November 9th, 2016, 03:50 PM | #41 |
One ugly son of a gun.
Name: Andrew
Location: Raleigh, NC
Join Date: Sep 2016 Motorcycle(s): 2012 250 Posts: 167
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November 9th, 2016, 03:58 PM | #42 |
Guy Who Enjoys Riding
Name: Jim
Location: North Carolina
Join Date: Jul 2016 Motorcycle(s): Ninja 250 Posts: A lot.
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You can do some halfway accurate measurements with a level and a protractor to see if the head tube angle is still original, for example. If it's twisted, as in the fork tubes lean left while the rear wheel leans right, for example, you can probably sight along it and see it. Also, if it's twisted like that, you'll almost certainly feel it pull left or right when riding it.
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November 9th, 2016, 04:01 PM | #43 | |
One ugly son of a gun.
Name: Andrew
Location: Raleigh, NC
Join Date: Sep 2016 Motorcycle(s): 2012 250 Posts: 167
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Quote:
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November 9th, 2016, 04:12 PM | #44 | |
ninjette.org certified postwhore
Name: Kerry
Location: Ventura, CA
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Quote:
Nice! |
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November 9th, 2016, 05:03 PM | #45 |
Guy Who Enjoys Riding
Name: Jim
Location: North Carolina
Join Date: Jul 2016 Motorcycle(s): Ninja 250 Posts: A lot.
MOTM - Oct '18, Aug '17, Aug '16
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November 13th, 2016, 10:41 AM | #46 |
ninjette.org member
Name: Steve
Location: Spartanburg, SC
Join Date: Nov 2014 Motorcycle(s): EX250, Suzuki Savage, 76 Goldwing restoration project, 71 CB350, 73 Yamaha GT1, Posts: 73
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In reference to your question about uninsured/underinsured.
In SC, I don't know about other states, Uninsured/Underinsured coverage is required on your vehicle insurance policy. It adds something like $8 a year to the policy cost. It is intended to provide you insurance coverage in the event that you are involved in a wreck and the other driver is not insured or their insurance is not enough to cover damages. In that case, you file a claim with your insurer and they handle paying out the claim. Then, they file suit against the other person involved who was not insured to recover their expenditures, legal fees, etc. As was said before, if you have collision and the other party is not insured or it is a single vehicle accident such as you ran off the road, you would file with your insurer under your collision policy. Their insurance company is repsonsible for providing you transportation until your claim is settled. That medical payout should also cover an amount for pain and suffereing as well as any doctor visits/medication. A helmet that has been crashed and rashed up is no longer any good for protection. Always replace it. I guess it would be better than nothing but not much. I know I'm a little late seeing the wreck writeup. Hope you are well now and you've got things sorted about bike(s). |
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November 17th, 2016, 06:42 AM | #47 |
One ugly son of a gun.
Name: Andrew
Location: Raleigh, NC
Join Date: Sep 2016 Motorcycle(s): 2012 250 Posts: 167
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Well, things are moving along- but slowly...
I was paid for my bike, actually more than I paid for it but about what I thought it was worth (I put a lot of time and work/maintenance into it after I bought it). I can't cash the check yet, because I was advised to buy a replacement helmet first- as if I cash out on the bike, they will settle the claim and not pay for my helmet. Dirty, but that's just what I was told. I've got a helmet in the mail, should be here this week. It's paid for, guess I can go ahead and move on getting the insurance to pay me back for it. I'm going to look at a 2012 with 1100 miles today- it's red, which I don't like, but the price is right and it's ready to ride. =) As far as healing- the bruises are mostly healed. Only thing hurting now is my ego. lol- I'll fix that though by not letting this mess happen again.
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November 17th, 2016, 07:13 AM | #48 |
Guy Who Enjoys Riding
Name: Jim
Location: North Carolina
Join Date: Jul 2016 Motorcycle(s): Ninja 250 Posts: A lot.
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Andrew, I'm glad that you're getting a fair settlement, and that you lived to ride again. Learn to love the red... it's a lot more visible than darker colors. I bought my daughter a bright red metallic helmet to match the bright red metallic 250 she rides. Luckily she likes red.
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November 17th, 2016, 07:17 AM | #49 |
????????????????
Name: T
Location: no where
Join Date: Feb 2016 Motorcycle(s): 2007 ninja 250, 14 ninja 300, 09 1125CR Posts: A lot.
MOTM - May '17
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good luck on the bike purchase today.
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November 17th, 2016, 07:39 AM | #50 | |
One ugly son of a gun.
Name: Andrew
Location: Raleigh, NC
Join Date: Sep 2016 Motorcycle(s): 2012 250 Posts: 167
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Quote:
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2 out of 2 members found this post helpful. |
November 17th, 2016, 07:53 AM | #51 |
Guy Who Enjoys Riding
Name: Jim
Location: North Carolina
Join Date: Jul 2016 Motorcycle(s): Ninja 250 Posts: A lot.
MOTM - Oct '18, Aug '17, Aug '16
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It's a good plan.
