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April 15th, 2012, 02:34 PM
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#1 |
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ninjette.org member
Name: David
Location: Arvada
Join Date: Apr 2011 Motorcycle(s): 2010 Ninja 250r Track bike, Honda CRF250r Dirt bike Posts: 137
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Medical Insurance For Racers?
I have been having the hardest time finding a company that will insure me during race season.... every time they hear that i am competing in motorsports.... they no longer will insure me. Who do you use? and do I have to sell a kidney in order to pay for it? thanks!
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April 15th, 2012, 05:34 PM
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#2 |
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CVMA / AFM / M1GP #250
Name: Steve
Location: Los Angeles
Join Date: Sep 2009 Motorcycle(s): 2009 Ninja 250r, 2011 Zero S, 2009 KLR 650 Posts: A lot.
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just don't tell them you're in motorsports, but rather you lead an "active lifestyle" and need comprehensive emergency, ambulance & helo coverage. Not gonna be cheap if you can't get it through work, but thats how you gotta do.
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April 15th, 2012, 05:47 PM
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#3 |
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ninjette.org member
Name: David
Location: Arvada
Join Date: Apr 2011 Motorcycle(s): 2010 Ninja 250r Track bike, Honda CRF250r Dirt bike Posts: 137
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haha yeah i guess im gonna have to go with the first option.... its kinda hard to get benefits and stuff like medical insurance from a minimum wage job when your 18 haha.
 but thanks for the tip!
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April 15th, 2012, 06:14 PM
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#4 |
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ninjette.org guru
Name: E
Location: 818 but i rep 516/631/718
Join Date: Dec 2011 Motorcycle(s): 2011 GIXXER 600 Posts: 381
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you can find event coverage.. as you know, your normal policy wont cover you and will drop you if you say race..
__________________________________________________
"You see it's not the blood you spill that gets you what you want. It's the blood you share, your family, your friendships, your community. These are the most valuable things a man could have." |
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April 16th, 2012, 10:52 AM
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#5 |
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la pussy gata
Name: kit
Location: xx
Join Date: Jan 2011 Motorcycle(s): big wheel Posts: 540
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My husband is an independent and he bought Kaiser's HMO. They didn't question his active lifestyle. Just if he smoked, drank, excercised, how old he was, etc.
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April 16th, 2012, 08:31 PM
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#6 |
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ninjette.org member
Name: Randy
Location: Ofallon, Mo
Join Date: Dec 2011 Motorcycle(s): Ducati 1098 and 04 Ninja 250 race bikes Posts: 60
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Last year WERA had an agreement with Aflac for race coverage. I would check into that. You would have to join WERA though.
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