originally Posted by Elfling View Post
What kind of deductibles are you all carrying? Is this liability only, or comp/coll/med?
I dont know if you were talking to me but i'll answer anyways

Its comprehensive, but no collision.
If I added collision it was hella expensive!
Duvivr6 is offline   Reply With Quote


Old June 9th, 2009, 07:42 AM   #110
BlueRaven
ninjette.org certified postwhore
 
BlueRaven's Avatar
 
Name: Lil One
Location: NB Canada
Join Date: Mar 2009

Motorcycle(s): '09 Ninja 250 Black

Posts: A lot.
$220/year through state farm in canada with a motorcycle licence for less than a year.

$320/year Allstate
__________________________________________________
I'm not small, I'm fun sized
BlueRaven is offline   Reply With Quote


Old June 9th, 2009, 09:02 AM   #111
NaughtyusMaximus
ninjette.org member
 
Name: Jordan
Location: Calgary
Join Date: May 2009

Motorcycle(s): 2009 ex250

Posts: 98
Damn Easterners get all the perks. I'm stuck with ICBC here. There are only a couple companies that can offer 3rd party liability here too, which is ~$350 of my yearly cost.
NaughtyusMaximus is offline   Reply With Quote


Old June 11th, 2009, 04:28 PM   #112
Cedilla
ninjette.org sage
 
Cedilla's Avatar
 
Name: Chris
Location: Huntsville, AL
Join Date: May 2009

Motorcycle(s): 2009 Ninja 250 (sold)

Posts: 755
Wow how are you guys/gals insurance so cheap. I just got quoted 170 a month from state farm, or 90 a month if I add my car to the policy. All the major insurance companies have quoted me around those rates and I have a squeaky clean driving record and have had my motorcycle licence for 6 years. Im 19 btw
I really didnt do my homework b4 i got the bike(it was sort of an impulse buy) now im a little freaked out by insurance rates.
Cedilla is offline   Reply With Quote


Old June 11th, 2009, 05:46 PM   #113
noche_caliente
ninjette.org certified postwhore
 
noche_caliente's Avatar
 
Name: Kim
Location: mundo de ensueño
Join Date: Nov 2008

Motorcycle(s): '08 250

Posts: A lot.
Quote:
Originally Posted by Cedilla View Post
Wow how are you guys/gals insurance so cheap. I just got quoted 170 a month from state farm, or 90 a month if I add my car to the policy. All the major insurance companies have quoted me around those rates and I have a squeaky clean driving record and have had my motorcycle licence for 6 years. Im 19 btw
I really didnt do my homework b4 i got the bike(it was sort of an impulse buy) now im a little freaked out by insurance rates.
Chris, one thing that might help is when they ask you about the type of bike, don't say the word ninja in the conversation at all - they might be quoting you for the higher sportbike rate - call it the EX250 and see if that improves your quotes
__________________________________________________
Progrip tank pad, blue rim stripes, blue Pazzos, Roaring Toyz lowering kit, Puig DB in dark smoke, Cortech sport tail, super mini tank, and saddlebags, OES swingarm spools and Intuitive frame sliders
noche_caliente is offline   Reply With Quote


Old June 11th, 2009, 08:10 PM   #114
Cedilla
ninjette.org sage
 
Cedilla's Avatar
 
Name: Chris
Location: Huntsville, AL
Join Date: May 2009

Motorcycle(s): 2009 Ninja 250 (sold)

Posts: 755
I did, they even punched in the vin, so its not a mistake on the model.
Im doing online quotes now and so far ive got 1,009yr from progressive and 979yr from Esurance
Cedilla is offline   Reply With Quote


Old August 3rd, 2009, 07:32 PM   #115
JaeL
Bike Thrasher
 
JaeL's Avatar
 
Name: JaeL
Location: Omaha
Join Date: Apr 2009

Motorcycle(s): 2008 EX250r

Posts: 334
Blog Entries: 10
How much are you paying for Insurance?

List what type of coverage you have, your age, your bike, carrier and how much you're paying.


I'm paying for full coverage $96/year with State Farm, I'm 25 and drive a 250....
__________________________________________________
Intuitive Sliders, Aftermarket pegs, Custom Paint, Seat Cowl, Tinted Screen, Aftermarket flush mounts, Wheel Tape, Fender Chopped, Stock Shortie Exhaust and Woodcraft ClipOns
JaeL is offline   Reply With Quote


Old August 3rd, 2009, 07:50 PM   #116
Momaru
ninjette.org certified postwhore
 
Momaru's Avatar
 
Name: Paul
Location: Roanoke, VA
Join Date: Jun 2009

Motorcycle(s): 2008 Candy Plasma Blue 250R

Posts: A lot.
I think I coughed up almost $700 last year for insurance through Progressive. That said, when I got the first quote/rate from them I had 2 old tickets on record (not felonies, but pretty bad). However one should have come off and I just turned 25 recently, so we'll see about the second time around.
__________________________________________________
Proud member of the Blue Army
Momaru is offline   Reply With Quote


Old August 3rd, 2009, 08:02 PM   #117
sketch
ninjette.org newbie
 
Name: Ryan
Location: Houston
Join Date: Aug 2009

Motorcycle(s): None yet

Posts: 6
Quote:
Originally Posted by JaeL View Post
List what type of coverage you have, your age, your bike, carrier and how much you're paying.