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November 17th, 2016, 09:24 AM | #52 |
ninjette.org sage
Name: Kevin
Location: Portland, OR
Join Date: Oct 2013 Motorcycle(s): Ninja 250R, Tiger 800 XRT Posts: 828
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You made the right choice man, the red bikes go faster.
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November 17th, 2016, 10:36 PM | #53 |
ninjette.org certified postwhore
Name: Kerry
Location: Ventura, CA
Join Date: Jan 2016 Motorcycle(s): Ninja650 Posts: A lot.
MOTM - Apr '18, Apr '17, Apr '16
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Yeah, good to be visible.
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November 20th, 2016, 01:04 PM | #54 | |
Lucid, yet unaware.
Name: Gregg
Location: Virginia
Join Date: Aug 2011 Motorcycle(s): 2006 Goldwing; 2009 KLR-650; 2011 Ninja 250; 2010 FJR-1300 Posts: 173
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Quote:
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2011 Ninja 250, 2010 FJR-1300, 2009 KLR-650, and 2006 Goldwing IBA #485, Goldwing Darkside #646 http://va-ldrider.blogspot.com |
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November 29th, 2016, 06:19 PM | #55 | |
Nooblet
Name: Akima
Location: England
Join Date: Jul 2011 Motorcycle(s): 2011 Ninja 250R FI Posts: A lot.
Blog Entries: 5
MOTM - Oct '13
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Quote:
You seem in good spirits though & have a positive attitude. I hope you heal up and I hope you find a great deal on a newgen. Are you after the 2008+ 250R or the 2013+ 300? To me, the 2008+ is the "newgen". IDK if people are now calling the 2013+ 300, the "newgen".
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November 29th, 2016, 06:37 PM | #56 | |
One ugly son of a gun.
Name: Andrew
Location: Raleigh, NC
Join Date: Sep 2016 Motorcycle(s): 2012 250 Posts: 167
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Quote:
I am a very happy camper and although I miss the earlier bike, I'm glad I learned a lesson that wasnt deadly. As a side note... I kept the old bike rather than have the insurance company scrap it. It was a $300 difference in the settlement, and it looks like all it needs is forks to be back in ridable shape. Sure, the fairings are gone, but I might have a project cafe bike. I want a naked bike for daily commutes. Or, alternately, it will sit in my garage until I move and the next place doesnt have a garage (not likely) and you guys will get a great deal on a pregen motor, frame, wheels etc. lol |
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November 29th, 2016, 07:13 PM | #57 | |
Nooblet
Name: Akima
Location: England
Join Date: Jul 2011 Motorcycle(s): 2011 Ninja 250R FI Posts: A lot.
Blog Entries: 5
MOTM - Oct '13
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Quote:
That lesson you learnt from the guys in here is something I too went through. It's way high up there on the list of things I think are most important: that being: fully taking control of the situation and making it your responsibility to keep yourself safe regardless of whether other drivers are doing something illegal or "wrong". As for the 250; it's great you love it. I've had mine a good while and I'm still getting kicks out of it and still learning to ride it safer / faster / smoother. I think I'm going to stick to my long term plan of keeping this thing until the engine explodes
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1 out of 1 members found this post helpful. |
November 29th, 2016, 09:43 PM | #58 |
Guy Who Enjoys Riding
Name: Jim
Location: North Carolina
Join Date: Jul 2016 Motorcycle(s): Ninja 250 Posts: A lot.
MOTM - Oct '18, Aug '17, Aug '16
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Nicely put, Akima.
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November 29th, 2016, 09:55 PM | #59 |
ninjette.org certified postwhore
Name: Kerry
Location: Ventura, CA
Join Date: Jan 2016 Motorcycle(s): Ninja650 Posts: A lot.
MOTM - Apr '18, Apr '17, Apr '16
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Yeah. Lots of people are doing a lot of things on the roads, but that doesn't mean you let them hurt you by it.
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November 30th, 2016, 09:23 AM | #60 | |
ninjette.org member
Name: Jim
Location: Western Pennsylvania
Join Date: Sep 2016 Motorcycle(s): Ninja 300 Posts: 52
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Quote:
Not every accident is avoidable. In the case of a car being entirely where it should not be, this is very hard to allow for, unless you choose to stay in your house. I have had cars running at me head-on on the wrong side of the road doing this, and on the two occasions I remember I was lucky. I have thought about it afterwards and outside of a roll of the dice there's little you can do to manage it. One can know that a stretch of road is prone to people doing it, but again this may not help you if they decide to do it suddenly. Likewise, my personal favourite motorist-is-determined-to-kill-me story was car signalling left in front of me, swinging left to make the turn (about two feet into the opposite lane), then inexplicably deciding to then immediately turn hard-right into the opposite driveway. You cannot plan for everything, especially when humans do utterly unpredictable and stupid things. |
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November 30th, 2016, 10:00 AM | #61 |
ninjette.org guru
Name: Miguel
Location: MA
Join Date: Jan 2015 Motorcycle(s): 2000 EX-250; several other years of the same Posts: 470
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I'm glad that you are OK, and that the insurance seems to have taken care of you.
