September 19th, 2014, 11:48 AM | #1 |
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Buying gear/paying for MSF and insurance with FAFSA money
So, my Financial Aid should be here within a few days, and I was wondering if I could buy motorcycle gear with it. I think I can, because it's part of my transportation to school, and I can't exactly be at school if I'm in the hospital. What do you think?
Also, I plan to pay for the cost of my MSF and insurance with it, but that's a little less iffy; it's more of a direct cost to my transportation to school. What do you guys think? |
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September 19th, 2014, 12:44 PM | #2 |
The Corner Whisperer
Name: Chris (aka Reactor)
Location: Northern KY
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It's your $$$, do what you want with it.
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September 19th, 2014, 03:12 PM | #3 |
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Well, no. It's money that's supposed to be put towards my college education. I could misspend it on anything because of how unenforced FAFSA money is, but I think it's bullshit to spend the money that was gifted to me on anything other than a college education. I think buying gear is justified with it, but I wanted a second opinion.
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September 19th, 2014, 03:16 PM | #4 |
The Corner Whisperer
Name: Chris (aka Reactor)
Location: Northern KY
Join Date: May 2011 Motorcycle(s): 2010 250 (track), 1992 250, 2006 R6 (street/track), 2008 R6 (track) Posts: Too much.
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No brah... been there done that. You spend it as you see fit. The gov. don't give 2 sh*ts either way as long as you pay it back. Simple as that really. AND.... you said it yourself, it was sent to you, not the college. Sure it comes with an earmark but again, nobody gives a crap but you.
ps.... it's not a gift if you have to pay it back w/ interest. If your talking the grants... then that is a different ethical question all together.
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Goal: Shake A Million Hands | Look through the corners | Track Day Prep | Closest track? | The Mid-Ohio School |
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September 19th, 2014, 03:18 PM | #5 |
The Corner Whisperer
Name: Chris (aka Reactor)
Location: Northern KY
Join Date: May 2011 Motorcycle(s): 2010 250 (track), 1992 250, 2006 R6 (street/track), 2008 R6 (track) Posts: Too much.
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If it's that much of an ethical dilemma for you, then decline any excess funding you get from aid and only take what you need to pay for classes. /problems solved....
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Goal: Shake A Million Hands | Look through the corners | Track Day Prep | Closest track? | The Mid-Ohio School |
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September 19th, 2014, 03:29 PM | #6 |
The Corner Whisperer
Name: Chris (aka Reactor)
Location: Northern KY
Join Date: May 2011 Motorcycle(s): 2010 250 (track), 1992 250, 2006 R6 (street/track), 2008 R6 (track) Posts: Too much.
MOTY 2015, MOTM - Nov '12, Nov '13
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Sorry, I am not trying to be a douche or anything... I just gotz me somma dat down home KY common sense.
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September 19th, 2014, 03:57 PM | #7 |
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September 19th, 2014, 04:05 PM | #8 |
The Corner Whisperer
Name: Chris (aka Reactor)
Location: Northern KY
Join Date: May 2011 Motorcycle(s): 2010 250 (track), 1992 250, 2006 R6 (street/track), 2008 R6 (track) Posts: Too much.
MOTY 2015, MOTM - Nov '12, Nov '13
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Ah, I feel ya! I would decline any excess out of ethical reasons myself.
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Goal: Shake A Million Hands | Look through the corners | Track Day Prep | Closest track? | The Mid-Ohio School |
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September 19th, 2014, 08:50 PM | #9 | |
Threadkiller
Name: Mick
Location: Monongahela, Pa.
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Quote:
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Advantages are taken, not handed out. MSF 138637 |
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September 19th, 2014, 08:56 PM | #10 |
ninjette.org certified postwhore
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I don't see a problem with it when the money is going directly to you. If you run out of money for school though that's on you.
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September 19th, 2014, 08:57 PM | #11 |
ninjette.org member
Name: Andrew
Location: SJ
Join Date: Sep 2013 Motorcycle(s): '12 ninja 250r Posts: 26
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buy what you need. if you need this to get to school then do so. just spend wisely meaning buy good stuff the first time around and dont get spend happy.
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September 19th, 2014, 09:31 PM | #12 |
Daily Jap rider
Name: Lance
Location: La Porte
Join Date: Dec 2012 Motorcycle(s): 2012 Ninja 250r Posts: A lot.
