So update on my bike. They did total her.
So i have two options, both pay off the lone. One way i can buy her back and get a check for about 1400 OR they keep her and i get 2500. And i still get whatever they deem my gear worth. I'm guessing around 550.
As much as i would like to get her back i think i'll go with the 2500 check. That plus what my gear will get me should be one hell of a down payment on the 300.
We are going to talk to a layer too...