I'm paying for full coverage $96/year with State Farm, I'm 25 and drive a 250....
Wow, that's crazy cheap. I checked with Progressive the other day and was quoted around $80/month. Will definitely have to check State Farm. I'm 27, male with one recent speeding ticket (last 3 years) and the quote was for an 08 Ninja 250r.
sketch is offline   Reply With Quote


Old August 3rd, 2009, 08:13 PM   #118
JaeL
Bike Thrasher
 
JaeL's Avatar
 
Name: JaeL
Location: Omaha
Join Date: Apr 2009

Motorcycle(s): 2008 EX250r

Posts: 334
Blog Entries: 10
Quote:
Originally Posted by sketch View Post
Wow, that's crazy cheap. I checked with Progressive the other day and was quoted around $80/month. Will definitely have to check State Farm. I'm 27, male with one recent speeding ticket (last 3 years) and the quote was for an 08 Ninja 250r.
I should mention I have a couple tickets, wasn't 25 when policy started, and have two cars and a house with them as well.
__________________________________________________
Intuitive Sliders, Aftermarket pegs, Custom Paint, Seat Cowl, Tinted Screen, Aftermarket flush mounts, Wheel Tape, Fender Chopped, Stock Shortie Exhaust and Woodcraft ClipOns
JaeL is offline   Reply With Quote


Old August 3rd, 2009, 08:37 PM   #119
sketch
ninjette.org newbie
 
Name: Ryan
Location: Houston
Join Date: Aug 2009

Motorcycle(s): None yet

Posts: 6
Quote:
Originally Posted by JaeL View Post
I should mention I have a couple tickets, wasn't 25 when policy started, and have two cars and a house with them as well.
I feel like I'm getting ripped off now, lol. My quote was 10x what you are paying. Maybe they just give huge discounts for the multiple autos and house. I dunno.

They did ask how long I've been riding and how long I've had a motorcycle license. I just got my license with no experience (except MSF course) so that may have had something to do with it as well. Did you have prior experience riding or did they not even ask that at State Farm? I'm interested in checking with them tomorrow.
sketch is offline   Reply With Quote


Old August 3rd, 2009, 08:40 PM   #120
Apex
Livin' the Minimoto Life
 
Apex's Avatar
 
Name: Mark
Location: Riding around in TX
Join Date: Mar 2009

Motorcycle(s): 2022 Honda Navi, 2018 Z-125 Pro

Posts: A lot.
30/month. Not bad, but we can ride year round down here. Plus I don't have a squeaky clean history. I have two incidents in the past 4 years while in a car.
__________________________________________________
--- My IG Page --- My FB page! ---

2022 Honda Navi && 2018 Z-125 Pro
Apex is offline   Reply With Quote


Reply




Similar Threads
Thread Thread Starter Forum Replies Last Post
[motorcycle.com] - Insurance Buyer’s Guide – Insurance Primer Ninjette Newsbot Motorcycling News 0 April 6th, 2015 10:10 PM
Buying gear/paying for MSF and insurance with FAFSA money MrAtom General Motorcycling Discussion 55 September 23rd, 2014 05:39 PM
[motorcycle.com] - Does usage-based insurance (or pay as you drive insurance) work fo Ninjette Newsbot Motorcycling News 0 October 9th, 2013 02:50 PM
[topix.net] - Europe: Female Motorcycle Riders Will Be Paying Higher Insurance Fee Ninjette Newsbot Motorcycling News 0 March 22nd, 2011 04:50 PM
paying for a bike Blackwidow General Motorcycling Discussion 59 July 22nd, 2010 11:04 AM


Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


Motorcycle Safety Foundation

All times are GMT -7. The time now is 03:00 AM.


Website uptime monitoring Host-tracker.com
Powered by vBulletin®
Copyright ©2000 - 2024, Jelsoft Enterprises Ltd.
User Alert System provided by Advanced User Tagging (Lite) - vBulletin Mods & Addons Copyright © 2024 DragonByte Technologies Ltd.
Except where otherwise noted, all site contents are © Copyright 2022 ninjette.org, All rights reserved.