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On their website it says you can use the money for housing, food, and other living expenses, transportation and the cost of repairs for your transportation. I'm pretty sure gear is quite alright believe me. Back when I was in school and got a huge grant I used some of it to throw a massive kegger for my friends and a few hundred others. So I think your ethical thoughts are not bad just unwarranted. Get the gear, get the degree. I got mine and I will be paying back my loans for the next 20 years. At least I had a tiny bit of fun getting there.
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September 19th, 2014, 10:06 PM | #13 |
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MOTM - July '15
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I plan to get an Icon Overlord in textile, some RHOK pants and whatever brand boots. Overall, it'll still be cheaper than a car; I've done all the math.
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September 19th, 2014, 10:50 PM | #14 |
ninjette.org guru
Name: Genesis
Location: Paradise Valley Village, AZ
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PO, FAFSA or Financial aid -Fees-tuition-books= Your money. You don't have to pay back GRANTS. The gov may put " The fear of God into you" but as long as you're passing your classes whatever that's left over is yours to spend or save.
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September 19th, 2014, 11:40 PM | #15 |
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I'm kicking ass in all my classes, and I already had to spend a lot out of my pocket that I needed to save for when I move away. Plus, I'm a frugal person and I'll probably get stuff that's on sale, anyway :P
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September 20th, 2014, 12:12 AM | #16 |
ninjette.org member
Name: Andrew
Location: SJ
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where in CA do you live? i have an icon overlord textile jacket im willing to part with for a small fee
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September 20th, 2014, 05:36 AM | #17 |
sammich maker
Name: snot
Location: West Ohio - in the kitchen
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Wish I qualified for FAFSA, then I could take more than one class at a time . All the money I spend now for school would be at the track instead too.
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September 20th, 2014, 10:18 AM | #18 | |
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Quote:
There's one dude in my English class that has to do the same thing because he's from out of state, and my English teacher often cancels class on short notice, or we'll only be in class for 15 minutes. While all the full-time students like me are all happy to leave, he's upset that he came there just for 15 minutes of class |
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September 20th, 2014, 10:28 AM | #19 |
ninjette.org certified postwhore
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...you're taking English still? Dude, are you a freshman?
Lol. Don't spend FAFSA dough on moto-junk. Save it for food senior year when you have to buy a suit for interviews or when you don't get that summer internship and don't make money, or when you have to take an unpaid internship and are already broke. It's money intended for school. Use it as such. Hell, I just started full time work Co-op'ing and am pushing my senior year off a year. I'm giving my parents half my income to pay for tuition next year to help them out. I could buy a track bike or a badass car, but I'm not. Why? Because I'll have time and more money for that once I'm older with a real job. Might have to wait till I'm 50, but that's fine with me. It's your money, use it how you see fit, but savings go further later on when you don't want to be the kid who's broke and bitching about money. No one likes that guy. |
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September 20th, 2014, 11:48 AM | #20 |
Participant
Name: Dave
Location: South of Seattle
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If it doesn't seem the right thing to do, it's probably not the right thing to do.
Your most important possession is your good name. Do well in school, stick it out, and get your degree! Good luck and best wishes! |
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September 20th, 2014, 12:17 PM | #21 | |
ninjette.org guru
Name: Genesis
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I'm in school as well, I work FT, go to school FT, and have my own place. It sucks my family doesn't help me, but that's less people for me to see during the holidays. Key word is FRUGAL and you hit the spot. BTW, whats your major? if you don't mind me asking.
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September 20th, 2014, 01:23 PM | #22 | |
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Quote:
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September 20th, 2014, 02:02 PM | #23 |
ninjette.org certified postwhore
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Haven't started the minor, still taking english classes, and looking to spend FAFSA money on motorcycle stuff; yepp, my money is on you being a freshman.
Am I wrong? I'm curious now for the sake of pride in my guessing skills. |
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September 20th, 2014, 02:55 PM | #24 |
Private Joker
Name: Ben
Location: Towson, MD
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go for it, I know a guy who took his money and got himself a house (not a particularly good house but it's his) and a truck which he used to start up his first small business, was a general workman. Basically he did tile/basic electric stuff/etc and he did it cheap partially because he wasn't legally qualified to do some of the work but he knew how to anyway. Never took a single class at any university and paid the loan well within the expected time frame. He never heard anything of it.