I would not chance reusing that frame. I assume also that the insurance company has totaled your MC, and you might not be able to register / insure it now. If you plan to keep it, I would find a clean frame, and transfer the usable parts to it, or buy a complete, "mechanic's special" MC with a clean title, and rebuild that. Safety first. Pics of the new bike?
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November 30th, 2016, 10:31 AM | #62 |
ninjette.org certified postwhore
Name: Kerry
Location: Ventura, CA
Join Date: Jan 2016 Motorcycle(s): Ninja650 Posts: A lot.
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It's true you can't plan for *every* possible occurrence but you can plan for an awful lot of things. There are a lot of times, driving or riding, that I can see something developing about 30 seconds before somebody does something strange. That's enough time to back off, change lanes, that kind of thing. To stay away from the car that's doing something odd.
For those rare, super-random, highly improbable things, you may have to trust to a bit of luck. Luckily, a lot of what people view as "random" is actually foreseeable to some degree. People just don't see it because they're on their phone, or into their music, or whatever the distraction of the moment is. |
2 out of 2 members found this post helpful. |
November 30th, 2016, 01:52 PM | #63 | |
Rev Limiter
Name: Jay
Location: WI
Join Date: Jul 2013 Motorcycle(s): '06 SV650n, '00 Derbi GPR, '64 CA77 Dream 305, '70 CL450 Scrambler, numerous dirt bikes Posts: A lot.
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Quote:
All you can do is be super alert and prepared to react in situations where there is no warning whatsoever. Trust no one's judgement or skill level and always have a plan. |
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November 30th, 2016, 02:29 PM | #64 |
ninjette.org certified postwhore
Name: Kerry
Location: Ventura, CA
Join Date: Jan 2016 Motorcycle(s): Ninja650 Posts: A lot.
MOTM - Apr '18, Apr '17, Apr '16
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Yep. Train, pay attention, wear your gear, and rely on luck as little as you can.
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November 30th, 2016, 03:19 PM | #65 |
Guy Who Enjoys Riding
Name: Jim
Location: North Carolina
Join Date: Jul 2016 Motorcycle(s): Ninja 250 Posts: A lot.
MOTM - Oct '18, Aug '17, Aug '16
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November 30th, 2016, 06:23 PM | #66 | |
Nooblet
Name: Akima
Location: England
Join Date: Jul 2011 Motorcycle(s): 2011 Ninja 250R FI Posts: A lot.
Blog Entries: 5
MOTM - Oct '13
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Quote:
I like to think of gear as being my plan B. For those rare situations where an accident is truly unavoidable... that's where plan B comes into play.
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November 30th, 2016, 08:22 PM | #67 |
ninjette.org certified postwhore
Name: Kerry
Location: Ventura, CA
Join Date: Jan 2016 Motorcycle(s): Ninja650 Posts: A lot.
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That's how I think about it, too.
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December 1st, 2016, 08:07 AM | #68 | |
ninjette.org certified postwhore
Name: Al
Location: York, Pa
Join Date: Dec 2012 Motorcycle(s): 2013 Ninja 300..............2008 Ninja 500-sold...2009 Ninja 250-Crashed Posts: Too much.
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Quote:
When Plan A fails Plan B) Have the skills to execute emergency maneuvering. When Plan B fails Plan C) ATGATT Ease of implementing goes in reverse order. Plan C being the easiest and Plan A the most difficult.
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Keep calm and ride on -Motofool Never quit on a rainy day -ally99 |
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1 out of 1 members found this post helpful. |
December 2nd, 2016, 10:47 AM | #69 |
ninjette.org certified postwhore
Name: Kerry
Location: Ventura, CA
Join Date: Jan 2016 Motorcycle(s): Ninja650 Posts: A lot.
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December 3rd, 2016, 02:38 PM | #70 |
The Violet Vixen
Name: Yakaru
Location: Issaquah, WA & Las Vegas, NV
Join Date: Jun 2012 Motorcycle(s): Perigee (250), Hotaru (250), Saturn (300), Pearl (300), Zero (S1000RR), Chibi (Z125), Xellos ('18 HP4R) Posts: A lot.
MOTM - Jun '16
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Just to call it out -- it's not "something" for the helmet, the helmet is trashed and needs to be replaced and 100% of the cost of that needs to be covered. Obviously same/like make and model (no grabbing an SR2 from a busted no-name)
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"most folks racing this bike get it in a competitive state of being with much less invested than you've already put in Saturn." - Alex |
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December 3rd, 2016, 02:43 PM | #71 |
Guy Who Enjoys Riding
Name: Jim
Location: North Carolina
Join Date: Jul 2016 Motorcycle(s): Ninja 250 Posts: A lot.
MOTM - Oct '18, Aug '17, Aug '16
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I suppose the insurance company would have a valid point if they wanted to prorate the helmet based on a life of, say, 5 years. But Andrew didn't have it very long, so that prorating shouldn't take much off.
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