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September 20th, 2014, 02:56 PM | #25 |
Private Joker
Name: Ben
Location: Towson, MD
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could be a sophmore, not into the important jr/sr classes though fosho if taking english
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September 20th, 2014, 03:13 PM | #26 |
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Yep. Also, to be fair, I'm only looking to spend money on motorcycle stuff because my truck is on its last legs and I'd rather spend a few hundred bucks on a motorcycle I already bought than even more money on another car. And, I technically have started my minor; C++ programming counts towards both :P
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September 20th, 2014, 03:16 PM | #27 | |
ninjette.org certified postwhore
Name: Rebecca
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Quote:
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My Ninja 300 |
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September 20th, 2014, 03:19 PM | #28 |
Private Joker
Name: Ben
Location: Towson, MD
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it was from fafsa, figured it was a relevant enough situation
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September 20th, 2014, 03:26 PM | #29 |
ninjette.org certified postwhore
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nailed it! my online life is now complete.
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September 20th, 2014, 03:27 PM | #30 |
ninjette.org certified postwhore
Name: Rebecca
Location: SF Bay Area
Join Date: Sep 2009 Motorcycle(s): 2013 Ninja 300 w/ ABS, 2014 NC700X, 2008 Ninja 250 (sold), 2002 Ninja 250 (sold) Posts: A lot.
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you still pay back loans though no matter the source (or you're supposed to anyway lol). yeah lower interest, but still not the free money like grants are. also, i'm pretty sure with grants, they just come as a package deal and you don't just opt to receive a portion of it whereas you aren't required to take out the maximum amount of loans they'll allow for you.
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My Ninja 300 |
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September 20th, 2014, 03:28 PM | #31 |
ninjette.org certified postwhore
Name: Rebecca
Location: SF Bay Area
Join Date: Sep 2009 Motorcycle(s): 2013 Ninja 300 w/ ABS, 2014 NC700X, 2008 Ninja 250 (sold), 2002 Ninja 250 (sold) Posts: A lot.
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time to retire from ninjette
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My Ninja 300 |
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September 20th, 2014, 03:31 PM | #32 |
ninjette.org certified postwhore
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September 20th, 2014, 03:47 PM | #33 |
ninjette.org certified postwhore
Name: Murphey
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I'm in an english class, I'm a junior, sooo.... it's 400 level so right where I should be pretty much. English doesn't automatically mean 101
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September 20th, 2014, 03:50 PM | #34 |
ninjette.org certified postwhore
Name: Rebecca
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but what's your major? engineering majors don't exactly need higher level english courses, hence chone's reasoning.
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September 20th, 2014, 03:53 PM | #35 | |
ninjette.org certified postwhore
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Technical reports =/= creative writing. |
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September 20th, 2014, 03:56 PM | #36 |
Inline 4!!!
Name: Danny
Location: MA
Join Date: May 2014 Motorcycle(s): 2008 CBR600rr, 1987 KLR 250 Posts: A lot.
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Spend the money for gear. What else would you spend the money on anyway? Like you said, if your bike is your main transportation then you can justify that it is something you need for your bike.
When I was in Community college I remember they would send me a check for about $500 even after paying for everything, it was great. I would pretty much just either save/blow the $500 but oh well lol. Now I am in a 4 year school and am trying to scrimp by. Don't take that "free-money" for granted. P.S my major is IT, + a few certs.
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September 20th, 2014, 03:57 PM | #37 |
ninjette.org certified postwhore
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...uh. food? tuition? school supplies?
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September 20th, 2014, 04:18 PM | #38 |
ninjette.org guru
Name: Genesis
Location: Paradise Valley Village, AZ
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Nice, that sounds good. I have an AA in (Bus) and 1 year away from getting my BS in Bus Admin w/ emphasis in Accounting. What CSU or university are you enrolled at?
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September 20th, 2014, 04:29 PM | #39 | |
ninjette.org guru
Name: Genesis
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Quote:
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September 20th, 2014, 04:43 PM | #40 |
ninjette.org guru
Name: Genesis
Location: Paradise Valley Village, AZ
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+1 that's right, it all depends on the major your shooting for. I got English out of the way before I transferred to a 4 year. Sometimes people take English or whatever just to maintain a full-time schedule for various reasons, especially if the school you are attending is impacted.
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